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Student Aid by Province and Territory in Canada

Updated

Province or territoryProgramApply throughProvincial loan serviced byProvincial grantsInterest on the provincial loanRepayment starts
British ColumbiaStudentAid BCStudent AccountNational Student Loan Service CentreB.C. Access GrantNo interest is charged on your loan6 months after finishing school
AlbertaAlberta Student AidStudent Aid accountAlberta MyLoanAlberta Student Grant for Full-time StudentsFollows the current prime rate12 months after you leave school
SaskatchewanSaskatchewan Student AidAdvanced Education Student PortalNational Student Loans Service CentreSaskatchewan Student Grant for Full-Time StudentsFloating interest rate of Prime RateSix months after you have graduated or discontinued your studies
ManitobaManitoba Student AidMySAO PortalNational Student Loans Service CentreManitoba BursaryInterest-freeSix months after you stop going to school full-time
OntarioOntario Student Assistance ProgramOSAP accountNational Student Loans Service CentreOntario Student GrantPrime rate plus 1%Six months after you graduate or leave full-time studies
QuebecStudent Financial AssistanceMy Student Financial Assistance FileFinancial institution to which you gave your guarantee certificateBursaryBank of Canada preferential rate plus 0.50%6 months following the end of your studies
New BrunswickNew Brunswick Student Financial Assistance ProgramNB Student Aid PortalNational Student Loans Service Centre (NSLSC)Renewed Tuition Bursary ProgramInterest is no longer charged on New Brunswick Student Loans as of November 1, 2022Six months after completing your studies
Nova ScotiaNova Scotia Student AssistanceMyPATHResolveNova Scotia Student Grant0% interest benefit for qualifying student borrowers who have graduated and reside in Nova ScotiaSix months after you leave school
Prince Edward IslandCheck with the programCheck with the programCheck with the programCheck with the programZero percent interest rateTwelve months
Newfoundland and LabradorStudentAidNLNewfoundland and Labrador Student Financial AssistanceNational Student Loans Service CentreProvincial Student GrantInterest-freeSix months after your full-time studies end
YukonYukon student financial assistanceStudent Financial Assistance portalNational Student Loans Service CentreYukon GrantOnly Canada Student Grants and Loans and territorial grants are available6-month non-repayment period
Northwest TerritoriesNWT Student Financial Assistance ProgramCheck with the programFinance Officer, Revenue and CollectionsBasic Grant, Supplementary Grant1% below the Bank of Canada’s business prime rateAfter the six-month interest-free period expires
NunavutFinancial Assistance for Nunavut Students (FANS)Check with the programFANSPrimary Universal Grant, Travel GrantCheck with the programWithin six months of the completion of your schooling

British Columbia

British Columbia’s program is StudentAid BC.

Alberta

Alberta’s program is Alberta Student Aid.

Saskatchewan

Saskatchewan’s program is Saskatchewan Student Aid.

Manitoba

Manitoba’s program is Manitoba Student Aid.

Ontario

Ontario’s program is Ontario Student Assistance Program.

Quebec

Quebec’s program is Student Financial Assistance.

New Brunswick

New Brunswick’s program is New Brunswick Student Financial Assistance Program.

Nova Scotia

Nova Scotia’s program is Nova Scotia Student Assistance.

Prince Edward Island

For Prince Edward Island’s program name and how to apply, check with the program.

Newfoundland and Labrador

Newfoundland and Labrador’s program is StudentAidNL.

Yukon

Yukon’s program is Yukon student financial assistance.

Northwest Territories

Northwest Territories’s program is NWT Student Financial Assistance Program.

Nunavut

Nunavut’s program is Financial Assistance for Nunavut Students (FANS).

Sources

The figures and rules on this page come from these sources, last checked against them on November 3, 2026. How we check facts.