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Parental Leave Calculator Canada 2026 | EI Maternity & Paternity

Updated

Parental Leave Calculator

Calculate your EI maternity and parental benefits in Canada.

2026 EI Benefit Amounts

Benefit Type Rate Maximum Weekly Maximum Annual
Maternity (15 weeks) 55% $695 $10,425
Parental - Standard 55% $695 $36,140
Parental - Extended 33% $417 $28,773

Maximum insurable earnings: $65,700

Leave Duration Options

Option 1: Standard Leave

Component Weeks Rate Max Benefit
Maternity (birth mother) 15 55% $10,425
Parental (one parent max) 35 55% $24,325
Parental (shared bonus) +5 55% $3,475
Total (shared) 55 $38,225

Option 2: Extended Leave

Component Weeks Rate Max Benefit
Maternity (birth mother) 15 55% $10,425
Parental (one parent max) 61 33% $25,437
Parental (shared bonus) +8 33% $3,336
Total (shared) 84 $39,198

Benefit Calculation by Income

At 55% (Standard)

Annual Salary Weekly Earnings EI Weekly EI Monthly
$40,000 $769 $423 $1,833
$50,000 $962 $529 $2,292
$60,000 $1,154 $635 $2,750
$70,000 $1,346 $695 (max) $3,011
$80,000+ $1,538+ $695 (max) $3,011

At 33% (Extended)

Annual Salary Weekly Earnings EI Weekly EI Monthly
$40,000 $769 $254 $1,100
$50,000 $962 $317 $1,375
$60,000 $1,154 $381 $1,650
$70,000 $1,346 $417 (max) $1,806
$80,000+ $1,538+ $417 (max) $1,806

Standard vs Extended Comparison

$65,000 salary example:

Metric Standard Extended
Parental weeks 40 69
Weekly benefit $625 $375
Total parental benefits $25,000 $25,875
Time off 40 weeks 69 weeks
Monthly income $2,708 $1,625
Best for Higher income Longer time home

Extended pays slightly more total but spread over more weeks

Parental Sharing Bonus

If both parents take leave:

Leave Type Standard Weeks Bonus Extended Weeks Bonus
Base parental 35 β€” 61 β€”
With sharing 40 +5 69 +8
Total potential 40 69

Requirements: Second parent must take at least 5 weeks (standard) or 8 weeks (extended).

Employer Top-Up

Many employers offer top-ups:

Top-Up Level EI (55%) Top-Up Total
None 55% 0% 55%
Partial 55% +20% 75%
Full 55% +38% 93%
Premium 55% +45% 100%

Top-Up Impact ($70K salary)

Top-Up Weekly Monthly Maternity Total (15 wks)
EI only $695 $3,011 $10,425
75% top-up $1,010 $4,375 $15,150
93% top-up $1,253 $5,429 $18,795
100% $1,346 $5,833 $20,190

Quebec Parental Insurance Plan (QPIP)

Quebec has its own, more generous system:

Benefit QPIP EI
Maternity 70% (18 weeks) 55% (15 weeks)
Paternity 70% (5 weeks) Parental share
Parental 70%/55% mixed 55% or 33%
Maximum Higher $695/week

Planning Your Leave

Scenario 1: Maximum Time Off

Parent Leave Type Weeks Benefits
Birth parent Maternity 15 $10,425
Birth parent Parental (extended) 61 $25,437
Total 76 weeks $35,862

Scenario 2: Shared Leave

Parent Leave Type Weeks Benefits
Birth parent Maternity 15 $10,425
Birth parent Parental 27 $18,765
Other parent Parental 13 $9,035
Bonus Sharing 5 $3,475
Total 60 weeks $41,700

Eligibility Requirements

Requirement Details
Hours worked 600 hours in past 52 weeks
Reduction of earnings 40%+ reduction
ROE Record of Employment from employer
Application Apply within 4 weeks of last work

EI Waiting Period

  • 1-week waiting period before benefits start
  • Only one waiting period per claim
  • Can be served by either parent (for parental)

Tax on EI Benefits

Aspect Treatment
EI benefits Taxable income
Tax withheld 10% federal (adjust if needed)
Year-end May owe or get refund
Request more withholding Fill out form