TD Bank Routing Number
TD Bank’s institution number is 004. This is the same at every TD branch and for every TD account across Canada.
| Component | Value |
|---|---|
| Institution number | 004 |
| Transit number | Varies by branch (5 digits) |
| Routing number format | XXXXX-004 |
| EFT routing format (9 digits) | 0 + 004 + XXXXX |
| SWIFT code | TDOMCATTTOR |
Your full TD routing number is your 5-digit branch transit number + 004. For example, if your branch transit is 12345, your routing number is 12345-004.
How to Find Your TD Routing Number
Method 1: TD EasyWeb (Online Banking)
- Log in to TD EasyWeb
- Click on the account you need the number for (chequing or savings)
- Click “Account Details” or “View Account Details”
- Your transit number, institution number (004), and account number are displayed
- You can also click “Direct Deposit Form” to download a PDF void cheque
Method 2: TD Mobile App
- Open the TD app on your phone
- Tap the account you need
- Tap the “i” (info) icon or “Account Details”
- Transit number, institution number (004), and account number are shown
- Tap “Share banking details” or “Direct deposit” to generate a digital void cheque
Method 3: TD Cheque
On a TD personal cheque, the numbers at the bottom appear in this order:
| Position | Number | Digits |
|---|---|---|
| First | Transit number | 5 |
| Second | Institution number (004) | 3 |
| Third | Account number | 7–12 |
Method 4: TD Branch
Visit any TD branch with government-issued photo ID. A teller can print a void cheque, provide a PAD form, or verbally confirm your transit number.
TD Transit Numbers for Major Branches
Every TD branch has its own 5-digit transit number. Here are transit numbers for some of TD’s most prominent branches:
Ontario
| Branch | Transit Number | Routing Number |
|---|---|---|
| TD Centre, Bay & King, Toronto | 10002 | 10002-004 |
| Yonge & Bloor, Toronto | 12262 | 12262-004 |
| Main & Danforth, Toronto | 10532 | 10532-004 |
| Rideau Centre, Ottawa | 73622 | 73622-004 |
| Hamilton, King St | 33602 | 33602-004 |
| London, Richmond St | 40362 | 40362-004 |
| Mississauga, Square One area | 14582 | 14582-004 |
| Brampton, Queen St | 14472 | 14472-004 |
British Columbia
| Branch | Transit Number | Routing Number |
|---|---|---|
| Vancouver, Burrard & Georgia | 80002 | 80002-004 |
| Surrey, Central City | 81002 | 81002-004 |
| Victoria, Douglas St | 85002 | 85002-004 |
| Burnaby, Metrotown area | 80202 | 80202-004 |
Alberta
| Branch | Transit Number | Routing Number |
|---|---|---|
| Calgary, 8th Ave SW | 88002 | 88002-004 |
| Edmonton, Jasper Ave | 86002 | 86002-004 |
Quebec
| Branch | Transit Number | Routing Number |
|---|---|---|
| Montreal, Sherbrooke & Peel | 45522 | 45522-004 |
| Quebec City, Grande Allée | 48502 | 48502-004 |
Atlantic Canada
| Branch | Transit Number | Routing Number |
|---|---|---|
| Halifax, Barrington St | 59002 | 59002-004 |
| Saint John, King St | 62002 | 62002-004 |
| St. John’s, Water St | 65002 | 65002-004 |
Note: Transit numbers may change when branches merge or relocate. Always verify your current transit number through TD EasyWeb or the TD app.
TD Routing Number for Specific Purposes
| Purpose | What You Need | Format |
|---|---|---|
| Payroll direct deposit | Transit (5) + institution 004 + account (7–12) | Void cheque or direct deposit form |
| CRA tax refund | Transit (5) + institution 004 + account (7–12) | Enter in My CRA Account |
| CPP / OAS / EI direct deposit | Transit (5) + institution 004 + account (7–12) | Enter in My Service Canada Account |
| Pre-authorized bill payment | Transit (5) + institution 004 + account (7–12) | PAD form |
| International wire transfer (incoming) | SWIFT: TDOMCATTTOR + transit + account | Provide to sender |
| US dollar wire transfer | SWIFT: TDOMCATTTOR + TD US account details | For TD US dollar accounts |
| Link to investment account | Transit (5) + institution 004 + account (7–12) | For TD Direct Investing, Wealthsimple, etc. |
| Interac e-Transfer | Not needed | Uses email or phone number |
TD EFT (Electronic Funds Transfer) Routing Number
For electronic funds transfer systems, the 9-digit format adds a leading zero and rearranges the order:
Format: 0 + Institution number + Transit number
Example: 0 + 004 + 10002 = 000410002
This 9-digit format is used by some payroll systems, CRA, and financial technology platforms. If a form asks for a “9-digit routing number,” use this format.
TD SWIFT Code for International Transfers
| Detail | Value |
|---|---|
| SWIFT/BIC code | TDOMCATTTOR |
| Alternative format | TDOMCATT |
| Bank name | Toronto-Dominion Bank |
| City | Toronto |
| Country | Canada (CA) |
When receiving an international wire transfer to your TD account, provide the sender with:
- SWIFT code: TDOMCATTTOR
- Your name (as it appears on the account)
- Transit number (5 digits)
- Account number (7–12 digits)
- Bank address: TD Bank, Toronto-Dominion Centre, 66 Wellington Street West, Toronto, ON M5K 1A2
TD Account Types and Routing Numbers
Your institution number (004) is the same regardless of account type, but your account number differs:
| Account Type | Institution Number | Transit Number | Account Number |
|---|---|---|---|
| TD Everyday Chequing | 004 | Your branch’s number | Unique to account |
| TD Unlimited Chequing | 004 | Your branch’s number | Unique to account |
| TD High Interest Savings | 004 | Your branch’s number | Unique to account |
| TD TFSA Savings | 004 | Assigned transit | Unique to account |
| TD GIC | 004 | Assigned transit | Unique to account |
Note: TD Direct Investing accounts (TFSA, RRSP, non-registered) have their own account numbers and may use a different transit number than your banking branch. Check TD Direct Investing’s platform for the correct details.
Troubleshooting TD Routing Numbers
| Issue | Solution |
|---|---|
| Form asks for 9-digit routing number | Use the EFT format: 0 + 004 + your 5-digit transit |
| Form asks for “bank code” or “sort code” | Use the institution number: 004 |
| International sender asks for “routing number” | Provide the SWIFT code (TDOMCATTTOR) + transit + account |
| Direct deposit rejected | Verify transit number is correct in EasyWeb; ensure account is open and active |
| Transit number changed | Your branch may have merged or relocated; check EasyWeb for updated number |
| TD took over my HSBC account | Your routing number changed from HSBC (016) to TD (004); verify new transit in EasyWeb |
Related Pages
- Bank Routing Numbers in Canada — Complete guide for all banks
- How to Void a Cheque in Canada — Getting your routing info without cheques
- How to Set Up Direct Deposit — Step-by-step payroll and CRA setup
- TD Bank Review — Full review of TD accounts and services
- Wire Transfer in Canada — Domestic and international wire guide
- RBC Routing Number — RBC transit and institution numbers
- BMO Routing Number — BMO transit and institution numbers