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Canadian Tax Calculators & Guides

Updated

Calculate your Canadian taxes with free, province-specific tools. From income tax and capital gains to GST/HST, property tax, and self-employment — accurate estimates for every situation at every province.

Tax Calculators

Income Tax by Province

Deductions, Credits & Benefits

Tax Filing & CRA

Property, Real Estate & Business Tax

How Canadian Income Tax Works

Canada uses a graduated (progressive) tax system. You pay a lower rate on the first portion of income and higher rates as income increases. Both the federal government and your province charge income tax — your total rate is the combined rate.

2026 Federal Tax Brackets

Income RangeFederal Rate
$0 – $57,37515%
$57,375 – $114,75020.5%
$114,750 – $158,51926%
$158,519 – $220,00029%
Over $220,00033%

Your actual rate also depends on your province. Alberta residents pay significantly less overall than Ontario or Quebec residents at the same income.

How Capital Gains Are Taxed

Only 50% of your capital gains are included in your taxable income (the inclusion rate). That amount is then taxed at your marginal rate. If you sell an investment for a $10,000 gain and your marginal rate is 40%, you pay $2,000 in tax — not $4,000.

Principal residence: Gains on your primary home are fully exempt from capital gains tax.

Top Deductions Canadians Often Miss

DeductionWho Qualifies
Home office expensesRemote workers with Form T2200
Childcare expensesParents with children under 16
RRSP contributionsAnyone with earned income and RRSP room
Moving expensesMoving 40+ km closer to a new job or school
Union and professional duesEmployees required to pay dues
Investment carrying chargesInvestors who borrowed to invest

Explore Other Topics

  • Investing — TFSA, RRSP, FHSA, and retirement planning
  • Personal Finance — Budgeting, cost of living, and government benefits
  • Mortgages — First-time buyer tax credits and mortgage interest
  • Income — Salary by profession and income percentile calculators
  • Insurance — Tax treatment of premiums and benefits
  • Debt — Tax implications of debt forgiveness and RRSP withdrawals

Browse All Taxes Articles

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