The Canada Child Benefit (CCB) pays up to $8,157 a year for each child under 6 and $6,883 for each child aged 6 to 17. How much of that a family actually gets depends on its adjusted family net income (AFNI) and the number of children. A family with two children under 6 and $75,000 of net income, for example, gets about $946 a month.
This page covers the amounts: the maximums, how income reduces them, estimates by income and the Child Disability Benefit. For when the money arrives, see the CCB payment dates; for who qualifies, see CCB eligibility. All of Canada’s federal and provincial programs are listed in the government benefits guide.
Maximum CCB amounts (July 2026 to June 2027)
| Child’s age | Maximum Annual | Maximum Monthly |
|---|---|---|
| Under 6 | $8,157 | $679.75 |
| 6 to 17 | $6,883 | $573.58 |
These maximums apply to families with adjusted family net income (AFNI) below $38,237. Source: Canada Revenue Agency – Canada child benefit (CCB): How much you can get, verified September 24, 2026, for the July 2026 to June 2027 benefit year (based on 2025 AFNI). View source
The amounts are updated every July, when the new benefit year starts. The July 2026 to June 2027 amounts are based on 2025 family net income.
Maximum by family size
| Children | Maximum per year | Maximum per month |
|---|---|---|
| 1 under 6 | $8,157 | $679.75 |
| 1 aged 6 to 17 | $6,883 | $573.58 |
| 2 under 6 | $16,314 | $1,359.50 |
| 1 under 6 and 1 aged 6 to 17 | $15,040 | $1,253.33 |
| 2 aged 6 to 17 | $13,766 | $1,147.16 |
| 3 under 6 | $24,471 | $2,039.25 |
The maximum applies when AFNI is $38,237 or less. A child moves to the lower 6-to-17 rate after turning 6, and the CCB for that child ends when they turn 18.
How income reduces the CCB
The CCB is reduced in two bands. Between $38,237 and $82,847 of AFNI the reduction is a percentage of the income above the first threshold. Above $82,847 it is a fixed amount plus a lower percentage of the income above the second threshold. The rates depend on how many children you have, not their ages:
| Number of Children | Reduction Rate Above $38,237 | Additional Reduction Rate Above $82,847 |
|---|---|---|
| 1 child | 7% of income above $38,237 | 3.2% |
| 2 children | 13.5% of income above $38,237 | 5.7% |
| 3 children | 19% of income above $38,237 | 8% |
| 4+ children | 23% of income above $38,237 | 9.5% |
Source: Canada Revenue Agency – Canada child benefit (CCB): How much you can get, verified September 24, 2026, for the July 2026 to June 2027 benefit year. View source
| Children | Fixed reduction at $82,847 |
|---|---|
| 1 | $3,123 |
| 2 | $6,022 |
| 3 | $8,476 |
| 4 or more | $10,260 |
Worked example: one child under 6 and AFNI of $50,000. The reduction is 7% × ($50,000 − $38,237) = $823, so the CCB is $8,157 − $823 = $7,334 a year.
CCB estimates by family income
These tables apply the rates above to the July 2026 to June 2027 maximums. CRA’s child and family benefits calculator gives a figure for your exact situation, including provincial programs.
One child under 6
| Family net income | Annual CCB | Monthly CCB |
|---|---|---|
| Up to $38,237 | $8,157 | $679.75 |
| $50,000 | $7,334 | $611.13 |
| $60,000 | $6,634 | $552.80 |
| $80,000 | $5,234 | $436.13 |
| $100,000 | $4,485 | $373.76 |
| $120,000 | $3,845 | $320.43 |
| $150,000 | $2,885 | $240.43 |
| $200,000 | $1,285 | $107.09 |
One child aged 6 to 17
| Family net income | Annual CCB | Monthly CCB |
|---|---|---|
| Up to $38,237 | $6,883 | $573.58 |
| $50,000 | $6,060 | $504.97 |
| $75,000 | $4,310 | $359.13 |
| $100,000 | $3,211 | $267.59 |
| $150,000 | $1,611 | $134.26 |
Two children under 6
| Family net income | Annual CCB | Monthly CCB |
|---|---|---|
| Up to $38,237 | $16,314 | $1,359.50 |
| $50,000 | $14,726 | $1,227.17 |
| $75,000 | $11,351 | $945.92 |
| $100,000 | $9,314 | $776.19 |
| $150,000 | $6,464 | $538.69 |
| $200,000 | $3,614 | $301.19 |
One child under 6 and one aged 6 to 17
| Family net income | Annual CCB | Monthly CCB |
|---|---|---|
| Up to $38,237 | $15,040 | $1,253.33 |
| $50,000 | $13,452 | $1,121.00 |
| $75,000 | $10,077 | $839.75 |
| $100,000 | $8,040 | $670.02 |
| $150,000 | $5,190 | $432.52 |
| $200,000 | $2,340 | $195.02 |
When the CCB reaches $0
Because the second-band rate is low, the CCB phases out slowly. The AFNI at which it reaches $0:
| Children | CCB reaches $0 at about |
|---|---|
| 1 under 6 | $240,000 |
| 1 aged 6 to 17 | $200,000 |
| 2 under 6 | $263,000 |
| 2 aged 6 to 17 | $219,000 |
| 3 under 6 | $283,000 |
If your annual entitlement works out to less than $20 a month, CRA pays it as a single lump sum in July instead of monthly.
What counts as family income
AFNI is the net income (line 23600) on your return plus your spouse’s or common-law partner’s, with small adjustments for UCCB and RDSP amounts. Non-taxable payments, including the CCB itself and the Canada Groceries and Essentials Benefit, are not part of net income. Because the CCB uses the previous year’s returns, a drop in income raises your CCB only from the next July; why your CCB changed explains the timing.
Deductions lower AFNI too. An RRSP contribution deducted on your return reduces the next benefit year’s CCB reduction by the rate for your family size: between $38,237 and $82,847 of AFNI, a $10,000 deduction is worth $700 a year of extra CCB with one child and $1,350 with two. The RRSP calculator estimates the tax side.
Child Disability Benefit (CDB)
Families caring for a child who qualifies for the Disability Tax Credit get the Child Disability Benefit on top of the CCB: up to $3,480 a year ($290 a month) per eligible child for July 2026 to June 2027. It is paid with the CCB once CRA approves the child’s Form T2201.
The CDB has its own phase-out. It starts to be reduced when AFNI is above $82,847, at 3.2% of the excess for one eligible child and 5.7% for two or more. Once the DTC is approved, CRA calculates the CDB for the current and 2 previous benefit years automatically.
Provincial child benefits paid on top
Several provinces add their own child benefit, which CRA pays with the CCB or which you receive separately:
| Province | Program | Maximum |
|---|---|---|
| Ontario | Ontario Child Benefit | $1,760 per child a year |
| British Columbia | BC Family Benefit | $1,750 for the first child a year |
| Alberta | Alberta Child and Family Benefit | $2,311 a year for one child (base and working components) |
| Quebec | Family Allowance | Paid by Retraite Québec, separate from the CCB |
Putting CCB into an RESP
Some families save part of the CCB for a child’s education. RESP contributions earn the Canada Education Savings Grant at 20% of the first $2,500 a year, up to $7,200 per child over their lifetime. The CESG guide covers the grant rules.
Related CCB pages
- CCB payment dates: this year’s deposit schedule
- Am I eligible for the CCB?: caregiver, residency and custody rules
- How to apply for the CCB: birth registration, My Account and Form RC66
- Why is my CCB lower than expected?: the July recalculation and other changes
- CCB calculator
- Child care expense deduction
- Working while on maternity or parental leave
Sources
The figures and rules on this page come from these sources, last checked against them between August 29, 2026 and September 24, 2026. How we check facts.
- Canada Revenue Agency: How much you can get - Canada child benefit (CCB)
- Canada Revenue Agency: Canada Child Benefit
- Canada Revenue Agency: Child disability benefit
- Canada Revenue Agency: Ontario programs administered by the CRA (Ontario trillium benefit, Ontario child benefit and others)
- Canada Revenue Agency: BC family benefit (CRA-administered provincial program)
- Canada Revenue Agency: Closing your FHSA
- Canada Revenue Agency: FHSA: Definitions for FHSAs
- Canada Revenue Agency: RC725 Request to Make a Qualifying Withdrawal from your FHSA
- Canada Revenue Agency: Reporting FHSA activities on your income tax and benefit return
- Canada Revenue Agency: FHSA: What happens if you contribute or transfer too much to your FHSAs
- Canada Revenue Agency: Alberta child and family benefit (CRA-administered provincial program)
- Canada Revenue Agency: Service Standards 2026-2027
- Government of Alberta: Alberta Child and Family Benefit | Alberta.ca
- Government of British Columbia: Family benefit
- Government of Ontario: Ontario Child Benefit
- Justice Laws (Canada): Income Tax Regulations
- Revenu Québec: Source deductions: payment out of an FHSA