Canada Child Benefit Calculator
Calculate your monthly CCB payments based on income and number of children.
2026 CCB Maximum Amounts
| Child Age |
Annual Maximum |
Monthly Maximum |
| Under 6 |
$7,787 |
$649 |
| 6-17 |
$6,570 |
$548 |
CCB by Number of Children (Maximum)
| Children |
Under 6 |
6-17 |
Annual Max |
Monthly Max |
| 1 under 6 |
$7,787 |
— |
$7,787 |
$649 |
| 2 under 6 |
$15,574 |
— |
$15,574 |
$1,298 |
| 1 aged 6-17 |
— |
$6,570 |
$6,570 |
$548 |
| 2 aged 6-17 |
— |
$13,140 |
$13,140 |
$1,095 |
| 1 each |
$7,787 |
$6,570 |
$14,357 |
$1,196 |
CCB by Family Income
One Child Under 6
| Family Income |
Annual CCB |
Monthly CCB |
| $0 - $36,502 |
$7,787 |
$649 |
| $50,000 |
$6,837 |
$570 |
| $75,000 |
$5,249 |
$437 |
| $100,000 |
$3,842 |
$320 |
| $125,000 |
$2,342 |
$195 |
| $150,000 |
$1,092 |
$91 |
| $175,000 |
$0 |
$0 |
Two Children Under 6
| Family Income |
Annual CCB |
Monthly CCB |
| $0 - $36,502 |
$15,574 |
$1,298 |
| $50,000 |
$14,274 |
$1,190 |
| $75,000 |
$11,374 |
$948 |
| $100,000 |
$8,474 |
$706 |
| $125,000 |
$5,574 |
$465 |
| $150,000 |
$2,924 |
$244 |
| $175,000 |
$674 |
$56 |
| $200,000 |
$0 |
$0 |
One Child 6-17
| Family Income |
Annual CCB |
Monthly CCB |
| $0 - $36,502 |
$6,570 |
$548 |
| $50,000 |
$5,770 |
$481 |
| $75,000 |
$4,420 |
$368 |
| $100,000 |
$3,070 |
$256 |
| $125,000 |
$1,720 |
$143 |
| $150,000 |
$370 |
$31 |
| $160,000 |
$0 |
$0 |
CCB Reduction Rates
| Income Range |
Reduction Rate (1 child) |
Reduction Rate (2+ children) |
| $36,502 - $79,087 |
7% |
13.5% |
| Over $79,087 |
3.2% |
5.7% |
CCB Including Disability Benefit
If child has disability (eligible for DTC):
| Benefit |
Amount |
| Child Disability Benefit |
+$3,322/year |
| Monthly extra |
+$277/month |
CCB Payment Dates 2026
| Month |
Payment Date |
| January |
January 20 |
| February |
February 20 |
| March |
March 20 |
| April |
April 18 |
| May |
May 20 |
| June |
June 19 |
| July |
July 20 |
| August |
August 20 |
| September |
September 19 |
| October |
October 20 |
| November |
November 20 |
| December |
December 12 |
Strategies to Maximize CCB
1. Income Splitting
| Before |
After |
CCB Increase |
| One earner $120,000 |
Two earners $60K each |
~$500/year |
2. RRSP Contributions
| RRSP Contribution |
Income Reduction |
CCB Increase |
| $10,000 |
-$10,000 |
~$400-700/year |
3. Spousal RRSP
Reduces higher earner’s income, may increase CCB.
CCB vs Provincial Benefits
Some provinces have additional child benefits:
| Province |
Program |
Amount |
| Ontario |
Ontario Child Benefit |
Up to $1,607/child |
| Alberta |
Alberta Child and Family Benefit |
Up to $1,469/child |
| BC |
BC Family Benefit |
Up to $2,188/child |
| Quebec |
Family Allowance |
Up to $2,782/child |
What Affects Your CCB
| Factor |
Impact |
| Number of children |
More = higher CCB |
| Children’s ages |
Under 6 = higher |
| Family net income |
Lower = higher CCB |
| Marital status |
Combined income if common-law |
| Shared custody |
Split 50/50 if applicable |
CCB and Taxes
| Aspect |
Treatment |
| CCB received |
Not taxable |
| Must report |
No |
| Affects other benefits |
No |
| Must file taxes |
Yes (to receive CCB) |
Shared Custody
If you share custody 50/50:
| Scenario |
Treatment |
| Equal custody |
Each parent gets 50% of CCB |
| Primary parent |
Full CCB to primary |
| Varying custody |
Proportional or one parent |
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