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Cost of Living in Ottawa 2026: Complete Breakdown

Updated

Monthly Cost of Living Summary

ExpenseSingle PersonCoupleFamily of 4
Rent (1-bed / 2-bed / 3-bed)$1,800–$2,100$2,200–$2,700$2,700–$3,400
Groceries$380–$500$650–$880$950–$1,300
Transportation$125–$350$220–$500$300–$650
Utilities$120–$180$140–$210$170–$250
Internet + phone$120–$160$160–$220$180–$260
Insurance$90–$180$130–$260$180–$350
Dining/entertainment$150–$400$250–$550$250–$500
Fitness/personal$40–$120$60–$170$80–$200
Miscellaneous$80–$160$120–$250$150–$280
Total$2,905–$4,150$3,930–$5,740$4,960–$7,190

Rent Prices by Neighbourhood

NeighbourhoodStudio1-Bedroom2-Bedroom3-Bedroom
Centretown$1,300–$1,600$1,800–$2,200$2,300–$2,800$2,800–$3,500
ByWard Market$1,300–$1,600$1,700–$2,100$2,200–$2,700$2,700–$3,300
Glebe$1,200–$1,500$1,700–$2,100$2,200–$2,700$2,800–$3,500
Westboro$1,200–$1,500$1,600–$2,000$2,100–$2,600$2,600–$3,200
Old Ottawa South$1,100–$1,400$1,600–$2,000$2,000–$2,500$2,500–$3,100
Sandy Hill$1,000–$1,300$1,400–$1,800$1,800–$2,300$2,200–$2,800
Little Italy / Hintonburg$1,100–$1,400$1,500–$1,900$1,900–$2,400$2,400–$3,000
Kanata$1,100–$1,400$1,500–$1,900$1,900–$2,300$2,200–$2,800
Barrhaven$1,000–$1,300$1,400–$1,800$1,800–$2,200$2,100–$2,700
Orléans$1,000–$1,300$1,400–$1,800$1,800–$2,200$2,100–$2,700
Gatineau (QC)$800–$1,100$1,200–$1,500$1,400–$1,800$1,700–$2,200

Home Prices

Property TypeAverage Price (Ottawa)Average Price (Gatineau)
Condo$350,000–$500,000$250,000–$380,000
Townhouse$450,000–$650,000$350,000–$500,000
Semi-detached$550,000–$750,000$400,000–$550,000
Detached house$650,000–$1,000,000$400,000–$650,000

Transportation

ModeMonthly Cost
OC Transpo monthly pass$125.50
OC Transpo (per ride, Presto)$3.70
Confederation Line (LRT)Included in OC Transpo
STO (Gatineau transit)$106.25
Car ownership (total)$700–$1,200
Car insurance (average)$150–$250
Gas$130–$220
Parking (monthly downtown)$200–$400

Utilities

UtilityMonthly Cost (1-bed)Monthly Cost (3-bed)
Hydro Ottawa (electricity)$60–$100$100–$170
Natural gas (Enbridge)$40–$70$70–$110
Water (included in many rentals)$40–$60 (house)
Internet$50–$80$50–$80
Cell phone$40–$80$40–$80/person
Total$190–$330$300–$500

Income Needed

Living SituationMonthly ExpensesGross Annual Salary Needed
Single (frugal, roommate)$1,800–$2,300$34,000–$42,000
Single (own 1-bedroom)$2,900–$3,800$50,000–$66,000
Single (comfortable)$3,800–$4,500$66,000–$80,000
Couple (1-bedroom)$3,900–$5,200$70,000–$94,000 (combined)
Family of 4 (renting)$5,500–$7,500$100,000–$138,000
Family of 4 (homeowner)$7,000–$9,500$130,000–$175,000

Ottawa vs Other Cities

Monthly ExpenseOttawaTorontoMontrealCalgaryVancouver
1-bed rent$1,950$2,400$1,650$1,750$2,600
Groceries (single)$430$475$420$440$490
Transit pass$125$160$97$115$110
Utilities (1-bed)$150$130$120$180$95
Total (single)$3,100$3,800$2,800$2,900$3,900