Quebec Land Transfer Tax Calculator (Welcome Tax) 2026

Calculate the land transfer duties, known as the welcome tax (taxe de bienvenue), on a home purchase in Quebec. Quebec law requires every municipality to collect the duties, so the bill comes from your municipality after the sale rather than being paid at closing. This calculator covers the standard brackets and Montreal’s higher ones; other provinces are on the land transfer tax calculator for Canada.

Quebec Land Transfer Tax Rates (Welcome Tax)

The duties are calculated on a progressive tiered system. The base is the greater of the purchase price, the amount on the deed of sale, or the municipal assessment roll value multiplied by a comparative factor. The bracket thresholds are indexed every year to Quebec’s consumer price index; the figures below are the current thresholds.

Standard Quebec Rates

Montreal Rates

Since 2012, Quebec municipalities may add a supplemental rate of up to 3% on the portion of a property’s value above $500,000. Montreal may exceed that cap, and applies its own higher brackets from January 1, 2026:

Below $552,300, Montreal buyers pay the same brackets as the rest of Quebec.

How to Calculate Quebec Welcome Tax

Here is the welcome tax on a $400,000 home outside Montreal.

• The first $62,900 at 0.5%: $314.50
• $62,900 to $315,000 ($252,100) at 1.0%: $2,521.00
• $315,000 to $400,000 ($85,000) at 1.5%: $1,275.00

Total Quebec transfer duties: $314.50 + $2,521.00 + $1,275.00 = $4,110.50

When Is the Welcome Tax Due?

The welcome tax is due within 30 days of the tax notice from the municipality, which is usually sent shortly after the transfer is registered. The notary’s closing statement doesn’t include it, so it is budgeted separately from the other closing costs.

First-Time Buyer Credit

Since January 1, 2026, Quebec refunds first-time buyers’ welcome tax through a refundable tax credit: the first $5,000 of duties in full, then 25% of the rest, up to $5,875 in total, reduced for homes valued above $750,000 (by 2.35% of the excess) and nil at $1,000,000. See the Quebec government announcement. Quebec’s other programs for first-time buyers, and the federal ones, are in the Quebec first-time home buyer guide.

Welcome Tax by Home Price

Outside Montreal (Standard Quebec Rates)

Montreal

Montreal’s higher brackets start above $552,300, which matters most for buyers in its more expensive neighbourhoods.

Ontario, next door, also taxes in brackets but collects the Ontario land transfer tax at closing, and New Brunswick’s transfer tax is a single flat rate.

Quebec buyers use a notary rather than a lawyer for the deed and the mortgage. Notary fees, title insurance and the other costs of buying are covered in closing costs in Quebec.

Related pages

• Land transfer tax by province
• BC property transfer tax
• Canada Tax Brackets