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BC Family Benefit: Eligibility, Amounts, and How to Apply (2026)

Updated

BC Family Benefit Overview

Feature Details
Benefit type Tax-free monthly payment
Eligibility BC families with children under 18
Maximum amount $1,750/year per child ($145.83/month)
Application Automatic (via CCB registration)
Payment date Same day as Canada Child Benefit (20th of each month)

Payment Amounts (July 2025 - June 2026)

Maximum Annual Benefits

Child Age Maximum Annual Maximum Monthly
Under 18 $1,750 $145.83

Income Threshold

Family Net Income Benefit Reduction
Under $25,806 Full benefit
$25,806 - $89,844 Reduced gradually
Over $89,844 Minimum benefit or $0

Example Payments by Income

Family Net Income 1 Child 2 Children 3 Children
$30,000 ~$1,600 ~$3,200 ~$4,800
$50,000 ~$1,200 ~$2,400 ~$3,600
$70,000 ~$700 ~$1,400 ~$2,100
$90,000+ $0 $0 $0

Approximate amounts — exact calculations depend on specific income.

Eligibility Requirements

Requirement Details
Residency Must live in BC
Child custody Child must live with you
Child age Under 18 years old
Tax filing Must file tax return annually
CCB registration Must be registered for Canada Child Benefit

How to Apply

Situation How to Apply
New child (born in Canada) Apply for CCB through CRA; BC Family Benefit automatic
Moved to BC Update address with CRA; reassessment automatic
New immigrant Apply for CCB; BC benefit assessed automatically
Custody change Notify CRA of change in living arrangements

You do not apply directly to BC for this benefit — it’s administered through the federal CCB system.

Combined Benefits Example

Benefit 2 Children (Under 6) Annual Total
Canada Child Benefit $7,787 × 2 $15,574
BC Family Benefit $1,750 × 2 $3,500
Total $19,074

Maximum amounts at lowest income threshold.

Payment Schedule

Payment Month For Benefit Year
July 20 First payment of new benefit year
August 20 - June 20 Monthly payments

Payments are combined with the Canada Child Benefit in a single deposit.

Other BC Family Benefits

Benefit What It Provides
BC Early Childhood Tax Benefit Replaced by BC Family Benefit (2020)
Child Care Fee Reduction Initiative Reduced daycare fees
BC Training and Education Savings Grant $1,200 RESP grant for BC children
BC Autism Funding Support for children with autism

BC Training and Education Savings Grant

Feature Details
Amount $1,200 one-time
Eligibility BC resident children born 2006 or later
Deadline Must apply before child turns 9
Where Deposited into child’s RESP

BC Family Benefit and the 2023 enhanced supplement

The BC government introduced a temporary Enhanced BC Family Benefit in early 2023, paying triple the normal benefit amount for three months to help families with the rising cost of living. While that specific enhancement has ended, BC has periodically adjusted the BCFB upward — always tied to July benefit year renewals.

For the current benefit year (July 2025 – June 2026), the flat $1,750 per child rate applies, with no age-based distinction. Unlike the federal CCB (which pays more for children under 6), the BCFB uses a single rate for all children under 18.

How BCFB integrates with the CCB

The BC Family Benefit is administered by CRA alongside the federal Canada Child Benefit. You do not apply separately — once you are registered for the CCB, you are automatically assessed for BCFB.

Key integration points:

  • Same payment date: BCFB arrives in the same deposit as the CCB on the 20th of each month
  • Same income test: both use your combined family net income from the previous tax return
  • Same requirement: both require annual tax filing by both parents
  • One place to update: address and banking changes at CRA update both programs simultaneously

If you receive one but not the other unexpectedly (for example, CCB but no BCFB), verify your BC residency is correctly recorded in My CRA Account — CRA uses your province of residence from your tax return.

When to expect the first BCFB payment

Scenario First BCFB payment
New baby registered at birth Within 4–8 weeks of provincial birth registration (if CCB registration box checked)
Applied via My CRA Account Usually 8 weeks after application
Applied via RC66 (mail) Usually 11 weeks after application
New resident to BC mid-year Starting from the next month after updating province in My CRA Account

Supplement for children with disabilities

BC offers a modest additional supplement within the BCFB structure for families with children who have significant disabilities:

Supplement Details
Child Disability Benefit (federal) Up to ~$3,173/year per eligible child (federal, paid with CCB)
BC supplement for disability Varies — confirm with CRA as eligibility mirrors federal Child Disability Benefit

The federal Child Disability Benefit (CDB) is the more significant payment for families with disabled children — administered by CRA and paid monthly with the CCB and BCFB. To access both the CDB and any BC supplement, ensure the child has an approved Disability Tax Credit Certificate (T2201) on file with CRA.