If you receive multiple government benefits, keeping track of when each one lands can be a challenge. Here is a single reference calendar with all major federal payment dates for 2026.
CPP and OAS payment dates 2026
CPP (Canada Pension Plan) and OAS (Old Age Security), including GIS, are paid on the same date.
| Month | Payment Date |
|---|---|
| January 2026 | January 29 |
| February 2026 | February 26 |
| March 2026 | March 27 |
| April 2026 | April 28 |
| May 2026 | May 28 |
| June 2026 | June 26 |
| July 2026 | July 29 |
| August 2026 | August 27 |
| September 2026 | September 25 |
| October 2026 | October 29 |
| November 2026 | November 26 |
| December 2026 | December 22 |
Canada Child Benefit (CCB) payment dates 2026
| Month | Payment Date |
|---|---|
| January 2026 | January 20 |
| February 2026 | February 20 |
| March 2026 | March 20 |
| April 2026 | April 17 |
| May 2026 | May 20 |
| June 2026 | June 20 |
| July 2026 | July 18 |
| August 2026 | August 20 |
| September 2026 | September 18 |
| October 2026 | October 20 |
| November 2026 | November 20 |
| December 2026 | December 12 |
GST/HST Credit payment dates 2026
The GST credit is paid quarterly.
| Quarter | Payment Date |
|---|---|
| Q1 2026 | January 3 |
| Q2 2026 | April 4 |
| Q3 2026 | July 4 |
| Q4 2026 | October 3 |
Ontario Trillium Benefit (OTB) payment dates 2026
Ontario residents only.
| Month | Payment Date |
|---|---|
| January 2026 | January 10 |
| February 2026 | February 10 |
| March 2026 | March 10 |
| April 2026 | April 10 |
| May 2026 | May 9 |
| June 2026 | June 10 |
| July 2026 | July 10 |
| August 2026 | August 8 |
| September 2026 | September 10 |
| October 2026 | October 10 |
| November 2026 | November 10 |
| December 2026 | December 10 |
Canada Workers Benefit (CWB) advanced payment dates 2026
The CWB advanced payments are sent in three instalments to eligible low-income workers.
| Instalment | Payment Date |
|---|---|
| First advance (50% of CWB ×⅓) | January 10, 2026 |
| Second advance | July 11, 2026 |
| Third advance | October 10, 2026 |
A final reconciliation amount (or recovery of overpayments) is calculated on your tax return.
Key tax filing deadlines 2026
| Deadline | Date |
|---|---|
| RRSP contribution deadline (2025 tax year) | March 2, 2026 |
| Tax filing deadline — most individuals | April 30, 2026 |
| Tax filing deadline — self-employed | June 15, 2026 (but balance owed due April 30) |
| TFSA room resets | January 1 each year |
Summary: payment frequency by benefit
| Benefit | Frequency | Typical Date |
|---|---|---|
| CPP retirement / disability | Monthly | End of month |
| OAS / GIS | Monthly | Same as CPP |
| Canada Child Benefit | Monthly | Around the 20th |
| GST/HST Credit | Quarterly | Jan, Apr, Jul, Oct |
| Ontario Trillium Benefit | Monthly | Around the 10th |
| Canada Workers Benefit | 3× per year | Jan, Jul, Oct |
| EI — first payment | ~28 days after applying | Varies |
Tips for managing multiple benefits
- Set up direct deposit for all CRA benefits through My CRA Account to avoid delays from mailed cheques
- Update your address before you move — benefits sent to an old address can cause months of disruption
- File your tax return on time — CCB, OTB, and GST credit are all recalculated in July based on the prior year’s return. Late filers may have benefits paused
Key takeaway
CPP and OAS land at month-end; CCB around the 20th; GST quarterly in January, April, July, and October; and OTB on the 10th. Set up direct deposit at canada.ca/my-cra-account and review your benefit details annually after you file your return.