QPAREB’s Centris statistics for the Quebec City census metropolitan area cover three sectors: the agglomeration (Quebec City itself with L’Ancienne-Lorette and Saint-Augustin-de-Desmaures), the northern periphery and the South Shore around Lévis. As in Montreal, the association reports median prices for single-family homes, condominiums and plexes rather than a benchmark. This report shows September 2026, released in October 2026; the Canadian housing market overview explains the measures.
Quebec City home prices, September 2026
| Home type | Median | Year over year | Sales | Days to sell (avg.) |
|---|---|---|---|---|
| Single-family | $475,000 | +4.7% | 519 | 32 |
| Condominium | $335,000 | +6.3% | 192 | 33 |
| Plex (2 to 5 units) | $593,000 | +13.0% | 65 | 28 |
QPAREB statistics for the Quebec City CMA, compiled from Centris listings, September 2026; each change compares a median with the same month one year before.
Plexes posted the biggest price gain of the three types, while single-family homes took 32 days to sell on average, up from 19. The median single-family home here is $160,000 cheaper than in Greater Montreal, and the median condo $95,000 cheaper.
The three sectors
| Sector | Single-family median | Change | Sales | New listings | Active listings |
|---|---|---|---|---|---|
| Agglomeration | $469,000 | −1.3% | 539 | 906 | 1,560 |
| Northern periphery | $547,500 | +10.2% | 108 | 185 | 409 |
| South Shore (Lévis area) | $450,000 | +10.8% | 129 | 312 | 561 |
Single-family houses in the northern periphery, the suburbs and towns north of the city, had a higher median than those in the agglomeration this month. The agglomeration’s condo median was $348,888 (+9.7%), and its stock of homes for sale was 49% up on the year. Where to live within the region is covered on where to live in Quebec City.
Sales, listings and market balance
776 homes sold across the CMA (-5% on the year), against 1,403 new listings (+20.5%). Active listings stood at 2,530, up from 1,879. From those counts, our own calculation puts sales at 55.3% of new listings and the inventory at 3.3 months of sales, under the 3.6 months below which CREA calls a market a seller’s one. Greater Montreal, by the same arithmetic, had 7.1 months (reading these ratios).
QPAREB’s release describes market tension easing but not gone: sales were still 23% above the past ten years’ average, and even after the jump in listings, the supply of homes for sale remained about half its historical average, which the association says keeps pressure on prices.
Buying costs in Quebec City
Ville de Québec sets its own welcome-tax brackets, with rates of 2.5% above $500,000 and 3.0% above $750,000. A house in the city at the agglomeration’s single-family median of $469,000 stays below the first of those, so the duties come to $5,146. Quebec’s first-time buyer tax credit refunds the first $5,000 in full and 25% of the rest, $5,036 here, which leaves a first-time buyer about $109 to pay (Quebec welcome tax calculator (all provinces)).
The City’s 2026 property tax rate for homes of one to five dwellings is $0.7464 per $100 of assessed value, plus a water and sewer charge of $386 per dwelling. On a house assessed at that same median, the two add up to about $3,887 a year, before school tax and the waste charge; the municipal assessment roll, not the sale price, sets the real bill.
The CMA’s single-family median needs a down payment of at least $23,750, the flat 5% that applies up to $500,000, and the insurance premium on that loan is $18,050 (4.00% of the mortgage).
Income needed against Quebec City incomes
The median single-family home takes roughly $109,600 a year at minimum down, a median condo $78,700 (calculation). The Quebec City CMA’s median household income was $76,500 in the 2021 Census (income year 2020). The house needs 43% more than that median; the condo needs 3% more.
Related pages
Sources
The figures and rules on this page come from these sources, last checked against them between September 24, 2026 and October 4, 2026. How we check facts.
- CMHC: Calculating GDS / TDS
- CMHC: CMHC Purchase
- CMHC: Home Start
- CMHC: CMHC Improvement
- comapciqca-152af.kxcdn.com: PDF document
- Department of Finance Canada: Boldest mortgage reforms in decades come into force today
- Department of Finance Canada: Archived
- Department of Finance Canada: Government announces boldest mortgage reforms in decades to unlock homeownership for…
- Department of Finance Canada: “Straight Switches” and portfolio insurance
- Financial Consumer Agency of Canada: How much you need for a down payment
- Financial Consumer Agency of Canada: Buying a home
- GlobeNewswire: Canadian Home Sales Slide Down Slightly in August
- Gouvernement du Québec: Québec vient en aide aux acheteurs d'une première habitation Gouvernement du Québec
- Gouvernement du Québec: Information Bulletin 2026-2
- Justice Laws (Canada): Bank Act
- OSFI: Minimum qualifying rate for uninsured mortgages
- OSFI: Final Revised Guideline B-20: Residential Mortgage Underwriting Practices and Procedures
- OSFI: Amendments to the minimum qualifying rate for uninsured mortgages
- OSFI: OSFI exempts uninsured mortgage straight switches from the prescribed MQR and…
- OSFI: Loan-to-income limits for uninsured mortgage portfolios
- QPAREB: Quebec Professional Association of Real Estate Brokers
- QPAREB: Quebec Professional Association of Real Estate Brokers
- Statistics Canada: Household income statistics by dwelling and household characteristics: Canada,…
- ville.quebec.qc.ca: Droits mutation immobiliere
- ville.quebec.qc.ca: Taux taxation