Quebec Real Estate Commission Calculator (2026): Agent Fees and Tax

Quebec commission carries two sales taxes, GST and QST. Enter a rate below to see the combined cost; the calculator starts at the provincial survey average. After it come the rules Quebec law sets for a brokerage contract, both taxes in dollars at median prices in Montreal, Quebec City and Gatineau, and the tax on a broker’s income.

Quebec commission rates

There’s no set Quebec rate: ProprioDirect notes that the OACIQ, the province’s real estate regulator, doesn’t impose one, and industry sources don’t describe a traditional schedule. Payotte’s survey (September 2026) puts the Quebec average at around 3.7% of the price, the second-lowest of its provincial figures. See how commission works for who pays and how it’s shared.

The brokerage contract under Quebec law

Quebec’s Real Estate Brokerage Act requires a broker’s or agency licence to act as intermediary in a sale, and it set up the real estate self-regulatory organization, the Organisme d’autoréglementation du courtage immobilier du Québec (OACIQ). For a property that is chiefly residential with fewer than 5 dwellings, land meant for residential construction, or a unit in a divided co-ownership (a condo), Chapter III of the Act adds protections for the client:

• Written, on the OACIQ form. The contract must be on the mandatory form the OACIQ prepares, and it is formed only once both parties sign it. An oral contract is null.
• A copy before anything is owed. The licence holder must give the client a duplicate, and the client doesn’t have to perform the contract until they have it.
• 3 days to change your mind. Whatever the contract says, the client can end it within 3 days of receiving the duplicate signed by both parties, by written notice to the licence holder. The licence holder then can’t claim remuneration under it, except in the after-expiry case below.
• Commission after the contract ends. A clause making the seller pay for a sale after the contract expires has no effect unless the contract was exclusive, the buyer is someone who became interested in the property while the contract was in force, and the sale happens within 180 days of the expiry date without the seller having signed an exclusive contract with another licence holder in the meantime.
• No waiver. A client can’t give up these rights by a special agreement.

The Act also lets a broker who acts for an agency carry on brokerage within a business corporation they control, on the terms of the OACIQ’s regulations. The remuneration for the broker’s services then belongs to the corporation, and the corporation is solidarily liable with the broker.

GST and QST

A broker’s commission is taxed at 5% GST plus 9.975% QST, 14.975% combined (WOWA, ProprioDirect). Both are charged on the commission itself: since January 1, 2013 the QST no longer applies on top of the GST, which is why the two rates simply add up. The index covers GST/HST registration for agents.

Commission and both taxes in Montreal, Quebec City and Gatineau

The Quebec Professional Association of Real Estate Brokers (QPAREB) publishes median prices by property type from Centris data: monthly for the Montreal and Quebec City areas, quarterly for Gatineau. At the 3.7% survey average:

A median is the middle sale of the period for that home type, so half sold for less. Market detail: Montreal, Quebec City and Gatineau.

Broker income in Quebec and the tax on it

Job Bank’s figures for real estate agents and salespersons in Quebec, from the 2021 Census, show a median of $57,200, 2% below Canada’s $58,400, and a high figure (90th percentile) of $155,000. For the rest of the country, see how much real estate agents make.

Quebec residents file a separate Quebec return with Revenu Québec, and their federal tax is reduced by the refundable Quebec abatement of 16.5% of basic federal tax; someone with a business establishment outside Quebec calculates it on Form T2203. The table shows 2026 income tax on each figure, with the abatement taken off the federal amount:

This is income tax only: QPP contributions and QPIP premiums on self-employment income aren’t modelled here, and neither are the deductions that come with them. The index explains how an agent’s commission is taxed. Quebec’s own rates run from 14% on the first $54,345 to 25.75% above $132,245 (Quebec income tax).

Related pages

• Real estate commission calculator for Canada
• Real estate commission in Ontario
• Montreal housing market
• Ottawa vs Gatineau for home buyers
• Selling without an agent