Quebec Housing Market: Provincial Home Prices and City Reports | August 2026

Quebec’s resale market is tracked through the Centris system by the Quebec Professional Association of Real Estate Brokers (QPAREB), which reports the province, its census metropolitan areas and their sectors. QPAREB reports plexes, buildings of two to five units, as a property type of their own, alongside single-family homes and condominiums. The city reports below give each market’s own medians; the Canadian housing market overview compares Quebec with the other provinces.

Quebec home prices, August 2026

Province-wide, the MLS® HPI composite benchmark was about $540,800 (3.1% year over year), and total sales volume divided by sales gives an average of $565,212.

Centris medians and sales, September 2026

QPAREB’s own monthly statistics, a month newer than the figures above, give medians for each property type across the province:

Province of Quebec, QPAREB by the Centris system, September 2026.

There were 7,045 sales in the month (−7.1% on a year earlier), 15,378 new listings (+12.7%) and 45,185 properties on the market (+23.5%). The all-types average, sales volume over sales, was $556,162. QPAREB does not publish market-balance ratios, so by our arithmetic sales were 45.8% of new listings and the stock of listings equalled 6.41 months of sales, above the 6.4 months CREA takes as the start of a buyer’s market (reading the ratios).

The Montreal CMA accounted for 44% of the province’s sales that month and the Quebec City CMA for 11%. The provincial single-family median sat $136,500 below Greater Montreal’s and $23,500 above Quebec City’s.

Quebec city reports

• Greater Montreal: medians for the Island, Laval and both Shores
• Quebec City: the capital and its three sectors
• Gatineau: the Outaouais, reported quarterly

The welcome tax under the provincial schedule

Every Quebec municipality collects transfer duties on a purchase, computed on the greatest of the price paid, the price stated in the deed and the market value. The Act sets 0.5% on the first $62,900, 1% up to $315,000 and 1.5% above that, and lets a municipality charge more, up to 3% (more in Montreal), on the part of a price over $500,000. The provincial single-family median of $498,500 falls just under that line, so it pays the standard rates wherever it is bought: $5,588. Since January 1, 2026, a first-time buyer can recover most of that through the refundable home-ownership tax credit, $5,147 at this price, for a net cost of about $441.

The bracket amounts are indexed every January. For 2027 they rise to $64,400 and $322,600, which trims the duties on a home at this price by $46, the difference between the old and new bracket rates on the widened bands. Montreal and Quebec City publish their own higher brackets; the Quebec welcome tax calculator (all provinces) covers them.

Down payment and income at the provincial median

At $498,500 the whole price falls in the 5% band, so the minimum down payment is $24,925 and the default insurance premium $18,943. Qualifying for that mortgage takes about $114,800 a year (method), while Quebec’s median household income in the 2021 Census was $72,500 for 2020: the house needs 58% more than that. A median condo needs $93,000. First-time buyer programs are on the Quebec first-time home buyer page and borrowing limits on the Quebec mortgage affordability calculator.

Related pages

• Quebec rental market
• Cheapest cities in Quebec
• Ontario housing market
• New Brunswick housing market