Calculate your monthly CCB payments. The Canada Child Benefit is non-taxable income paid to the primary caregiver, based on income and number of children.
2026-27 CCB Maximum Amounts
Child’s age
Maximum Annual
Maximum Monthly
Under 6
$8,157
$679.75
6 to 17
$6,883
$573.58
These maximums apply to families with adjusted family net income (AFNI) below $38,237. Source: Canada Revenue Agency – Canada child benefit (CCB): How much you can get, verified September 24, 2026, for the July 2026 to June 2027 benefit year (based on 2025 AFNI). View source
CCB by Number of Children (Maximum)
Children
Under 6
6-17
Annual Max
Monthly Max
1 under 6
$8,157
—
$8,157
$679.75
2 under 6
$16,314
—
$16,314
$1,359.50
1 aged 6-17
—
$6,883
$6,883
$573.58
2 aged 6-17
—
$13,766
$13,766
$1,147.17
1 each
$8,157
$6,883
$15,040
$1,253.33
CCB by Family Income
Figures below are calculated using the 2026-27 CCB formula: full benefit below $38,237 AFNI, a first reduction tier between $38,237 and $82,847, and a second (slower) reduction tier above $82,847.
One Child Under 6
Family Income (AFNI)
Annual CCB
Monthly CCB
$0 - $38,237
$8,157
$679.75
$50,000
$7,334
$611
$75,000
$5,584
$465
$100,000
$4,485
$374
$125,000
$3,685
$307
$150,000
$2,885
$240
$175,000
$2,085
$174
$200,000
$1,285
$107
~$240,160+
$0
$0
Two Children Under 6
Family Income (AFNI)
Annual CCB
Monthly CCB
$0 - $38,237
$16,314
$1,359.50
$50,000
$14,726
$1,227
$75,000
$11,351
$946
$100,000
$9,314
$776
$125,000
$7,889
$657
$150,000
$6,464
$539
$175,000
$5,039
$420
$200,000
$3,614
$301
~$263,400+
$0
$0
One Child 6-17
Family Income (AFNI)
Annual CCB
Monthly CCB
$0 - $38,237
$6,883
$573.58
$50,000
$6,060
$505
$75,000
$4,310
$359
$100,000
$3,211
$268
$125,000
$2,411
$201
$150,000
$1,611
$134
$175,000
$811
$68
~$200,350+
$0
$0
CCB Reduction Rates
Number of Children
Reduction Rate Above $38,237
Additional Reduction Rate Above $82,847
1 child
7% of income above $38,237
3.2%
2 children
13.5% of income above $38,237
5.7%
3 children
19% of income above $38,237
8%
4+ children
23% of income above $38,237
9.5%
Source: Canada Revenue Agency – Canada child benefit (CCB): How much you can get, verified September 24, 2026, for the July 2026 to June 2027 benefit year. View source
CCB Including Disability Benefit
If a child is eligible for the Disability Tax Credit (DTC), the Child Disability Benefit (CDB) is a separate, additional federal payment on top of CCB. It is a distinct program from the base CCB amounts above — check the Child Disability Benefit page for current figures before relying on any dollar amount for that program specifically.
CCB Payment Dates 2026
Month
Payment Date
January
January 20
February
February 20
March
March 20
April
April 20
May
May 20
June
June 19
July
July 20
August
August 20
September
September 18
October
October 20
November
November 20
December
December 11
Strategies to Maximize CCB
1. Income Splitting
Before
After
CCB Increase
One earner $120,000
Two earners $60K each
~$500/year
2. RRSP Contributions
RRSP Contribution
Income Reduction
CCB Increase
$10,000
-$10,000
~$400-700/year
3. Spousal RRSP
Reduces higher earner’s income, may increase CCB.
CCB vs Provincial Benefits
Some provinces have additional child benefits, run separately from the federal CCB (figures below are not covered by this site’s federal-benefits data and should be verified against each province’s current published rate before relying on them):