The Registered Education Savings Plan (RESP) is how Canadian families save for a child’s education after high school, with federal grants added to what they put in. These guides are grouped by the question they answer. For the full overview in one place, begin with the complete RESP guide.
Start here
- How an RESP works: the complete guide, including the Canada Learning Bond
- RESP calculator: project contributions, grants and growth
- Where to open an RESP: providers and plan types compared
Government grants
- How to get the most CESG: the yearly amount, catching up missed years, the income-tested top-up and provincial grants
Contributing
- Family RESPs for siblings: one plan for several children
Taking money out
- RESP withdrawal strategies: EAPs, contribution refunds and the student’s tax
When plans change
- If your child doesn’t go to post-secondary school: every option compared
Comparing accounts
Browse All RESP Guides for Canadian Families: Grants, Contributions and Withdrawals Articles
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