Card at a Glance
| Feature |
Details |
| Card name |
TD Aeroplan Visa Infinite |
| Annual fee |
$139 |
| Minimum income |
$60,000 personal / $100,000 household |
| Network |
Visa Infinite |
| Rewards program |
Aeroplan |
| Welcome bonus |
Typically 20,000-40,000 Aeroplan points |
| Insurance |
Trip cancellation, car rental, travel medical |
Earning Rates
| Category |
Points per $1 |
| Air Canada purchases |
1.5x |
| Groceries |
1.5x |
| Gas |
1.5x |
| Everything else |
1x |
Earning Scenario
| Monthly Spend |
Category |
Annual Points |
| $600 groceries |
1.5x |
10,800 |
| $200 gas |
1.5x |
3,600 |
| $1,000 other |
1x |
12,000 |
| Total |
|
26,400/year |
Value: ~$396-660/year (at 1.5-2.5¢/point). After $139 fee: $257-521 net.
TD Aeroplan VI vs Alternatives
| Feature |
TD Aeroplan VI |
Amex Cobalt |
Amex Aeroplan Reserve |
| Annual fee |
$139 |
$155.88 |
$599 |
| Grocery rate |
1.5x Aeroplan |
5x MR (transfers to Aeroplan) |
3x Aeroplan |
| General rate |
1x |
1x |
1.25x |
| Network |
Visa |
Amex |
Amex |
| Lounge access |
❌ |
❌ |
✅ Maple Leaf Lounges |
| Best for |
Visa + Aeroplan |
Food-focused earning |
Premium travel |
Who Should Get This Card
| Profile |
Recommendation |
| Aeroplan collector who needs Visa |
✅ Best Visa Aeroplan card |
| Frequent Air Canada flyer |
✅ Priority boarding included |
| Want highest earn rate |
⚠️ Amex Cobalt earns more on food |
| Premium traveller wanting lounges |
⚠️ Amex Aeroplan Reserve better |