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Manitoba Income Tax 2026 | MB Tax Brackets & Rates

Updated

Manitoba Income Tax 2026

Manitoba uses a simple 3-bracket provincial tax system with rates from 10.8% to 17.4%. Notably, the top provincial rate of 17.4% applies at $100,000, one of the lowest thresholds in Canada; Manitoba has frozen its brackets at 2024 levels since 2025 rather than indexing them to inflation. Manitoba does not harmonize its sales tax with the federal GST, instead charging a separate 7% Retail Sales Tax (RST). On the positive side, Manitoba has one of Canada’s highest basic personal amounts at $15,780, which reduces tax at lower income levels.

Manitoba Tax Brackets 2026

Provincial Tax Rates

Each portion of taxable incomeRate
$0.00 to $47,000.0010.8%
$47,000.01 to $100,000.0012.75%
Over $100,000.0117.4%

Source: Canada Revenue Agency – Canadian income tax rates for individuals, 2026. Verified September 5, 2026. Brackets and BPA frozen at 2024 levels from 2025 (not indexed). BPA is phased out between $200,000 and $400,000 of net income.

Combined Federal + Manitoba Rates

Each portion of taxable incomeCombined Federal + Manitoba Rate
Up to $47,000.0024.8%
$47,000.00 to $58,523.0026.75%
$58,523.00 to $100,000.0033.25%
$100,000.00 to $117,045.0037.9%
$117,045.00 to $181,440.0043.4%
$181,440.00 to $258,482.0046.4%
Over $258,482.0050.4%

Combined marginal rate = federal rate + Manitoba rate at each income level, computed directly from 2026 bracket data (not a separately-maintained table). Source: Canada Revenue Agency – Canadian income tax rates for individuals and the provincial revenue agency, verified September 5, 2026.

Tax by Income Level

Taxable IncomeMB TaxFederal TaxTotal TaxEffective Rate
$30,000$1,536$1,897$3,43311.4%
$50,000$3,754$4,697$8,45116.9%
$75,000$6,942$9,268$16,21021.6%
$100,000$10,129$14,393$24,52224.5%
$125,000$14,479$19,955$34,43427.5%
$150,000$18,829$26,455$45,28430.2%
$200,000$27,529$40,012$67,54133.8%
$250,000$36,229$54,512$90,74136.3%

Estimates based on 2026 rates, applying the basic personal amounts (federal $16,452; Manitoba $15,780) as non-refundable credits, matching CRA’s actual calculation method.

Manitoba Tax Credits

Credit2026 Amount
Basic personal amount$15,780
Spouse or common-law partnerUp to $9,134
Age amount (65+)Up to $3,728
Disability amount$6,180
Caregiver amountUp to $3,605

Manitoba-Specific Credits

CreditDetails
Homeowners and Renters Affordability tax creditsReplaced the Education Property Tax Credit from the 2025 tax year; see the table below
Fertility treatment tax credit40% of eligible fertility treatment costs
Political contribution tax creditCredit for contributions to registered Manitoba political parties
Community enterprise development tax creditCredit for eligible investments in Manitoba community enterprises

Manitoba vs Other Provinces at $100,000 Income

ProvinceProvincial TaxFederal TaxTotal TaxEffective Rate
BC$5,902$14,393$20,29520.3%
Ontario$6,378 (incl. surtax)$14,393$20,77120.8%
Alberta$6,954$14,393$21,34721.3%
Saskatchewan$9,269$14,393$23,66223.7%
Manitoba$10,129$14,393$24,52224.5%
PEI$11,768$14,393$26,16126.2%

Manitoba and Saskatchewan have similar total tax at $100,000. Manitoba becomes more expensive above $100,000 due to its 17.4% top rate applying at a lower threshold.

Tax Planning in Manitoba

RRSP Savings at $100,000 Income (Marginal Rate: 33.25%)

RRSP ContributionTax SavedNet Cost of Contribution
$5,000$1,663$3,337
$10,000$3,325$6,675
$18,000$5,985$12,015
$27,000 (approx. max)$8,978$18,022

Above $100,000, Manitoba’s own top rate (17.4%) kicks in, raising the combined marginal rate to 37.9% (while federal income stays in its 20.5% bracket). Once income also crosses $117,045 – where the federal rate rises to 26% – the combined marginal rate rises further, to 43.4%, one of the higher combined brackets in Canada.

Investment Income at $100,000 in Manitoba

$10,000 Income TypeMB TaxFederal TaxTotal Tax
Interest / employment$1,275$2,050$3,325
Eligible dividends$200$1,100$1,300
Capital gains (50% inclusion)$638$1,025$1,663

Climate Action Incentive (Manitoba)

The federal Climate Action Incentive (later renamed the Canada Carbon Rebate) made its final payment in January 2025. It ended when the federal consumer carbon tax was eliminated on April 1, 2025. Manitoba residents no longer receive this payment — do not budget for it in 2026.

Manitoba Property Tax Credits

Manitoba’s old Education Property Tax Credit was split into two separate, renamed credits starting the 2025 tax year.

SituationCredit NameMaximum
HomeownersHomeowners Affordability Tax Credit (HATC)Up to $1,600 (2026)
RentersRenters Affordability Tax CreditUp to $625 (2026)

The credit reduces provincial tax owing. Renters who don’t owe provincial tax can receive a refund.

Manitoba Sales Tax (RST + GST)

TaxRate
Federal GST5%
Manitoba RST (Retail Sales Tax)7%
Total12%

Manitoba did not harmonize with the federal GST. RST applies to most goods and some services, but not all — certain items like basic groceries, prescription drugs, and children’s clothing are exempt.

Payroll Deductions Example

$80,000 Salary in Manitoba

DeductionAmount
Federal tax$10,293
Manitoba provincial tax$7,568
CPP contributions$4,446.45
EI premiums$1,123.07
Total deductions$23,430.52
Net annual pay$56,569.48
Monthly net$4,714.12

$50,000 Salary in Manitoba

DeductionAmount
Federal tax$4,697
Manitoba provincial tax$3,743
CPP contributions$2,766.75
EI premiums$815
Total deductions$12,021.75
Net annual pay$37,978.25
Monthly net$3,164.85