Offshore oil, mining in Labrador and a large public sector produce a group of high earners in Newfoundland and Labrador, alongside an older population with many retirees on pension income. Both show up in the province’s percentiles. Below are the Census percentile table, how far the top and bottom sit from the middle, the share of residents reporting six-figure incomes, the resource jobs that pay at that level, how far the median stretches on rent or a mortgage, and what the province takes from it in tax. Average and median income are on the Newfoundland and Labrador average income page; the income percentiles overview has the method.
Newfoundland and Labrador income percentile table
| Percentile | Individual Income |
|---|---|
| 10th | $9,000 |
| 20th | $16,900 |
| 25th | $20,300 |
| 30th | $22,900 |
| 40th | $28,800 |
| 50th | $35,600 |
| 60th | $43,500 |
| 70th | $53,100 |
| 75th | $59,400 |
| 80th | $67,900 |
| 90th | $94,000 |
| 95th | $129,600 |
| 99th | $150,000+ |
Source: Statistics Canada Table 98-10-0064, 2020 income year (2021 Census). Values are interpolated from published $5,000-wide income brackets, not exact published percentiles. StatCan’s own published median for the same population is $36,800, versus this table’s interpolated $35,600, a normal margin for bracket interpolation. A percentile shown as “$150,000+” falls in the open-ended “$150,000 and over” bracket: it is at least $150,000, and the table can’t place it more precisely.
The table divides the province’s residents with income in 2020 into steps, from the lowest tenth to the top five percent.
Newfoundland and Labrador versus Canada
| Percentile | Newfoundland and Labrador | Canada | Difference | % Higher |
|---|---|---|---|---|
| 10th | $9,000 | $7,700 | +$1,300 | +17% |
| 25th | $20,300 | $21,200 | -$900 | -4% |
| Median (50th) | $35,600 | $39,500 | -$3,900 | -10% |
| 75th | $59,400 | $67,000 | -$7,600 | -11% |
| 90th | $94,000 | $103,000 | -$9,000 | -9% |
| 99th | $150,000+ | $150,000+ | N/A | N/A |
Source: Statistics Canada Table 98-10-0064, 2020 income year (2021 Census), interpolated from published income brackets. The 99th percentile is the floor of the open-ended “$150,000 and over” bracket for both geographies, so no meaningful difference can be computed at that row.
The two ends of the province’s distribution behave differently. At the bottom, the 10th percentile of $9,000 was above Canada’s $7,700 while the median of $35,600 was below the national $39,500, so the median was only 3.96 times the 10th percentile, against 5.13 times for Canada. At the top, the 90th percentile ($94,000) was 2.64 times the median, a wider gap than Canada’s 2.61, and the 95th percentile reached 3.64 times the median, against 3.52 nationally. In other words, the province’s lower half is bunched closer to the middle than Canada’s, while its upper incomes stretch at least as far above it.
High earners in Newfoundland and Labrador
In 2023, 12.0% of the province’s residents with income reported $100,000 or more on their tax returns, below the Canadian share of 14.8%. At $150,000 or more, it was 4.3%.
| Income | Newfoundland and Labrador | Canada |
|---|---|---|
| $100,000 or more | 12.0% | 14.8% |
| $150,000 or more | 4.3% | 5.4% |
| $200,000 or more | 1.8% | 2.6% |
| $250,000 or more | 0.9% | 1.5% |
Many high-paying jobs here are rotational work in resources, where earnings can swing with projects. Men in the province had a median income of $46,230 in 2023 and women $34,670, so women’s median was 75% of men’s, a wider gap than the national 77%.
Resource jobs and the upper percentiles
The industry Statistics Canada groups as forestry, fishing, mining, quarrying and oil and gas employed 14.2 thousand people in the province in 2025, 6.3% of all employees and about 3.7 times its 1.7% share of jobs nationally. Its median weekly wage, $2,226, was the highest of the 16 industries in the survey and 99% above the all-industry median of $1,120. Over 52 weeks that median comes to about $115,752, past the $100,000 line that 12.0% of residents with income reached in 2023. The largest employer by headcount was health care and social assistance, whose median of $1,040 a week sat below the provincial figure. Job Bank’s median hourly wages for some of the province’s resource and health jobs:
| Occupation (Job Bank median wage) | Newfoundland and Labrador | Canada |
|---|---|---|
| Contractors and supervisors, oil and gas drilling and services | $57.69 | $50.00 |
| Construction millwrights and industrial mechanics | $42.35 | $37.00 |
| Fishermen/women | $40.00 | $27.77 |
| Registered nurses | $44.00 | $43.27 |
Hourly wages, Job Bank 2023-2024 reference period; Job Bank’s provincial figures cover the whole province.
Rent and home prices against the median
Counting residents with no income, the province’s median after-tax income was $37,500 in 2024. CMHC’s October 2025 survey put the average two-bedroom apartment rent at $1,208 a month, or $14,496 a year: 39% of that median, a smaller share than the 46% the national two-bedroom average takes from the Canadian median. Measured against family units instead, the picture eases: economic families and unattached individuals (people not living with relatives) had a median after-tax income of $68,000, and the same rent is 21% of it. Apartment vacancy stood at 2.1%. Rents by city are on the Newfoundland and Labrador rental market page.
Homes sold in the province averaged $366,918 in August 2026. With the minimum down payment, a buyer passing the mortgage stress test at that price would need a household income of about $85,700. That is more than $75,000; 21.4% of residents with income reported at least that much on their 2023 returns. Prices by region are on the Newfoundland and Labrador housing market page.
Provincial tax at the median
Newfoundland and Labrador’s lowest bracket charges 8.7% on taxable income up to $44,678, a ceiling above the province’s median income of $41,300, the 2024 Canadian Income Survey figure that counts residents with no income, so a median earner never reaches the second rate. Earned as wages in 2026, that median would carry about $2,200 in provincial tax and $2,859 in federal tax, 12.2% of the gross, leaving $33,319 after CPP and EI. The provincial basic personal amount of $13,094 is the third-lowest of the ten provinces’. The Newfoundland and Labrador income tax page lists every bracket.
Related pages
- Ranking one income: the income percentile calculator includes the province; a couple’s or family’s combined income compares against the household income percentiles
- Prince Edward Island income percentiles
- Nova Scotia income percentiles
- Average income in Newfoundland and Labrador
- Newfoundland and Labrador income tax
- Cost of living by province
- Income by age; gender pay gap
- All income percentile pages
Sources
The figures and rules on this page come from these sources, last checked against them between September 5, 2026 and October 4, 2026. How we check facts.
- Bank of Canada: Mortgage rates, fixed 5 years and over: insured residential mortgages, funds advanced (data series)
- Bank of Canada: Mortgage rates, fixed 5 years and over: uninsured residential mortgages, funds advanced (data series)
- Canada Revenue Agency: Current year tax rates and income brackets (2026) - Personal income tax
- Canada Revenue Agency: Payroll Deductions Formulas - 123rd Edition Effective July 1, 2026
- CMHC: Rental Market Survey Data Tables
- CMHC: CMHC Purchase
- CMHC: Home Start
- CMHC: Calculating GDS / TDS
- CREA: CREA Stats (local board market statistics)
- Department of Finance Canada: Boldest mortgage reforms in decades come into force today
- Department of Finance Canada: Archived
- Department of Finance Canada: Government announces boldest mortgage reforms in decades to unlock homeownership for…
- Department of Finance Canada: “Straight Switches” and portfolio insurance
- Financial Consumer Agency of Canada: How much you need for a down payment
- Government of Canada: Wages - Open Government Portal
- Government of Canada: 2026 Newfoundland and Labrador Personal Tax Credits Return
- Government of Canada: 2026 Personal Tax Credits Return
- Justice Laws (Canada): Bank Act
- OSFI: Minimum qualifying rate for uninsured mortgages
- OSFI: Final Revised Guideline B-20: Residential Mortgage Underwriting Practices and Procedures
- OSFI: Amendments to the minimum qualifying rate for uninsured mortgages
- OSFI: OSFI exempts uninsured mortgage straight switches from the prescribed MQR and…
- OSFI: Loan-to-income limits for uninsured mortgage portfolios
- Statistics Canada: Tax filers and dependants with income by total income, sex and age
- Statistics Canada: Employee wages by industry, annual
- Statistics Canada: Distribution of market, total and after-tax income of individuals, Canada, provinces…
- Statistics Canada: Market income, government transfers, total income, income tax and after-tax income by…
- WOWA.ca: Canadian Housing Market Report Sep. 15th, 2026 | Interactive Map - WOWA.ca