Kamloops Housing Market: Prices, Sales and Listings | July 2026

The Kamloops and District Real Estate Association is now the Kamloops branch of the Association of Interior REALTORS (AIR), which reports the Kamloops and District region separately in its monthly release. These figures are from the July 2026 release, out in August 2026. AIR gives local sales, listings and MLS® HPI benchmarks but no average or median price; the housing market overview explains the difference.

Kamloops benchmark prices, July 2026

AIR, July 2026: Kamloops and District, and the Central Okanagan (Kelowna) region from the same release.

A single-family home in Kamloops is benchmarked $388,400 below the Kelowna one and a condo $119,400 below. Within Kamloops the townhome benchmark is 75% of the single-family level. Townhomes were also the one type whose benchmark fell over the year.

Sales and listings

AIR, Kamloops and District, July 2026.

Sales eased from 271 the month before and new listings from 572. From those totals, the region had 5.8 months of supply, below CREA’s 6.4-month buyer’s-market threshold, and sales equal to 55.6% of new listings (both our calculations). Across the whole AIR region, 9,630 listings against 1,496 sales works out to 6.4 months, so Kamloops is tighter than the Interior as a whole. Kamloops and District made up 17% of AIR’s sales.

AIR’s president described the Kamloops market as stable, with sales in line with a year earlier, and called the short supply a longstanding problem for the region, where demand “has consistently outpaced the supply of available homes”.

Buying costs in Kamloops

BC’s property transfer tax is 1% on the first $200,000 and 2% on the rest up to $2,000,000, so a house at the single-family benchmark carries $11,680. Kamloops prices sit inside BC’s first-time buyer exemption, which removes the tax on the first $500,000 for homes worth up to $835,000: an eligible buyer of that house pays $3,680. A benchmark condo owes $5,426, or nothing for a qualifying first-time buyer, since its whole price falls inside the exempt amount.

The City of Kamloops’ 2026 residential rate is $4.65 per $1,000 of assessed value, up from $4.39. On a house assessed at the single-family benchmark the city’s share is about $3,181 a year; school and regional district taxes are added on the same notice.

At that price the minimum down payment is $43,400 (6.3%, since the part above $500,000 needs 10%), plus $25,624 of default insurance on the mortgage. A benchmark condo needs $18,565 down.

Income needed against Kamloops incomes

At the single-family benchmark a buyer needs around $153,900 a year at minimum down, or $134,800 with 20% down, under the stress test and a 39% cap (method). The 2021 Census put the Kamloops CMA’s median household income at $87,000 for 2020: a benchmark house needs 77% more than that, while a benchmark condo, at $86,700, needs $310 less.

Related pages

• British Columbia housing market
• Kelowna housing market: AIR’s Central Okanagan benchmarks
• BC mortgage affordability calculator