CIBC Institution Number (010), Transit Number and SWIFT Code

CIBC’s institution number, which CIBC also calls its bank number, is 010. CIBC’s wire instructions give CIBCCATT as the SWIFT BIC, and the transit, 5 digits long, identifies the CIBC Banking Centre your account belongs to. What follows: a table of the numbers, CIBC’s two ways to see yours, the void cheque, a wire sender’s checklist, where Simplii fits, and CIBC’s phone line.

CIBC numbers at a glance

On cheques, the institution number comes after the transit and a dash; Payments Canada’s electronic version starts with a zero, then the institution number, then the transit. Both are set out, with what the parts mean, in the routing numbers guide.

Where to find your CIBC transit and account number

CIBC Mobile Banking app: select the account, then the Account Info tab, under Account Details. CIBC Online Banking: My Accounts, where the account number appears as xxxxx-yy-yyyyy (the first five digits are the transit number).

CIBC says the bottom line of its cheques carries the transit, the institution number and the account number; where the numbers are on a cheque shows the layout. CIBC’s wire page says to look up a transit’s branch address with its Banking Centre locator, choosing “Search by Transit Number”. For a form that wants more digits than your number has, CIBC’s advice is to “add zeros to the front of it until it is long enough”, adding that most institutions specify the length they need.

CIBC void cheque and direct deposit form

Online Banking: select the account in My Accounts, Manage My Account, then Void Cheque / Direct Deposit Info in Deposit Account Details, and print the pre-filled form.

CIBC’s how-to page also has a blank Payroll, Direct Deposit or Pre-Authorized Payment Form to fill in by hand, sign and send to whoever asked for it. The steps for voiding a paper cheque are on how to void a cheque, an employer’s or payer’s side on setting up direct deposit, and government deposits on CRA direct deposit.

Receiving a wire at CIBC: SWIFT code and details

To receive a wire, CIBC’s wire transfer page says the sender needs:

The bank name (Canadian Imperial Bank of Commerce) and the complete address of your branch; the SWIFT BIC code; the Canadian clearing code or member ID (0010 followed by your 5-digit transit number); the institution number; your 5-digit transit, including all zeros; your 7-digit account number; and your name and address as they appear on your statement.

For US-dollar funds coming from the U.S., CIBC says to use Wells Fargo as an intermediary bank and lists extra details for the sender. The Wells Fargo details are on CIBC’s page and not repeated here. Codes for other banks are on SWIFT codes for Canadian banks, CIBC’s wire fees and limits on the wire transfers table, and the overseas sender’s side on sending money to Canada.

Simplii Financial accounts

Simplii Financial describes itself as a trademark and division of CIBC, and its FAQ states a branch or transit number of its own, while a CIBC transit identifies the account’s home Banking Centre. Simplii’s numbers are on institution numbers: Simplii.

CIBC hours, phone and help

CIBC’s contact page lists 1-800-465-2422 (1-800-465-CIBC) for Telephone Banking, which covers day-to-day, online and mobile banking from Canada and the U.S.. Branch locations come up in CIBC’s Banking Centre locator, which searches by address, city, postal code or transit. Lost cards are covered on CIBC’s card help, complaints on bank complaints, and closures on bank holidays.

CIBC’s accounts and fees are on the CIBC banking overview; institutions beyond CIBC are listed on institution numbers.