The Canada Child Benefit (CCB) is a monthly payment from the Canada Revenue Agency (CRA) to eligible families with children under 18. This calculator estimates your CCB for the July 2026 to June 2027 benefit year, plus the Child Disability Benefit if a child is eligible for the disability tax credit. Enter your adjusted family net income (AFNI) for 2025: your net income from your tax return, plus your spouse’s or common-law partner’s if you have one.
Jump to estimates by family income, the income where the CCB ends or how the CCB is calculated.
CCB calculator
An estimate using CRA's amounts for the July 2026 to June 2027 benefit year, which are based on 2025 adjusted family net income. With shared custody, each parent gets 50% of the full amount, worked out on their own family net income. Provincial child benefits paid with the CCB aren't included.
CCB estimates by family income
Each table shows the federal CCB for the July 2026 to June 2027 benefit year at a few family net incomes. The first row is the full amount, which a family gets with adjusted family net income up to $38,237. The tables don’t show a change of age group during the year: a child who turns 6 moves to the 6 to 17 rate the month after their birthday. They leave out the Child Disability Benefit and provincial or territorial child benefits, which can be paid along with the CCB. CRA’s child and family benefits calculator includes the related provincial and territorial programs in its estimate.
One child under 6
| Adjusted family net income | Annual CCB | Monthly CCB |
|---|---|---|
| Up to $38,237 | $8,157 | $679.75 |
| $50,000 | $7,334 | $611.13 |
| $60,000 | $6,634 | $552.80 |
| $80,000 | $5,234 | $436.13 |
| $100,000 | $4,485 | $373.76 |
| $120,000 | $3,845 | $320.43 |
| $150,000 | $2,885 | $240.43 |
| $200,000 | $1,285 | $107.09 |
One child aged 6 to 17
| Adjusted family net income | Annual CCB | Monthly CCB |
|---|---|---|
| Up to $38,237 | $6,883 | $573.58 |
| $50,000 | $6,060 | $504.97 |
| $75,000 | $4,310 | $359.13 |
| $100,000 | $3,211 | $267.59 |
| $150,000 | $1,611 | $134.26 |
Two children under 6
| Adjusted family net income | Annual CCB | Monthly CCB |
|---|---|---|
| Up to $38,237 | $16,314 | $1,359.50 |
| $50,000 | $14,726 | $1,227.17 |
| $75,000 | $11,351 | $945.92 |
| $100,000 | $9,314 | $776.19 |
| $150,000 | $6,464 | $538.69 |
| $200,000 | $3,614 | $301.19 |
One child under 6 and one aged 6 to 17
| Adjusted family net income | Annual CCB | Monthly CCB |
|---|---|---|
| Up to $38,237 | $15,040 | $1,253.33 |
| $50,000 | $13,452 | $1,121.00 |
| $75,000 | $10,077 | $839.75 |
| $100,000 | $8,040 | $670.02 |
| $150,000 | $5,190 | $432.52 |
| $200,000 | $2,340 | $195.02 |
When the CCB reaches zero
Above $82,847 of adjusted family net income, the reduction is a fixed amount plus a percentage of the income above that level. The table shows, for each family, the income at which the CCB works out to nothing, rounded to the nearest thousand dollars.
| Children | CCB reaches zero at about |
|---|---|
| One child under 6 | $240,000 |
| One child aged 6 to 17 | $200,000 |
| Two children under 6 | $263,000 |
| Two children aged 6 to 17 | $219,000 |
| Three children under 6 | $283,000 |
If a family’s CCB works out to less than $20 a month, CRA pays the whole benefit year as one payment, in July or later.
How the CCB is calculated
The CRA starts from a maximum for each child, then reduces it as family net income rises. The amounts change every July, when a new benefit year starts; the July 2026 to June 2027 amounts are based on 2025 family net income.
1. The maximum for each child. It depends on the child’s age: $8,157 a year for each child under 6 and $6,883 for each child aged 6 to 17. Monthly amounts and the maximum for each family size are on the Canada Child Benefit page.
2. The income reduction. With AFNI up to $38,237, there’s no reduction. Between $38,237 and $82,847, the CCB is reduced by a percentage of the income above $38,237. Above $82,847, it’s reduced by a fixed amount plus a smaller percentage of the income above $82,847. The fixed amount is $3,123 for one child, $6,022 for two, $8,476 for three and $10,260 for four or more. The percentages also depend on the number of children:
| Number of Children | Reduction Rate Above $38,237 | Additional Reduction Rate Above $82,847 |
|---|---|---|
| 1 child | 7% of income above $38,237 | 3.2% |
| 2 children | 13.5% of income above $38,237 | 5.7% |
| 3 children | 19% of income above $38,237 | 8% |
| 4+ children | 23% of income above $38,237 | 9.5% |
Source: Canada Revenue Agency – Canada child benefit (CCB): How much you can get, for the July 2026 to June 2027 benefit year. View source
Example: a family with one child under 6 and $100,000 of AFNI has a maximum of $8,157. The reduction is about $3,672, which leaves about $4,485 for the year, or about $374 a month.
3. The Child Disability Benefit. For each child eligible for the disability tax credit, the Child Disability Benefit adds up to $3,480 a year for July 2026 to June 2027, paid with the CCB. It’s reduced when AFNI is above $82,847: by 3.2% of the income above that for one eligible child, or 5.7% for two or more. The Child Disability Benefit page has the details.
The calculator doesn’t cover shared custody, provincial child benefits or a child turning 6 or 18 during the benefit year, so a CRA notice can differ from its estimate.
Provincial and territorial child benefits are compared on provincial child benefits; some are paid together with the CCB and others separately. How shared custody splits the CCB is on the Canada Child Benefit page.
More on the CCB
- Canada Child Benefit covers who gets it, the maximums by age and family size, and why a payment changes.
- Who can get the CCB, including shared custody.
- Why a CCB payment changed goes through the reasons a payment can come in below an estimate.
- Child Disability Benefit, which is paid with the CCB.
- Provincial and territorial child benefits compares each province’s and territory’s program.
- How to apply for the CCB.
- CCB payment dates lists the day each monthly payment arrives.
Other federal and provincial programs are listed in the government benefits guide.
Related calculators
Sources
The figures and rules on this page come from these sources, last checked against them on October 13, 2026. How we check facts.
- Canada Revenue Agency: Canada Child Benefit
- Canada Revenue Agency: How much you can get - Canada child benefit (CCB)
- Canada Revenue Agency: Child disability benefit
- Canada Revenue Agency: How much you can get - Canada child benefit (CCB)
- Canada Revenue Agency: Service Standards 2026-2027
- Canada Revenue Agency: Contact us - Canada child benefit (CCB)