Card at a Glance
| Feature |
Details |
| Card name |
American Express Aeroplan Reserve Card |
| Annual fee |
$599 |
| Minimum income |
$200,000 personal / $200,000 household |
| Network |
American Express |
| Rewards program |
Aeroplan |
| Welcome bonus |
Typically 90,000+ Aeroplan points |
| Companion perk |
Annual companion voucher on qualifying flights |
Earning Rates
| Category |
Points per $1 |
| Air Canada |
3x |
| Dining |
3x |
| Transit (including Uber) |
2x |
| Travel |
2x |
| Everything else |
1.25x |
Premium Benefits
| Benefit |
Value |
| Maple Leaf Lounge access + 1 guest |
~$600+/year |
| Priority Pass lounge visits |
~$300+/year |
| Annual companion voucher |
$200-1,000+ |
| Comprehensive travel insurance |
$300+/year |
| Priority boarding |
✅ |
| Free checked bags (up to 3) |
~$100-300/year |
| TSA/NEXUS reimbursement |
$50 every 4 years |
Total potential perks value: $1,500+/year for frequent flyers.
Amex Reserve vs TD Aeroplan Privilege
| Feature |
Amex Reserve |
TD Aeroplan Visa Infinite Privilege |
| Annual fee |
$599 |
$599 |
| Network |
Amex |
Visa |
| Dining rate |
3x |
1x |
| General rate |
1.25x |
1.25x |
| Lounge |
Maple Leaf + Priority Pass |
Maple Leaf + Priority Pass |
| Companion voucher |
✅ |
✅ |
| Best for |
Dining spenders + Amex users |
Visa acceptance everywhere |
Who Should Get This Card
| Profile |
Recommendation |
| Fly Air Canada 5+ times/year |
✅ Lounge access alone is worth it |
| High spender ($5K+/month) |
✅ Strong earning across categories |
| Occasional traveller (1-2 flights/year) |
❌ Fee too high |
| Need Visa/MC acceptance |
⚠️ TD Aeroplan Privilege better |