OAS Payment Dates 2026
Old Age Security (OAS) payments are deposited on the third-last business day of each month.
2026 OAS Payment Schedule
| Month | Payment Date |
|---|---|
| January | Wednesday, January 28, 2026 |
| February | Thursday, February 26, 2026 |
| March | Friday, March 27, 2026 |
| April | Tuesday, April 28, 2026 |
| May | Thursday, May 28, 2026 |
| June | Friday, June 26, 2026 |
| July | Wednesday, July 29, 2026 |
| August | Thursday, August 27, 2026 |
| September | Monday, September 28, 2026 |
| October | Thursday, October 29, 2026 |
| November | Thursday, November 26, 2026 |
| December | Tuesday, December 29, 2026 |
2026 OAS Payment Amounts
| Recipient | Monthly Amount |
|---|---|
| Age 65-74 (40+ years in Canada) | ~$727.67 |
| Age 75+ (40+ years in Canada) | ~$800.44 |
| Partial OAS (minimum 10 years) | Prorated by years |
OAS amounts are adjusted quarterly (January, April, July, October) based on the Consumer Price Index.
OAS Clawback (Recovery Tax)
| Income Level | OAS Impact |
|---|---|
| Under ~$90,997 | Full OAS |
| ~$90,997 to ~$148,451 | Partial reduction |
| Above ~$148,451 | No OAS (full clawback) |
Tip: TFSA withdrawals do not count toward the OAS clawback. Strategic use of TFSA in retirement can help preserve your OAS.
GIS Payment Dates
The Guaranteed Income Supplement (GIS) for low-income seniors is paid on the same day as OAS.
| Recipient | Maximum Monthly GIS |
|---|---|
| Single senior | ~$1,065 |
| Couple (both receive OAS) | ~$641 each |
GIS is income-tested and reduced as other income increases.