Maximum Home Price
How much house can you afford in Saskatchewan?
Saskatchewan’s average home price is $333,574 as of January 2026, up 7.4% year-over-year — the second-strongest growth rate in Canada (behind PEI’s 11.2%). The benchmark is $359,500 (+5.6% YoY). With 4.9 months of supply and a 57% sales-to-new-listings ratio, Saskatchewan is a balanced market.
Saskatchewan affordability by city
| City | January 2026 Avg | YoY | Sales | Income Needed (20% DP) |
|---|---|---|---|---|
| Regina | $315,420 | +5.0% | 208 | ~$80,000 |
| Provincial Average | $333,574 | +7.4% | 712 | ~$84,000 |
| Saskatoon | $414,984 | +6.0% | 307 | ~$100,000 |
Saskatoon is $100,000 more expensive than Regina but both remain highly affordable by national standards.
What your income buys in Saskatchewan vs Canada
| Annual Income | Max Home (20% DP) | Can You Buy in SK? | vs Ontario? | vs BC? |
|---|---|---|---|---|
| $80,000 | ~$410,000 | Yes — above avg, most of Regina | Entry condo only | Northern BC only |
| $100,000 | ~$515,000 | Comfortably — all of Saskatoon | Condo/townhouse | Kootenay only |
| $120,000 | ~$620,000 | Premium — best neighbourhoods | Small-city Ontario | N/A |
Saskatchewan’s ultra-low transfer costs
Saskatchewan charges the lowest property transfer cost in Canada:
| Province | Transfer Tax/Fee on $333,574 |
|---|---|
| Saskatchewan | ~$1,000 (0.3%) |
| Alberta | ~$300 (registration only) |
| Manitoba | ~$4,250 (sliding scale) |
| Ontario | ~$3,822 |
| BC | ~$4,672 |
| Toronto (double LTT) | ~$6,822 |
Only Alberta’s flat registration fees are comparable. Saskatchewan’s 0.3% is effectively a rounding error on your total purchase cost.
Saskatchewan market conditions — January 2026
| Metric | Value |
|---|---|
| Average home price | $333,574 (+7.4% YoY) |
| Benchmark price | $359,500 (+5.6% YoY) |
| Total sales | 712 (-8.0% YoY) |
| Months of supply | 4.9 |
| Sales-to-new-listings ratio | 57% |
| Market condition | Balanced |
See the Saskatchewan housing market report for the latest.
Tips for Saskatchewan homebuyers
- Saskatoon vs Regina — Saskatoon is $100K more expensive; consider which city suits your lifestyle
- Strong growth — 7.4% YoY is significant. If you’re planning to buy, delays cost money
- 0.3% transfer fee — Barely noticeable. Put your savings toward a stronger down payment
- Compare local options — Conexus Credit Union, Innovation Credit Union, and Affinity compete well
- Check mortgage rates — Even on a $334K home, rate matters over 25 years
Related calculators
- Saskatchewan Mortgage Calculator — Estimate your monthly payment
- Saskatchewan Mortgage Rates — Compare current rates
- Saskatchewan Housing Market — Latest prices and trends
- Manitoba Affordability — Compare with neighbouring Manitoba