GIS Payment Dates 2026
The Guaranteed Income Supplement (GIS) is paid on the same day as Old Age Security (OAS) β the third-last business day of each month.
2026 GIS Payment Schedule
| Month | Payment Date |
|---|---|
| January | Wednesday, January 28, 2026 |
| February | Thursday, February 26, 2026 |
| March | Friday, March 27, 2026 |
| April | Tuesday, April 28, 2026 |
| May | Thursday, May 28, 2026 |
| June | Friday, June 26, 2026 |
| July | Wednesday, July 29, 2026 |
| August | Thursday, August 27, 2026 |
| September | Monday, September 28, 2026 |
| October | Thursday, October 29, 2026 |
| November | Thursday, November 26, 2026 |
| December | Tuesday, December 29, 2026 |
Note: GIS, OAS, and the Allowance are all deposited on the same date as separate transactions.
2026 GIS Maximum Amounts
| Recipient | Maximum Monthly GIS | Annual Maximum |
|---|---|---|
| Single senior (receiving full OAS) | ~$1,086 | ~$13,032 |
| Spouse/partner also receives full OAS | ~$654 each | ~$7,848 each |
| Spouse/partner receives Allowance | ~$654 | ~$7,848 |
| Spouse/partner is non-pensioner | ~$1,086 | ~$13,032 |
GIS amounts are adjusted quarterly (January, April, July, October) based on the Consumer Price Index.
GIS Income Thresholds
GIS is reduced by $1 for every $2 of income above the exemption amount (excluding OAS).
| Marital Status | Maximum Income for Any GIS | Annual Earnings Exemption |
|---|---|---|
| Single | ~$21,768 | First $5,000 employment income exempt |
| Couple (both OAS) | ~$28,704 combined | First $5,000 per person |
GIS By Income Level (Single Senior)
| Annual Income (Excl. OAS) | Approximate Monthly GIS |
|---|---|
| $0 | ~$1,086 |
| $5,000 | ~$1,086 (employment exemption) |
| $10,000 | ~$877 |
| $15,000 | ~$668 |
| $20,000 | ~$460 |
| $21,768+ | $0 |
What counts as income for GIS?
Included:
- CPP/QPP payments
- Private pension income
- RRSP/RRIF withdrawals
- Investment income
- Employment/self-employment income (above exemption)
Excluded:
- OAS payments
- GIS payments
- First $5,000 of employment/self-employment income
- TFSA withdrawals
GIS + OAS Combined Income
| Recipient | Monthly OAS | Monthly GIS (Max) | Total Monthly |
|---|---|---|---|
| Single senior, 65-74 | ~$728 | ~$1,086 | ~$1,814 |
| Single senior, 75+ | ~$800 | ~$1,086 | ~$1,886 |
| Couple (both full OAS, max GIS) | ~$1,456 | ~$1,308 | ~$2,764 |
The Allowance and Allowance for Survivor
| Benefit | Who Qualifies | Maximum Monthly |
|---|---|---|
| Allowance | Age 60-64, spouse of GIS recipient | ~$1,354 |
| Allowance for Survivor | Age 60-64, surviving spouse | ~$1,588 |
These are also paid on the same monthly schedule as GIS and OAS.
How to apply for GIS
- Automatic enrollment: If you already receive OAS and file your taxes, you may be automatically assessed
- Apply online: Through My Service Canada Account
- Paper application: Complete form ISP-3025 and mail to Service Canada
- Renewal: Automatic each July if you file your tax return on time
Important: File your tax return by April 30 each year to avoid GIS payment interruptions starting in July.