https://wealthnorth.ca/banking/bank-reviews/scotiabank/Recent content in Scotiabank Review 2026 | Bank of Nova Scotia on WealthNorthHugo -- gohugo.ioen-caSun, 03 May 2026 11:37:14 -0400https://wealthnorth.ca/banking/bank-reviews/scotiabank/atm-withdrawal-limit/Sun, 03 May 2026 08:00:00 -0400https://wealthnorth.ca/banking/bank-reviews/scotiabank/atm-withdrawal-limit/Scotiabank’s standard ATM cash withdrawal limit is $1,000 per day for most personal chequing accounts. This is consistent with the limits set by the other Big Five banks (RBC and TD use the same $1,000 standard) and represents the maximum amount you can withdraw in cash from ATMs in a single day. If you regularly need more cash, Scotiabank can raise the limit by request. ATM Withdrawal Limits by Account Type Account Daily ATM Limit Notes Day to Day Banking $1,000 Standard limit Basic Bank Account $1,000 Standard limit Preferred Package $1,000 Standard limit Ultimate Package $1,000 May qualify for higher limit on request Student Account $500–$1,000 Lower initial limit for new students Youth Account $300–$500 Age-dependent The $1,000/day limit applies to cash dispensed from ATMs — it does not affect your Interac debit purchase limit ($5,000/day for most accounts) or your ability to make wire transfers or bill payments through Scotia OnLine.https://wealthnorth.ca/banking/bank-reviews/scotiabank/hours/Sun, 03 May 2026 08:00:00 -0400https://wealthnorth.ca/banking/bank-reviews/scotiabank/hours/Scotiabank operates 950+ branches across Canada with hours that vary significantly by location type. The baseline is Monday to Friday, 9:30 AM to 5:00 PM — a standard shared with most Big Five banks. Extended hours (to 6 PM or later) are available at select locations, and Saturday service is offered at many shopping centre and high-traffic branches. For the most accurate hours, the Scotiabank app’s branch locator is the fastest tool.https://wealthnorth.ca/banking/bank-reviews/scotiabank/customer-service/Sun, 03 May 2026 08:00:00 -0400https://wealthnorth.ca/banking/bank-reviews/scotiabank/customer-service/Scotiabank’s main customer service line is 1-800-472-6842, available 24/7 for personal banking. For urgent matters like a lost card or suspected fraud, this is always the first call to make. For routine enquiries, the Scotiabank app’s chat function is a faster alternative during business hours. Main Contact Numbers Department Phone Number Hours Personal banking (general) 1-800-472-6842 24/7 From outside Canada 1-416-701-7200 (collect) 24/7 Credit cards 1-800-472-6842 24/7 Lost / stolen debit card 1-800-472-6842 24/7 Lost / stolen credit card 1-800-472-6842 24/7 TDD/TTY (hearing impaired) 1-800-645-0288 Business hours International banking 1-800-472-6842 24/7 Business banking 1-800-472-6842 24/7 Department-Specific Contacts Service Number Notes Mortgages 1-800-472-6842 Ask for mortgage specialist Scotia iTRADE 1-888-872-3388 Self-directed investing Scotia Wealth Management 1-800-472-6842 Full-service investing Insurance (creditor) 1-877-441-3533 Credit life and disability Newcomer StartRight 1-800-472-6842 Ask for StartRight support Client Care Centre (escalations) 1-800-785-8772 For unresolved complaints Digital Support Channels Scotiabank App — Chat The Scotiabank mobile app includes a live chat function accessible from the app’s main menu.https://wealthnorth.ca/banking/bank-reviews/scotiabank/e-transfer-limit/Sun, 03 May 2026 08:00:00 -0400https://wealthnorth.ca/banking/bank-reviews/scotiabank/e-transfer-limit/Scotiabank Interac e-Transfers follow the same standard limits as the other Big Five banks: $3,000 per transaction, $10,000 per day, and $30,000 per 30-day rolling period. These limits are set by Payments Canada and Interac, not Scotiabank independently, which is why the same limits appear across RBC, TD, and BMO. Where Scotiabank differs slightly is the fee structure. Day to Day Banking clients pay $1.25 per e-Transfer — the same $1.https://wealthnorth.ca/banking/bank-reviews/scotiabank/fees/Sun, 03 May 2026 08:00:00 -0400https://wealthnorth.ca/banking/bank-reviews/scotiabank/fees/Scotiabank’s fee structure is broadly aligned with the other Big Five banks — tiered monthly fees with balance-based waivers, NSF fees, and charges for international transactions. The NSF fee of $45 is among the higher rates in the Big Five (TD is $35), and the Day to Day account’s per-transaction model is an unusual option not offered by most competitors. The Ultimate Package at $30.95 bundles several services that would otherwise carry individual fees, which can justify its cost for clients who hold the $6,000 balance threshold.https://wealthnorth.ca/banking/bank-reviews/scotiabank/mobile-deposit-limit/Sun, 03 May 2026 08:00:00 -0400https://wealthnorth.ca/banking/bank-reviews/scotiabank/mobile-deposit-limit/Scotiabank’s mobile deposit feature — called ScotiaDeposit — allows you to photograph and deposit eligible Canadian cheques through the Scotiabank app. The standard limits are $5,000 per cheque, $10,000 per day, and $50,000 per 30-day rolling period, which is consistent with limits at RBC and TD and sufficient for most personal banking needs. The key exceptions: foreign-currency cheques, US dollar cheques, and post-dated cheques cannot be deposited via mobile and require a branch visit.https://wealthnorth.ca/banking/bank-reviews/scotiabank/wire-transfer-limit/Sun, 03 May 2026 08:00:00 -0400https://wealthnorth.ca/banking/bank-reviews/scotiabank/wire-transfer-limit/Scotiabank wire transfers are available through Scotia OnLine for amounts up to approximately $50,000 per day, or through a branch for larger amounts. The standard domestic wire fee is approximately $25, and international wires run $40–$65 depending on the destination. Scotiabank’s international banking presence — with subsidiaries throughout Latin America and the Caribbean — can make some international transfers faster and less expensive than comparable transfers through banks without a footprint in those regions.https://wealthnorth.ca/banking/bank-reviews/scotiabank/routing-number/Mon, 06 Apr 2026 08:00:00 -0400https://wealthnorth.ca/banking/bank-reviews/scotiabank/routing-number/Every Scotiabank account is identified in the Canadian payments system by three numbers: a transit number (your specific branch), an institution number (Scotiabank’s fixed identifier), and an account number. For Scotiabank, the institution number is always 002 — identical for every account at every branch across Canada. What varies is your 5-digit transit number, which identifies the branch where your account was originally opened. One important clarification before anything else: Tangerine is owned by Scotiabank but operates as a completely separate bank with its own institution number (614).