Toronto Housing Market | September 2025

Average home price by property type in Toronto

These are the average home prices by property type in Toronto updated with housing market data released September 2025 for the August 2025 period.

Home Type Home Price
All Home Types $1,022,143
Att/Row/Townhouse $946,395
Condo Apartment $642,195
Detached $1,312,240
Semi-Detached $980,102

Average home price in the Greater Toronto Area (GTA)

The table below shows the average home price for each region across all home types in August 2025 to help buyers and sellers understand where home prices are the most and least expensive.

King is the most expensive area with the average home price over $2.2 million, with detached homes in the $2.4 million range.

Some more affordable areas include Oshawa with an average home price of $695,000 across all home types, Essa with an average of $705,000, Orangeville with $730,000 and Brock with $730,000.

Want to see how much home you can afford in your preferred GTA region? Try our income to afford home calculator or mortgage affordability calculator.

Area Home Price
All TRREB Areas $1,022,143
Halton Region $1,159,791
Burlington $1,075,789
Halton Hills $1,036,010
Milton $964,086
Oakville $1,415,357
Peel Region $960,351
Brampton $924,980
Caledon $1,139,311
Mississauga $968,250
City of Toronto $992,085
Toronto West $957,474
Toronto Central $1,035,938
Toronto East $945,522
York Region $1,184,196
Aurora $1,358,974
East Gwillimbury $1,219,240
Georgina $857,314
King $2,198,734
Markham $1,136,323
Newmarket $995,420
Richmond Hill $1,247,531
Vaughan $1,210,952
Stouffville $1,223,606
Durham Region $860,951
Ajax $893,972
Brock $848,623
Clarington $793,715
Oshawa $747,282
Pickering $913,648
Scugog $894,895
Uxbridge $1,202,325
Whitby $972,305
Dufferin County $759,496
Orangeville $759,496
Simcoe County $893,023
Adjala-Tosorontio $1,224,713
Bradford $954,685
Essa $740,246
Innisfil $891,499
New Tecumseth $862,517

How much income would it take to afford a home in Toronto?

The income it would take to purchase a home in Toronto varies widely based on the home type. This table shows how much household income it would take to afford a home based on August 2025 home prices.

Home Type Home Price Mortgage Income Required
All Home Types $1,022,143 $817,714 $215,828
Att/Row/Townhouse $946,395 $757,116 $201,235
Condo Apartment $642,195 $513,756 $142,629
Detached $1,312,240 $1,049,792 $271,717
Semi-Detached $980,102 $784,082 $207,729

If you wanted to purchase the average detached home in Toronto it would take household income of $271,717 which is much higher than the typical income in Canada. This income would put you in the top income percentile earners based on the Canada income percentile calculator.

The income to afford calculation uses the following inputs:

  • Down payment of 20% to avoid mortgage default insurance
  • Mortgage rate of 4.04%
  • Amortization period of 25 years
  • Gross debt service (GDS) ratio of 32%
  • Property tax of $354 per month
  • Heating costs of $150 per month

Toronto market metrics

These key metrics provide additional context for the Toronto housing market as of August 2025:

Metric Value Year-over-Year Change
Total Sales 4,975 -5.3%
New Listings 12,547 +1.2%
Active Listings 24,780 +18.5%
Average Days on Market 27 +4 days
Sales-to-New-Listings Ratio 39.6% -2.8 pp
Months of Inventory 4.98 +1.2 months

With the sales-to-new-listings ratio below 40%, the Toronto market has shifted decisively toward buyer’s territory. Elevated inventory and longer days on market give purchasers more time and leverage to negotiate.

Pre-construction market

Toronto’s pre-construction condo market has experienced notable cooling. Investor demand — which had driven much of the condo sector in recent years — has retreated amid higher carrying costs and slower rent growth. Several planned projects have been delayed or cancelled, and assignment sales have become more common as investors seek exits. This has implications for future supply and pricing in the condo segment.

Population growth and demand

The Greater Toronto Area remains Canada’s primary destination for newcomers, with the region absorbing a significant share of the country’s immigration intake. This structural demand driver underpins long-term housing needs, though short-term market conditions can diverge from demographic trends.

Investor activity

Investor-owned units represent a substantial portion of Toronto’s condo market — estimated at 30–40% of total condo stock by CMHC. With rising carrying costs, some investor-owners have listed units for sale, contributing to elevated inventory in the condo segment.

Neighbourhood overview

The Greater Toronto Area encompasses a diverse range of neighbourhoods, each with distinct price levels and market dynamics:

  • Downtown Toronto (C01, C08) — The condo-dominated core with the highest density. Average condo prices sit around $700,000–$750,000. Popular with young professionals and investors.
  • Midtown (C02, C03, C04) — Neighbourhoods like Forest Hill, Rosedale, and Lawrence Park feature among the most expensive detached homes in Canada, often exceeding $2 million.
  • North York (C06, C07, C14, C15) — A mix of older detached homes and newer condo developments. Areas along the Yonge corridor and near subway stations command premiums.
  • Scarborough (E03, E04, E05) — Generally more affordable than the central city, with detached homes often $200,000–$300,000 below the citywide average. Growing transit investment is expected to support price growth.
  • Etobicoke (W02, W05, W06, W08) — A mix of waterfront condos, suburban detached homes, and established neighbourhoods. Prices range widely depending on proximity to transit and the lake.
  • 905 Regions — The surrounding municipalities of Mississauga, Brampton, Markham, Vaughan, Richmond Hill, Oakville, and others offer a range of housing types. Many buyers have moved to the 905 in search of more space at lower price points, though these areas have seen significant price increases as well.

Toronto’s double land transfer tax

Toronto is the only city in Ontario that levies a municipal land transfer tax (MLTT) in addition to the provincial land transfer tax (LTT). This means buyers in Toronto pay approximately double the transfer tax compared to other Ontario municipalities.

Ontario Provincial Land Transfer Tax:

Purchase Price Bracket Rate
First $55,000 0.5%
$55,001 to $250,000 1.0%
$250,001 to $400,000 1.5%
$400,001 to $2,000,000 2.0%
Over $2,000,000 2.5%

Toronto Municipal Land Transfer Tax (MLTT):

Purchase Price Bracket Rate
First $55,000 0.5%
$55,001 to $250,000 1.0%
$250,001 to $400,000 1.5%
$400,001 to $2,000,000 2.0%
Over $2,000,000 2.5%

For a home purchased at Toronto’s average price of $1,022,143, the total combined land transfer tax would be approximately $33,000 — a significant closing cost that buyers must budget for. First-time home buyers in Ontario can receive a rebate of up to $4,000 on the provincial LTT, and Toronto offers an additional MLTT rebate of up to $4,475.

Use our land transfer tax calculator to estimate the exact amount you would owe, and our closing costs calculator to get a full picture of purchase costs.

If you are buying a home in the Toronto area, these calculators can help you plan:

These home prices are updated based on data released by the Toronto Regional Real Estate Board (TRREB).

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