The Registered Disability Savings Plan (RDSP) is a tax-sheltered savings plan for Canadians with disabilities, backed by some of the most generous government matching available in any registered account — grants (CDSG) of up to 300% and bonds (CDSB) that require no personal contribution at all.
RDSP articles
- RDSP Calculator — Project CDSG grants, CDSB bonds, and investment growth to a target withdrawal age
- RDSP Withdrawal Rules — LDAPs, DAPs, the 10-year holdback rule, and how withdrawals are taxed
- RDSP Complete Guide — Eligibility, opening a plan, and detailed program rules
Related topics
- FHSA Hub — Tax-free savings for a first home
- RESP Hub — Government-matched education savings
- TFSA Guide — Tax-free savings for any goal
- RRSP Guide — Tax-deferred retirement savings
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