Calculate the land titles fees for your home purchase in the Northwest Territories. The NWT does not charge a traditional land transfer tax — instead, there are modest registration fees based on the property value and mortgage amount.
NWT Land Titles Fee Schedule
The Northwest Territories charges land titles fees rather than a land transfer tax. These fees are administered through the NWT Land Titles Office.
Property Transfer Fee
| Property Value | Fee |
|---|---|
| Up to $1,000,000 | $1.50 per $1,000 of property value (minimum $100) |
| Over $1,000,000 | $1.50 per $1,000 on first $1M + $1.00 per $1,000 on remainder |
Mortgage Registration Fee
| Mortgage Amount | Fee |
|---|---|
| All amounts | $1.00 per $5,000 of mortgage amount (minimum $80) |
How to Calculate NWT Land Titles Fees
Example: For a $400,000 home with a $320,000 mortgage:
Property Transfer Fee:
- $400,000 / $1,000 x $1.50 = $600
Mortgage Registration Fee:
- $320,000 / $5,000 x $1.00 = $64
- Minimum fee applies: $80
Total NWT Fees: $600 + $80 = $680
NWT vs Other Provinces
The Northwest Territories’ fee-based system is one of the most affordable in Canada:
| Province/Territory | Cost on $400,000 Home |
|---|---|
| Northwest Territories | ~$680 (fees) |
| Alberta | ~$750 (fees) |
| Ontario | $4,475 (LTT) |
| BC | $6,000 (PTT) |
Land Transfer Tax in Other Provinces
Land transfer tax rates and rules vary across Canada. See our Land Transfer Tax Calculator for rates in all provinces and territories.