When are CCB payments in 2026?

CCB payments are made monthly, typically on the 20th. In 2026: January 20, February 20, March 20, April 17, May 20, June 19, July 20, August 20, September 18, October 20, November 20, December 11.

How much is the CCB per child in 2026?

Maximum CCB for 2025-2026 is $7,787 per year ($648.92/month) for children under 6, and $6,570 per year ($547.50/month) for children 6-17. Amounts depend on family income.

What income do you lose CCB?

CCB phases out starting at $36,502 family income. It reduces gradually and reaches $0 around $200,000-300,000+ depending on number of children.

Is the CCB taxable income in Canada?

No. The Canada Child Benefit is entirely tax-free. It does not need to be reported as income on your tax return and does not affect your other deductions or credits. However, your family net income determines the CCB amount, so earning more reduces your payments through the phase-out.

What happens if I did not receive my CCB payment?

Check your CRA My Account first to confirm your eligibility and payment details. Common reasons for missing payments include: not filing your tax return on time, a change in custody or marital status, moving without updating your address, or your child turning 18. You can request retroactive payments for up to 11 months of missed benefits by contacting CRA.

CCB Payment Dates 2026: Monthly Schedule, $7,787 Max Under 6 & Income Thresholds

CCB Payment Dates 2026

Month	Payment Date	Notes
January	January 20, 2026	Tuesday
February	February 20, 2026	Friday
March	March 20, 2026	Friday
April	April 17, 2026	Friday (early - Easter)
May	May 20, 2026	Wednesday
June	June 19, 2026	Friday
July	July 20, 2026	Monday
August	August 20, 2026	Thursday
September	September 18, 2026	Friday
October	October 20, 2026	Tuesday
November	November 20, 2026	Friday
December	December 11, 2026	Friday (early - holidays)

Note: If the 20th falls on a weekend/holiday, payment is made the last business day before.

CCB Maximum Amounts (2025-2026 Benefit Year)

Child Age	Annual Maximum	Monthly Maximum
Under 6	$7,787	$648.92
6-17	$6,570	$547.50

Example Monthly Payments (Full Amount)

Children	Monthly CCB	Annual CCB
1 child under 6	$648.92	$7,787
1 child 6-17	$547.50	$6,570
2 children under 6	$1,297.84	$15,574
1 under 6 + 1 over 6	$1,196.42	$14,357
3 children (all under 6)	$1,946.76	$23,361

Income Phase-Out

CCB is reduced based on adjusted family net income (AFNI):

Phase-Out Rates

Income Range	1 Child	2 Children	3 Children	4+ Children
$36,502 - $79,087	7%	13.5%	19%	23%
Over $79,087	3.2%	5.7%	8%	9.5%

CCB by Income Level (1 Child Under 6)

Family Income	Annual CCB	Monthly CCB
$30,000	$7,787	$648.92
$50,000	$6,842	$570.17
$75,000	$5,092	$424.33
$100,000	$4,292	$357.67
$125,000	$3,492	$291.00
$150,000	$2,692	$224.33
$200,000	$1,092	$91.00

CCB by Income Level (2 Children Under 6)

Family Income	Annual CCB	Monthly CCB
$30,000	$15,574	$1,297.84
$50,000	$13,752	$1,146.00
$75,000	$10,377	$864.75
$100,000	$9,185	$765.42
$125,000	$7,756	$646.33
$150,000	$6,327	$527.25
$200,000	$3,472	$289.33

CCB Calculator

Use our CCB Calculator for exact amounts based on:

Number of children and ages
Family net income
Province (for additional benefits)

Eligibility Requirements

Requirement	Details
Primary caregiver	Live with and care for child
Canadian resident	For tax purposes
Child age	Under 18
Child residency	Child lives with you
Tax return filed	Required to calculate

Who Is Primary Caregiver?

The primary caregiver is usually the mother, but can be:

Father (if living with child)
Grandparent
Guardian
Shared custody (50% each)

Shared Custody

If custody is 50/50:

Each parent receives 50% of CCB
Based on each parent’s income
Must notify CRA of arrangement

How to Apply

For New Parents

Step	When
Apply at birth	CRA form included in hospital package
Online	Through CRA My Account
By mail	Form RC66
Processing	8-11 weeks

For New Residents

Step	When
File first Canadian tax return	After becoming resident
Include RC66SCH	Status in Canada form
Processing	After return processed

Provincial/Territorial Child Benefits

Many provinces add benefits paid with or separate from CCB:

Province	Additional Benefit	Paid With CCB
Alberta	Alberta Child Benefit	Separate (4x/year)
BC	BC Child Opportunity Benefit	With CCB
Ontario	Ontario Child Benefit	With CCB
Quebec	Child Assistance Payment	Separate (Retraite Québec)
Saskatchewan	Saskatchewan Low Income	Separate

Example: Ontario Total Benefits

Income $60,000	CCB	OCB	Total Monthly
1 child under 6	$570	$125	$695
2 children under 6	$1,140	$250	$1,390

CCB and Taxes

Question	Answer
Is CCB taxable?	No
Report on return?	No
Affects other benefits?	No
Included in AFNI?	No

The CCB is completely tax-free and doesn’t reduce other benefits.

CCB vs Other Countries

Country	Monthly Benefit (1 child)
Canada (CCB)	Up to $649
US (Child Tax Credit)	~$167-$250
UK (Child Benefit)	~$130 CAD
Australia	~$220 CAD

Canada has one of the most generous child benefits in the world.

Changes to CCB

Recent Changes

Year	Change
2016	CCB introduced (replacing UCCB)
2018	Indexed to inflation
2020	One-time $300 COVID boost
2024	Ongoing inflation adjustments

2026-2027 Benefit Year (July 2026)

Child Age	Estimated Max	Change
Under 6	~$8,000	+2.7%
6-17	~$6,750	+2.7%

New amounts based on 2025 tax return, effective July 2026.

Common Issues

Problem	Solution
Didn’t receive payment	Check My Account, ensure return filed
Amount changed	Income changed from previous year
Stopped receiving	Child turned 18 or custody changed
Spouse claiming	Only primary caregiver receives
Retroactive payment	Can get up to 11 months back