Alberta Land Transfer Tax Calculator 2026

Alberta has no land transfer tax. A buyer pays two registration fees instead: one to register the transfer of the land title and one to register the mortgage, each a small base fee plus an amount that grows with the value. This calculator works out both. The provinces that do charge a percentage tax are on the land transfer tax calculator for Canada.

Alberta Registration Fee Schedule

The fees come from the Alberta land titles fee schedule, effective October 1, 2026.

How to Calculate Alberta Registration Fees

Example: a $500,000 home with a $400,000 mortgage.

Land title transfer fee:

• Base fee: $50
• Variable: $500,000 / $5,000 = 100 units x $5 = $500
• Total land fee: $550

Mortgage registration fee:

• Base fee: $50
• Variable: $400,000 / $5,000 = 80 units x $5 = $400
• Total mortgage fee: $450

Total Alberta registration fees: $550 + $450 = $1,000

On the same $500,000 home, the Ontario land transfer tax is $6,475 and British Columbia’s property transfer tax is $8,000, before any first-time buyer relief.

Alberta Fees by Home Price

Formula: $50 base + ($5 × property value ÷ $5,000) for the land title; $50 base + ($5 × mortgage ÷ $5,000) for the mortgage registration. The mortgage column assumes a mortgage of 80% of the price.

First-Time Homebuyers in Alberta

With no land transfer tax to rebate, first-time buyers in Alberta pay the same registration fees as everyone else. The Alberta first-time home buyer guide covers the programs they can use instead.

The lawyer, title insurance and the other costs of an Alberta purchase are in closing costs in Alberta, and what Calgary homeowners pay each year is on the Calgary property tax page.