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British Columbia Real Estate Commission Calculator (2026): Agent Fees and Tax

Updated

British Columbia listings often use a tiered commission rather than one flat percentage. Enter your own schedule or rate below to see the cost and your net proceeds.

Province
Home sale price
Commission type
Total commission rate (%)
Buyer's agent share of the commission (%)
Total commission
Listing brokerage
Buyer's brokerage
Net proceeds (before mortgage payout and legal fees)

B.C. commission rates

The traditional B.C. schedule is 7% on the first $100,000, 2.5% on the rest, according to WOWA and Zealty. Rates are open to negotiation: the BC Financial Services Authority says some brokerages use one rate for all their agents, but any commission amount can be negotiated. Across B.C. sales, Payotte’s survey (September 2026) found an average total of about 3.6%.

What BCFSA's guide tells sellers

BCFSA answers sellers’ questions about remuneration in its consumer guide:

  • Disclosure in dollars. When an offer comes in, your agent gives you a Disclosure to Seller of Expected Remuneration form, which turns the percentage in your listing agreement into dollars. That figure leaves out other costs of the sale, such as lawyer or notary fees.
  • No agreement, no listing. If you and the agent can’t agree on the commission, either of you can decide not to go ahead; a brokerage that won’t take your rate isn’t breaking a rule.
  • Renegotiating mid-listing. If the services change, or you both agree to more or fewer services, the commission can be renegotiated. Neither side has to accept a change, and the original terms stand if you don’t agree.
  • Pay tied to the sale, not the list price. An agent can’t charge commission based on the difference between the list price and what the buyer pays, so a deal where the agent keeps everything above a set price isn’t allowed.
  • Third-party fees. Any referral fee or other payment your agent earns from someone else, an inspector for example, has to be disclosed to you in writing.

On the agent’s side, a B.C. agent can choose to work through a personal real estate corporation: the brokerage then pays the commission to the corporation rather than to the agent. How the commission is shared between brokerages is on the commission calculator for Canada.

GST, but no PST

Commission on a B.C. home carries 5% GST. The 7% provincial sales tax doesn’t apply: the province’s PST guidance on real estate services (updated September 22, 2026) excludes services for property classed entirely as Class 1 (Residential) and Class 3 (Supportive Housing) under the Assessment Act. The province had announced that PST would extend to commissions on non-residential property such as commercial buildings; the same page now says that expansion is paused.

Realtor fees at Vancouver, Fraser Valley, Victoria and Kelowna prices

Under the traditional schedule, a B.C. home above $100,000 costs 2.5% of its whole price in commission, plus a fixed $4,500 for the first tier’s extra rate. At the prices B.C.’s boards publish, that comes to:

WhereTypical priceCommissionGSTTotal to the seller
British Columbia, August 2026benchmark: $874,600$26,365$1,318$27,683
Metro Vancouver (GVR area), September 2026benchmark: $1,075,900$31,398$1,570$32,967
Fraser Valley (Surrey to Abbotsford), September 2026benchmark: $861,300$26,033$1,302$27,334
Greater Victoria, September 2026houses, condos and townhouses averaged: $1,004,623$29,616$1,481$31,096
Central Okanagan (Kelowna), July 2026benchmark: $1,072,400$31,310$1,566$32,876

“Benchmark” is the MLS HPI price of a typical home. The Victoria Real Estate Board publishes no all-types benchmark or average, so its row is the sales-weighted average of its house, condo and townhouse averages, worked out from the board’s figures. Sources: Greater Vancouver REALTORS, the Fraser Valley Real Estate Board, the Victoria Real Estate Board and the Association of Interior REALTORS; the B.C. housing market page has more detail.

B.C. agents' earnings and the tax on them

For real estate agents and salespersons in British Columbia, Job Bank reports a median of $58,400 a year, level with the national figure, with the top tenth at $159,000 or more (2021 Census data). The real estate agent income guide breaks down how commission becomes income.

A self-employed agent pays income tax and both shares of CPP (how the agent’s share is taxed). Here is what that means at B.C. and federal rates for 2026, if each figure is the agent’s net business income:

Net business incomeIncome taxCPP (employee and employer shares)After tax and CPP
$58,400 (median)$7,211$6,533$44,656
$159,000 (top tenth)$39,056$9,293$110,651

B.C.’s first bracket is 5.6% on taxable income up to $50,363, and the median agent’s income runs past it into the 7.7% bracket. The full schedule is on the B.C. income tax page.

Sources

The figures and rules on this page come from these sources, last checked against them between September 5, 2026 and October 6, 2026. How we check facts.