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Probate Fees by Province in Canada | Rates, Examples and Ways to Reduce Them

Updated

Probate fees are charged by each province when a will goes through the court process that confirms it, and they are based on the value of the assets that pass through the will. The range across Canada is wide: some provinces charge a small flat or capped fee, Manitoba abolished its value-based fee in November 2020, Quebec notarial wills don’t need probate at all, and Ontario ($0 on the first $50,000; 1.5% above $50,000) and British Columbia ($0 on the first $25,000; 0.6% from $25,000 to $50,000; 1.4% above $50,000; plus a $200 court filing fee) charge a percentage of most of the estate. This page sets out every province’s schedule, worked amounts, and the ways people reduce what passes through probate. It is part of our estate planning guide.

Probate applies only to assets that pass through the will. Accounts and policies with a named beneficiary (life insurance, RRSPs, RRIFs, TFSAs) and property held jointly with a right of survivorship pass outside it. How designations work is in the beneficiary designation guide, and registered accounts specifically in avoiding probate on registered accounts.

What is Probate?

Definition

TermMeaning
ProbateCourt validation of a will
Estate Administration TaxOfficial Ontario term
Probate feesTax paid on estate value
Letters ProbateCourt document issued

When Probate is Required

Usually RequiredOften Not Required
Real estate (sole ownership)Joint property (survivorship)
Stocks/investmentsRRSP/TFSA with beneficiary
Large bank accountsLife insurance (named beneficiary)
Vehicles (varies)Small bank accounts

Probate Fees by Province

Fee Comparison

ProvinceFee Structure
British Columbia$0 on the first $25,000; $6 per $1,000 from $25,000 to $50,000; $14 per $1,000 above $50,000; plus a $200 court filing fee
Alberta$35 up to $10K, max $525 over $250K
Saskatchewan$7 per $1K
Manitoba$0 (probate fees abolished Nov. 2020)
Ontario$0 on the first $50,000; 1.5% above $50,000
QuebecNotarial will: $0, Other wills: $243 court verification fee (2026, indexed annually)
New Brunswick$600 plus $15 per $1K over $100K (rate increased June 12, 2026; was $5 per $1K flat before)
Nova Scotia$1,002.65 up to $100K, $16.95 per $1K over
PEI$50 to $400 up to $100K (tiered), then $400 plus 0.4% over $100K, uncapped
NL$60 up to $1K, plus $0.60 per $100 over

Cost Examples

Estate ValueONBCNSABQC (notarial)
$100,000$750$1,050$1,002.65$275$0
$250,000$3,000$3,150$3,545.15$525$0
$500,000$6,750$6,650$7,782.65$525$0
$1,000,000$14,250$13,650$16,257.65$525$0

BC figures include BC’s court filing fee, which applies above the threshold in its schedule. Nova Scotia, Alberta and Quebec amounts are from each province’s schedule as summarized above.

Province-by-Province Details

Ontario

Ontario’s Estate Administration Tax: $0 on the first $50,000; $15 per $1,000 above $50,000.

Ontario estate administration tax at different estate values

Estate valueTax owing
$50,000 or under$0
$100,000$750
$250,000$3,000
$500,000$6,750
$750,000$10,500
$1,000,000$14,250
$2,000,000$29,250
$5,000,000$74,250

The tax is charged on each $1,000 (or part of $1,000) of the value above the exempt amount.


Detailed Ontario probate (estate administration tax) calculation

Ontario’s estate administration tax applies to the gross value of all estate assets:

Estate componentSubject to probate?
House (in your name only, no survivorship)Yes
RRSP/RRIF with no named beneficiaryYes
Bank accounts in your name onlyYes
Non-registered investment accountsYes
RRSP/RRIF with named beneficiaryNo
TFSA with named beneficiaryNo
Life insurance with named beneficiaryNo
Jointly held property (right of survivorship)No
Property in a trustNo

For a typical Ontario estate where a surviving spouse inherits via survivorship and registered accounts have named beneficiaries, the probated estate may be much smaller than the total net worth.

British Columbia

BC’s probate fee: $0 on the first $25,000; $6 per $1,000 from $25,000 to $50,000; $14 per $1,000 above $50,000; plus a $200 court filing fee.

Estate valueProbate fee (including the filing fee)
$50,000$350
$100,000$1,050
$500,000$6,650
$1,000,000$13,650

Alberta

Fee structureTiered flat fees, capped
Maximum$525 (estates over $250K)
Estate ValueCourt Fee
Up to $10,000$35
$10,001 - $25,000$135
$25,001 - $125,000$275
$125,001 - $250,000$400
Over $250,000$525

Quebec

Unique System
Notarial willNo probate needed
Other willsCourt verification required ($243 in 2026, indexed annually)

A notarial will in Quebec doesn’t need to be probated.

Saskatchewan

Calculation
Flat rate$7 per $1,000 of estate

Manitoba

Calculation
Probate fee$0; abolished November 6, 2020

Manitoba charges no value-based probate fee; a court application fee may still apply.

Strategies to Minimize Probate

Joint Ownership

How It Works
Add someone as joint ownerWith right of survivorship (see joint tenancy vs tenants in common and joint accounts after a death)
On deathAsset passes directly
Skips probateYes
Risks
Creditor exposureJoint owner’s debts
Relationship breakdownCan’t easily undo
Loss of controlCo-owner has rights
Attribution rulesTax implications

Beneficiary Designations

Account TypeBeneficiary Possible
RRSP/RRIFYes; naming a person vs the estate is compared in RRSP beneficiary vs estate
TFSAYes (successor holder or beneficiary)
Life insuranceYes
PensionDepends on plan
BenefitEstate bypass
No probateOn designated amounts
Update regularlyKeep current

Gifts During Lifetime

StrategyDetails
Give assets while aliveReduces estate
Tax implicationsConsider capital gains
TimingOnly what you won’t need later

Alter Ego Trust (65+)

FeatureDetails
Age requirement65+ to create
ControlYou maintain control
On deathTrust assets avoid probate
CostLegal fees to set up

Multiple Wills (Ontario/BC)

StrategyDetails
Primary willAssets requiring probate
Secondary willPrivate company shares, etc.
BenefitOnly primary goes through probate

What’s Included in Estate Value

Included in Probate

AssetIncluded
Real estate (sole)Yes
Bank accounts (sole)Yes
Non-registered investmentsYes
Personal propertyYes
Business interestsDepends

Excluded from Probate

AssetWhy Excluded
Joint propertySurvivorship
RRSP with beneficiaryDesignated
TFSA with beneficiaryDesignated
Life insuranceNamed beneficiary
CPP death benefitPaid by the government, not an estate asset at death

Probate Process

Timeline

StepTypical Time
Gather documents2-4 weeks
File application1-2 weeks
Court processing4-12 weeks
Certificate issued2+ weeks
Total2-6 months

Required Documents

DocumentPurpose
Original willFor court
Death certificateProof of death
Asset inventoryEstate value
Beneficiary listDistribution
Application formProvincial form

Executor considerations

Executors can be paid for their work, separately from the probate fee, under rules that differ by province; the percentages courts use, how to set compensation in the will, and its tax treatment are in executor fees in Canada.

Probate Impact on Executor

IssueDetails
Personal liabilityUntil probate obtained
Asset accessMay be limited
Bank requirementsOften need probate
Real estate saleNeeds probate

When to Skip Probate

Small estatesMay not need it
All joint assetsMay avoid
Only beneficiary-designatedMay avoid
Cooperative institutionsMay release without

The bottom line

Probate is charged only on what passes through the will, so beneficiary designations on registered accounts and insurance, joint ownership where it suits the family, and (in some provinces) a second will for assets that don’t need probate are the usual ways people shrink the probated estate. Each has trade-offs (joint ownership exposes the asset to the co-owner’s creditors and gives them rights now), and designations and ownership drift out of date after life events.

Sources

The figures and rules on this page come from these sources. How we check facts.