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How Much Does a Divorce Cost in Canada

Updated

The cost of a divorce in Canada depends far more on whether the spouses agree than on anything else. A divorce where both agree on property, support and parenting costs the court fees and a modest amount of legal work; every issue that has to be negotiated, mediated or decided by a judge adds lawyers’ hours, experts’ reports and months. This page breaks down each cost. It is part of our directory of what things cost in Canada; the money steps of a separation itself (the asset inventory, the home, registered plans, the new budget) are in the divorce and separation financial checklist.

Court and government fees

Each province sets its own court fees for a divorce, and every divorce application also carries a $10 federal fee for the Central Registry of Divorce Proceedings.

Ontario feeAmount
Filing a divorce application$214
Placing the application on the list for hearing$445
Federal Central Registry of Divorce Proceedings fee$10
Total court and government fees$669

Ontario fees from Ontario’s “Family court fees” page. Other costs at this stage include a certified copy of the marriage certificate (a provincial fee) and, if needed, a process server to deliver documents to the other spouse.

Lawyers’ fees

Type of divorceWhat drives the legal cost
Uncontested (joint or sole application, terms agreed)Often a flat fee for preparing and filing the documents
Negotiated separation agreementHours spent on disclosure and negotiation by each spouse’s lawyer
Contested, settled before trialHourly fees for disclosure, motions, case conferences and negotiation
Contested, through trialAll of the above plus trial preparation and court days; an appeal adds more

Family lawyers usually bill hourly with a retainer up front, and rates rise with experience and are highest in large cities; how lawyers set fees is covered in how much a lawyer costs in Canada.

Mediation and collaborative law

RouteHow it worksCost drivers
Online or do-it-yourself divorceDocument preparation for couples who agree on everythingA fixed service fee, plus court fees; legal advice is separate
MediationA neutral mediator helps the spouses reach an agreement, which is binding once signed (and filed where required)The mediator’s hourly rate and the number of sessions, usually shared, plus each spouse’s independent legal advice
Collaborative lawEach spouse has a collaborative lawyer and everyone commits to settle out of court; if it fails, both lawyers withdrawTwo lawyers’ hours, often plus a financial specialist or coach
LitigationA judge decides the issues the spouses can’t settleLawyers’ hours, experts and court time over months or years

Other professionals

ProfessionalWhen they are needed
Real estate appraiserValuing the family home
Business valuatorOne spouse owns a business
Actuary or pension valuatorDividing a defined benefit pension
Forensic accountantHidden or complex income or assets
Parenting assessorContested parenting arrangements
Parenting coordinatorOngoing parenting disputes after the order

Agreeing on a single neutral expert, rather than each spouse hiring one, cuts this part of the bill.

Support and property, in brief

How property is divided in each province, and how RRSPs, pensions and the home are handled, is covered in the divorce and separation financial checklist. Child support follows the Federal Child Support Guidelines tables; see the child support calculator. Spousal support, and how the Spousal Support Advisory Guidelines estimate it, is in the spousal support calculator. The Canada Child Benefit is recalculated on each parent’s own income after a separation.

Costs that come after

ExpenseNotes
A new homeDeposits, moving and furnishing a second household; see moving costs
Selling the family homeReal estate commission (negotiable) and legal fees
Breaking the mortgageA prepayment penalty if the mortgage is paid off or refinanced mid-term; see getting a mortgage after divorce
New estate documentsA will and powers of attorney; see what a will costs
CounsellingFor the spouses or the children
Lost tax benefitsPension splitting and the spousal amount no longer apply

Keeping the cost down

ApproachWhy it saves
Agreeing on major issues before involving lawyersFewer hours of negotiation
Mediation instead of litigationOne neutral professional instead of two sides preparing for court
Gathering financial documents earlyLess lawyer time spent on disclosure
Unbundled legal servicesPaying a lawyer to review or coach instead of handling everything
One agreed appraiser or valuatorAvoids competing expert reports
Settling small disputes without courtEach motion adds preparation and court time