Alberta Tax Brackets 2026
Provincial Tax Rates
| Taxable Income |
Alberta Rate |
| Up to $148,269 |
10% |
| $148,270 - $177,922 |
12% |
| $177,923 - $237,230 |
13% |
| $237,231 - $355,845 |
14% |
| Over $355,845 |
15% |
Combined Federal + Alberta Rates
| Taxable Income |
Combined Rate |
| Up to $55,867 |
25.00% |
| $55,867 - $111,733 |
30.50% |
| $111,733 - $148,269 |
36.00% |
| $148,269 - $173,205 |
38.00% |
| $173,205 - $177,922 |
41.32% |
| $177,922 - $237,230 |
42.32% |
| $237,230 - $246,752 |
43.32% |
| $246,752 - $355,845 |
47.00% |
| Over $355,845 |
48.00% |
Alberta Tax Advantage
Comparison to Other Provinces
| Income Level |
Alberta |
Ontario |
BC |
| $50,000 |
~$9,200 |
~$7,900 |
~$7,500 |
| $100,000 |
~$23,900 |
~$24,900 |
~$24,000 |
| $150,000 |
~$41,400 |
~$45,400 |
~$43,000 |
| $200,000 |
~$60,700 |
~$70,100 |
~$66,200 |
Note: Higher earners save significantly in Alberta.
No Provincial Sales Tax
| Province |
Sales Tax |
| Alberta |
5% (GST only) |
| Ontario |
13% (HST) |
| BC |
12% (GST + PST) |
| Quebec |
14.975% (GST + QST) |
Annual PST Savings
| Annual Spending |
Alberta Savings |
| $30,000 |
~$2,400 |
| $50,000 |
~$4,000 |
| $75,000 |
~$6,000 |
Alberta Tax Credits
Non-Refundable Credits
| Credit |
2026 Amount |
| Basic personal amount |
~$21,885 |
| Spouse/CLP amount |
~$21,885 |
| Age amount (65+) |
~$6,064 |
| Pension income |
~$1,616 |
| Disability |
~$16,273 |
Alberta-Specific Credits
| Credit |
Details |
| Alberta Family Employment Tax Credit |
Low/moderate income families |
| Alberta Child and Family Benefit |
Income-tested |
Alberta Child and Family Benefit
Payment Amounts
| Children |
Maximum |
| 1 child |
~$1,410/year |
| 2 children |
~$2,115/year |
| 3 children |
~$2,820/year |
| 4+ children |
~$3,525/year |
Income-tested, combined with federal CCB.
Tax Calculation Example
$100,000 Income in Alberta
| Bracket |
Income |
Rate |
Tax |
| Federal 1 |
$55,867 |
15% |
$8,380 |
| Federal 2 |
$44,133 |
20.5% |
$9,047 |
| Alberta |
$100,000 |
10% |
$10,000 |
| Total |
|
|
~$27,427 |
Before credits.
Comparison at Same Income
| Province |
Tax on $100K |
| Alberta |
~$23,900 |
| Ontario |
~$24,900 |
| BC |
~$24,000 |
| Quebec |
~$26,800 |
Cost of Living Considerations
Higher Costs in Alberta
| Factor |
Consideration |
| Housing (Calgary/Edmonton) |
Relatively affordable |
| Utilities |
Can be higher |
| Car insurance |
Higher than some provinces |
| Groceries |
Similar to national average |
Overall Advantage
| For Most Earners |
Alberta Wins |
| Income over $80K |
Significant tax savings |
| High consumption |
No PST savings |
| Families |
Child benefits solid |
Moving to Alberta
Financial Benefits
| Benefit |
Details |
| Immediate tax cut |
Move before Dec 31 |
| No PST |
Instant savings |
| Lower brackets |
Better for high earners |
Considerations
| Factor |
Think About |
| Employment |
Job market in your field |
| Cost of living |
Overall expenses |
| Healthcare |
Different system |
| Lifestyle |
Winter climate |
Alberta Advantage for Retirees
Benefits
| Factor |
Advantage |
| Pension income |
Lower tax |
| No PST |
On purchases |
| Property taxes |
Vary by city |
| Healthcare |
Publicly funded |
Pension Tax Savings
| Annual Pension |
Alberta vs Ontario Savings |
| $50,000 |
~$800/year |
| $75,000 |
~$1,500/year |
| $100,000 |
~$2,500/year |
Tax Planning in Alberta
Strategies
| Strategy |
Benefit |
| RRSP contributions |
Reduce at 10-15% |
| Dividend income |
Alberta dividend credit |
| Capital gains |
Lower overall rate |
| Retirement timing |
Move before last working year |
Why RRSP Still Matters
| Even at 10% |
Consider |
| Federal portion |
15-33% saved |
| Future lower rate |
In retirement |
| Tax-deferred growth |
Compound benefit |