What is the property tax rate in Calgary?

Calgary's residential property tax rate for 2026 is approximately 0.66% of assessed value. This is lower than Edmonton (0.76%) and most Ontario cities, but higher than Vancouver (0.27%).

How often are Calgary properties assessed?

Calgary conducts annual property assessments. Your assessed value is based on market value as of July 1 of the previous year. Assessment notices are mailed in January.

How much is property tax on a $500,000 home in Calgary?

At 0.66%, annual property tax on a $500,000 assessed home in Calgary is approximately $3,300 ($275/month).

Does Calgary have education tax?

Yes. Calgary property tax includes both a municipal levy and a provincial education requisition. The education portion is set by the Alberta government, not the City of Calgary, and accounts for roughly 25% of your total property tax bill.

How do I pay Calgary property tax monthly?

Calgary offers the Tax Instalment Payment Plan (TIPP), which spreads your annual tax into 12 equal monthly pre-authorized withdrawals. You can enroll online at Calgary.ca. TIPP is adjusted each January when the new assessment and rate are set.

How do I appeal my Calgary property assessment?

If you believe your assessed value is too high, you can file a complaint with the Assessment Review Board (ARB). The deadline is typically in April of the assessment year. The fee for residential appeals is $50 and is refunded if you are successful. Common grounds include incorrect property details, comparable sales that support a lower value, or condition issues not reflected in the assessment.

How does Calgary property tax compare to other Canadian cities?

Calgary has a moderate property tax rate by Canadian standards. At 0.66%, a $600,000 Calgary home pays $3,960 annually — less than Edmonton ($4,560), Ottawa ($6,060), Hamilton ($7,320), Toronto ($4,604 as of 2026), or Windsor ($10,680), but more than Vancouver ($1,620). Calgary also benefits from Alberta's low provincial income tax (the lowest bottom bracket in Canada) and no PST, making the overall tax burden one of the lowest in Canada.

Calgary Property Tax 2026 | Tax Rate & Calculator

Calgary Property Tax 2026

Calgary’s residential property tax rate is approximately 0.66% of assessed value. This is the lowest rate among major Alberta cities, and lower than most Ontario and Atlantic cities. Combined with Alberta’s no-PST environment and relatively low income taxes, Calgary offers one of the most tax-advantaged environments for homeowners in Canada.

Component	Details
Residential tax rate	~0.66%
Per $1,000 assessed value	$6.60
Assessment authority	City of Calgary
Assessment frequency	Annual (July 1 reference date)

Calgary Property Tax Calculator

Assessed Value	Annual Tax	Monthly
$400,000	$2,640	$220
$500,000	$3,300	$275
$600,000	$3,960	$330
$700,000	$4,620	$385
$800,000	$5,280	$440
$1,000,000	$6,600	$550
$1,250,000	$8,250	$688
$1,500,000	$9,900	$825

Calgary vs Alberta Cities

City	Tax Rate	Tax on $500K	Difference vs Calgary
Calgary	0.66%	$3,300	—
Edmonton	0.76%	$3,800	+$500
Red Deer	0.88%	$4,400	+$1,100
Medicine Hat	0.90%	$4,500	+$1,200
Lethbridge	0.95%	$4,750	+$1,450

Calgary vs Major Canadian Cities

City	Tax Rate	Tax on $700K	Province
Vancouver	0.27%	$1,890	BC
Calgary	0.66%	$4,620	AB
Toronto	0.77%	$5,371	ON
Edmonton	0.76%	$5,320	AB
Montreal	0.76%	$5,320	QC
Ottawa	1.01%	$7,070	ON
Hamilton	1.22%	$8,540	ON
Windsor	1.78%	$12,460	ON

What Calgary Property Tax Funds

Component	Approx. Share	Services
Municipal levy	~70%	Police, fire, roads, parks, transit (Calgary Transit)
Provincial education	~25%	Public and separate school boards
Other levies	~5%	Business improvement areas, other requisitions

Calgary Tax Advantage: Full Picture

Calgary homeowners benefit from lower property tax and no provincial sales tax compared to most Canadian cities:

Tax Type	Calgary	Toronto	Ottawa
Property tax (on $600K)	$3,960	$4,604	$6,060
Sales tax (GST only)	5%	13% HST	13% HST
Income tax (at $100K)	~$21,350	~$20,770	~$20,770

Calgary’s property tax rate is now slightly lower than Toronto’s (0.66% vs. 0.77%, after Toronto’s rate rose substantially since 2022), and Alberta has no provincial sales tax (only the 5% GST applies), unlike Ontario’s 13% HST. Income tax is actually a near-wash between the two provinces at this income level – Alberta’s combined federal + provincial tax at $100,000 ($21,347) is slightly higher than Ontario’s ($20,771) despite Alberta’s lower bottom bracket, since Ontario’s basic personal amount and bracket structure largely offset the difference at this income. Calgary’s real tax advantage comes mainly from the absence of PST and its comparatively low property tax rate, not from provincial income tax, which Alberta does levy.

Calgary Property Assessment Process

The City of Calgary values every property annually. Your assessed value reflects estimated market value as of July 1 of the prior year, based on actual sales data from comparable properties.

Step	Timeline
Assessment reference date	July 1 (previous year)
Assessment notice mailed	January
Review period opens	January
Appeal (ARB complaint) deadline	Typically April
Tax bill mailed	May–June
Annual payment deadline	June 30

How to Appeal Your Assessment

If your assessed value appears too high, you can file a formal complaint with the Assessment Review Board (ARB):

Detail	Information
Filing fee	$50 (refunded if successful)
Deadline	Typically April (check notice for exact date)
Common grounds	Wrong square footage, comparable sales, condition issues
Process	File online or by mail; hearing scheduled if not resolved

Payment Options

Calgary offers flexibility on how you pay:

Method	Details
TIPP (Tax Instalment Payment Plan)	12 equal monthly pre-authorized withdrawals; enroll at Calgary.ca
Annual payment	Full amount due June 30
Online banking	Add “City of Calgary” as a payee using your roll number
In-person	City of Calgary cashiers or registry agents

TIPP is the most popular option. Monthly amounts are adjusted each January when the new tax rate is set.

Calgary Seniors Property Tax Deferral

Alberta’s Property Tax Deferral Program allows eligible seniors (65+) to defer property taxes as a low-interest loan against their home.

Detail	Information
Eligibility	65+ years, Alberta resident, primary residence
Interest rate	Prime rate (set annually)
Repayment	When home is sold or transferred
Application	Alberta.ca or Service Alberta

This can significantly reduce the cash flow burden for fixed-income retirees who own their home outright or with significant equity.