Skip to main content

CIBC Routing Number Canada 2026 | Transit & Institution Number

Updated

CIBC Routing Number

CIBC’s institution number is 010. This is the same at every CIBC branch and for every CIBC account across Canada.

ComponentValue
Institution number010
Transit numberVaries by branch (5 digits)
Routing number formatXXXXX-010
EFT routing format (9 digits)0 + 010 + XXXXX
SWIFT codeCIBCCATT

Note: Simplii Financial is a division of CIBC and also uses institution number 010. See the Simplii section below for details.

How to Find Your CIBC Routing Number

Method 1: CIBC Online Banking

  1. Log in to CIBC Online Banking
  2. Navigate to “My Accounts”
  3. Select the account you need
  4. Click “Account Details”
  5. Your transit number, institution number (010), and account number are displayed
  6. Click “Void Cheque” to download a PDF

Method 2: CIBC Mobile App

  1. Open the CIBC Mobile Banking app
  2. Tap on the account
  3. Tap “Account Details” or the info icon
  4. Transit number, institution number (010), and account number are displayed
  5. You can save or share a digital void cheque

Method 3: CIBC Cheque

On a CIBC personal cheque:

PositionNumberDigits
FirstTransit number5
SecondInstitution number (010)3
ThirdAccount number7–12

Method 4: CIBC Branch

Visit any CIBC branch with government-issued photo ID. A teller can print a void cheque or confirm your routing information.

CIBC Transit Numbers for Major Branches

Ontario

BranchTransit NumberRouting Number
CIBC Commerce Court, Bay St, Toronto0000200002-010
Yonge & Bloor, Toronto0072200722-010
Bay & College, Toronto0001200012-010
Sparks St, Ottawa0770007700-010
Hamilton, King St W0400204002-010
London, Dundas St0500205002-010
Mississauga, Erin Mills0148201482-010
Kitchener, King St0632206322-010

British Columbia

BranchTransit NumberRouting Number
Vancouver, Georgia St0060000600-010
Surrey, King George Blvd0104001040-010
Victoria, Douglas St0040000400-010
Burnaby, Kingsway0076000760-010

Alberta

BranchTransit NumberRouting Number
Calgary, 8th Ave SW0188001880-010
Edmonton, Jasper Ave0170001700-010
Red Deer, Gaetz Ave0200002000-010

Quebec

BranchTransit NumberRouting Number
Montreal, Ste-Catherine St W1000110001-010
Quebec City, Grande Allée1180111801-010
Laval, Laurentian Blvd1021110211-010

Prairies

BranchTransit NumberRouting Number
Winnipeg, Portage Ave2575025750-010
Saskatoon, 2nd Ave2666026660-010
Regina, Victoria Ave2642026420-010

Atlantic Canada

BranchTransit NumberRouting Number
Halifax, Barrington St3010030100-010
Moncton, Main St3040030400-010
St. John’s, Water St3100031000-010

CIBC and Simplii Financial: Same Institution Number

Simplii Financial is a division of CIBC (not a separate bank), so it uses the same institution number:

BankInstitution NumberKey Difference
CIBC010Branch-based transit numbers; physical branches
Simplii Financial010Online-only transit numbers; no physical branches (uses CIBC ATMs)

How this affects you:

  • If someone asks for your “bank,” Simplii clients should specify Simplii Financial (not CIBC), even though the institution number is the same
  • Simplii accounts have their own transit number — do not use your nearby CIBC branch’s transit number for a Simplii account
  • For CRA or payroll setup, enter the transit number shown in your Simplii Online Banking, not a CIBC branch number

Finding Your Simplii Routing Number

  1. Log in to Simplii Financial Online Banking
  2. Click on the account
  3. Navigate to “Account Details”
  4. Your transit number and institution number (010) are displayed
  5. You can download a direct deposit form (void cheque) as a PDF

Simplii typically uses the transit number 00002 for most accounts, but always verify in your online banking.

CIBC Routing Number for Specific Purposes

PurposeWhat You NeedNotes
Payroll direct depositTransit (5) + 010 + accountVoid cheque or direct deposit form
CRA tax refundTransit (5) + 010 + accountEnter in My CRA Account
CPP / OAS / EITransit (5) + 010 + accountMy Service Canada Account
Pre-authorized paymentsTransit (5) + 010 + accountPAD form
International wire (incoming)SWIFT: CIBCCATT + transit + accountProvide to sender
CIBC Investor’s Edge linkIE has own account numbersCheck CIBC IE platform
Interac e-TransferNot neededUses email or phone

CIBC EFT Routing Number (9-Digit Format)

Format: 0 + Institution number + Transit number

Example: 0 + 010 + 00002 = 001000002

Use this 9-digit format when a payroll system or government form specifically requests it.

CIBC SWIFT Code

DetailValue
SWIFT/BIC codeCIBCCATT
Bank nameCanadian Imperial Bank of Commerce
CityToronto
CountryCanada (CA)

When receiving an international wire to your CIBC account, the sender needs:

  1. SWIFT code: CIBCCATT
  2. Your name (as it appears on the account)
  3. Transit number (5 digits)
  4. Account number (7–12 digits)
  5. Bank address: CIBC, Commerce Court, 199 Bay Street, Toronto, ON M5L 1A2

CIBC Account Types

Account TypeInstitution NumberNotes
CIBC Smart Account010Standard routing applies
CIBC Smart Plus Account010Standard routing applies
CIBC eAdvantage Savings010May have different transit than chequing
CIBC TFSA Tax Advantage Savings010Verify transit in online banking
CIBC GIC010Fixed-term; check account details
CIBC Investor’s Edge (RRSP, TFSA)010Investment accounts have separate numbers
Simplii Financial Chequing010Uses Simplii-specific transit number
Simplii Financial Savings010Uses Simplii-specific transit number

Troubleshooting

IssueSolution
Confused CIBC and Simplii transit numbersSame institution (010) but different transit numbers; check your specific account
Form asks for 9-digit routing numberUse EFT format: 0 + 010 + your 5-digit transit
Direct deposit going to wrong accountVerify both transit AND account number; a CIBC transit with Simplii account number won’t work
CIBC Investor’s Edge routingInvestment accounts have separate routing; check IE platform
International wire not arrivingConfirm SWIFT code (CIBCCATT) with sender; CIBC may require a forex handling reference
💰

Get a $25 bonus when you open a Wealthsimple chequing account

No monthly fees. Earn interest on your balance. Start growing your money today.

Claim Your $25 →

Use referral code WZ0ZTA if prompted