Ottawa’s residential property tax rate is approximately 1.01% of assessed value. The City of Ottawa sets the rate, which combines the city’s own levy with the provincial education levy, and applies it to the value the Municipal Property Assessment Corporation (MPAC) puts on your home. The property tax in Canada page explains how the two combine and compares cities, and the property tax calculator estimates a bill at any rate.
| Component | Details |
|---|---|
| Residential tax rate | 1.01% |
| Per $1,000 of assessed value | $10.10 |
| Assessment authority | MPAC |
| Valuation date used for 2026 taxes | January 1, 2016 |
Ottawa Property Tax by Assessed Value
| Assessed Value | Annual Tax | Monthly |
|---|---|---|
| $400,000 | $4,040 | $337 |
| $500,000 | $5,050 | $421 |
| $600,000 | $6,060 | $505 |
| $700,000 | $7,070 | $589 |
| $800,000 | $8,080 | $673 |
| $900,000 | $9,090 | $758 |
| $1,000,000 | $10,100 | $842 |
Assessment
Because Ontario still taxes on values as of January 1, 2016, an Ottawa home’s assessed value can be well below what it would sell for today, which keeps bills lower than a current-value assessment would. If you think MPAC’s value is wrong, appealing your property assessment covers the Request for Reconsideration and the Assessment Review Board.
What Ottawa Property Tax Funds
| Component | Approx. Share | Key Services |
|---|---|---|
| City of Ottawa | ~55% | Ottawa Police Service, Ottawa Fire, OC Transpo, roads |
| Education | ~35% | Ottawa-Carleton DSB, Catholic DSB, French boards |
| Other | ~10% | Ottawa Community Housing, other levies |
Ottawa Property Tax Programs
| Program | Who Qualifies | Benefit |
|---|---|---|
| Low-income seniors tax deferral | 65+, income-tested | Defer current year taxes as lien on property |
| Low-income disability tax deferral | Income-tested disability | Same as seniors |
| Heritage property tax rebate | Designated heritage properties | Up to 40% rebate |
Relief programs in other provinces are summarised under property tax relief programs.
Paying Ottawa Property Tax
Ottawa has four quarterly instalment due dates (typically March, May, July and September) or monthly pre-authorized payments spread over 11 months. Ottawa charges 1.25% a month on late payments; what happens if you don’t pay property tax covers the penalty limits and what follows.
| Method | Details |
|---|---|
| Pre-authorized (monthly) | Available |
| Instalments | 4 per year |
| Online banking | City of Ottawa payee |
Across the provincial border in Quebec, Montreal property tax is set on a three-year assessment roll by the City of Montreal. Elsewhere in Ontario, Toronto property tax has its own rate and rate history.
Sources
The figures and rules on this page come from these sources, last checked against them on September 25, 2026. How we check facts.
- BC Laws: Assessment Act
- MPAC: Request for Reconsideration (RfR)
- Tribunals Ontario: Filing an Appeal - Tribunals Ontario