Skip to main content

How Much Does a Will Cost in Canada 2026 | Options Compared

Updated

Will Costs Overview

Option Cost Range Best For
Holographic (handwritten) $0 Emergencies only
Online DIY templates $20-$50 Very simple estates
Online legal services $150-$500 Simple to moderate
Lawyer (simple will) $300-$800 General needs
Lawyer (complex) $1,000-$3,000+ Complex estates
Full estate plan $2,000-$10,000+ Comprehensive

Option 1: Free/DIY

Holographic Wills

Feature Details
Cost $0
Requirements Entirely handwritten, signed
Valid in Most provinces (not BC)
Pros Free, immediate
Cons High error risk, often contested

When Acceptable

Situation DIY OK?
Emergency/travel ✅ Better than nothing
Very simple estate ⚠️ Risky
Minor children ❌ Use lawyer
Business ownership ❌ Use lawyer
Blended family ❌ Use lawyer

Option 2: Online Services

Service Price Features
LegalWills.ca $40-$80 Will + POAs
Willful $99-$189 Will package
Epilogue $139-$299 Will + executor guide
LawDepot $40-$60 Template-based
NoticeConnect $149+ Full estate docs

What’s Included (Typical Package)

Document Basic Premium
Last will
POA property
POA health
Digital assets
Updates Limited 1 year

Online Service Pros/Cons

Pros Cons
Affordable Limited customization
Quick No legal advice
Accessible May miss issues
Guided process Not for complex estates

Option 3: Lawyer-Drafted

Lawyer Costs by Province

Province Simple Will Full Package
Ontario $400-$800 $800-$2,000
BC $350-$700 $700-$1,500
Alberta $300-$600 $600-$1,200
Quebec $400-$1,000 $800-$2,000

Notaries in BC and Quebec can also draft wills at lower cost.

What Lawyers Charge For

Component Typical Cost
Simple will $300-$600
Mirror wills (couple) $500-$1,000
POA (property) $100-$200
POA (health) $100-$200
Trusts $500-$1,500+ each
Corporate structures $1,000+

Full Estate Planning Package

Documents Cost Range
2 wills (primary + secondary) Included
2 POAs (property + health) Included
Consultation Included
Updates (1 year) Sometimes
Package total $800-$2,500

Complexity Factors

What Increases Cost

Factor Impact
Multiple beneficiaries +$100-$300
Trusts for children +$500-$1,500
Blended family +$300-$1,000
Business ownership +$500-$2,000
US/international assets +$500-$2,000
Cottage/real estate +$200-$500
Tax planning +$500-$2,000

Complex Estate Package

Situation Typical Cost
Business owner $2,000-$5,000
Blended family with trusts $2,500-$5,000
Cross-border assets $3,000-$10,000
High net worth $5,000-$15,000+

Ontario Two-Will Strategy

What It Is

Will Type Purpose
Primary will Assets requiring probate
Secondary will Private company shares, etc.

Cost Savings

Single Will Two Wills
All assets probated Secondary avoids probate
Probate fee: ~1.5% Saves probate on some assets
Asset Value Probate Saved
$500,000 (secondary) ~$7,500
$1,000,000 ~$15,000
$2,000,000 ~$30,000

Two-will strategy costs ~$1,500-$3,000 but can save thousands.

Powers of Attorney

POA Costs

Document Online Lawyer
POA Property $30-$50 $100-$200
POA Personal Care $30-$50 $100-$200
Both $50-$80 $150-$350

Why You Need Both

POA Type Purpose
Property Financial decisions if incapacitated
Personal Care Health/medical decisions

When to Use Each Option

Use Online Services If

Situation OK for Online
Single, no kids ✅ Yes
Married, simple estate ✅ Yes
Clear beneficiaries ✅ Yes
No business ✅ Yes
Under $500K assets ✅ Yes

Use a Lawyer If

Situation Need Lawyer
Minor children ✅ Yes
Blended family ✅ Yes
Own a business ✅ Yes
Real estate in multiple provinces ✅ Yes
US assets ✅ Yes
Want to disinherit someone ✅ Yes
Tax planning needed ✅ Yes
Complex family dynamics ✅ Yes

Keeping Wills Updated

When to Update

Life Event Update Needed
Marriage ✅ (may void old will)
Divorce ✅ (update beneficiaries)
New child ✅ (add, name guardian)
Death of beneficiary ✅ (name alternate)
Major asset change ✅ (update distribution)
Move provinces ✅ (check validity)

Update Costs

Method Cost
Codicil (amendment) $100-$300
New will (online) $40-$150
New will (lawyer) $300-$600

Cost Comparison Example

Family: Married, 2 Kids, $800K Estate

Option Cost Risk Level
DIY template $40 High
Online service $189 Medium
Lawyer (simple) $1,200 Low
Lawyer (with trusts) $2,500 Very low