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New Brunswick Mortgage Affordability Calculator (2026): Income Needed to Buy

Updated

New Brunswick’s typical home prices and the income they need are on this page.

Household income (before tax, a year)
Savings for the down payment
Other debt payments ($ a month)
Mortgage rate (%), blank for the current average
Amortization (years)
Property tax (% of price a year)
Heating ($ a month)
Condo fees ($ a month)
Most you can spend on a home
Down payment
CMHC insurance premium
Mortgage (with premium)
Qualifying (stress test) rate
Actual monthly payment

Income needed for a typical home

AreaPrice measurePriceIncome needed, minimum downIncome needed, 20% down
New BrunswickMLS HPI benchmark$342,400$80,100$69,100
New BrunswickAverage sale price$348,897$81,500$70,300

Prices: provincial REALTOR association figures on CREA Stats (August 2026). Incomes: this site's calculation, with the assumptions on the calculator page.

Closing costs

Closing costs are on top of the down payment: see closing costs in New Brunswick.

Sources

The figures and rules on this page come from these sources, last checked against them between September 24, 2026 and September 25, 2026. How we check facts.

6 more sources