Does Nunavut have land transfer tax?

Nunavut does not have a traditional land transfer tax. Instead, Nunavut charges land titles registration fees based on the property value — $1.50 per $1,000 of value (minimum $100) for properties up to $1,000,000, and $1.00 per $1,000 over $1,000,000. A mortgage registration fee also applies.

How much are Nunavut land titles fees?

For a $400,000 home with a $320,000 mortgage, Nunavut land titles fees would be about $600 for the property transfer and $80 for the mortgage registration, totalling approximately $680.

When are Nunavut registration fees paid?

Land titles fees are paid when the transfer is registered with the Nunavut Land Titles Office. Your lawyer typically handles this payment as part of the closing process.

How do Nunavut fees compare to other provinces?

Nunavut's registration fees are among the lowest property transfer costs in Canada. On a $500,000 home, Nunavut fees would be about $830, compared to $6,475 in Ontario land transfer tax or $8,000 in BC property transfer tax.

Nunavut Land Transfer Tax Calculator

Calculate the land titles registration fees for your home purchase in Nunavut. Nunavut does not charge a traditional land transfer tax — instead, there are modest registration fees based on the property value and mortgage amount.

Registration Fees

Nunavut Land Titles Fee Schedule

Nunavut charges land titles fees rather than a land transfer tax. The fee structure is similar to the Northwest Territories.

Property Transfer Fee

Property Value	Fee
Up to $1,000,000	$1.50 per $1,000 of property value (minimum $100)
Over $1,000,000	$1.50 per $1,000 on first $1M + $1.00 per $1,000 on remainder

Mortgage Registration Fee

Mortgage Amount	Fee
All amounts	$1.00 per $5,000 of mortgage amount (minimum $80)

How to Calculate Nunavut Land Titles Fees

Example: For a $400,000 home with a $320,000 mortgage:

Property Transfer Fee:

$400,000 / $1,000 x $1.50 = $600

Mortgage Registration Fee:

$320,000 / $5,000 x $1.00 = $64
Minimum fee applies: $80

Total Nunavut Fees: $600 + $80 = $680

Nunavut vs Other Provinces

Nunavut’s fee-based system is one of the most affordable in Canada:

Province/Territory	Cost on $400,000 Home
Nunavut	~$680 (fees)
Yukon	~$250 (fees)
Alberta	~$750 (fees)
Ontario	$4,475 (LTT)
BC	$6,000 (PTT)

First-Time Homebuyer Programs in Nunavut

Nunavut does not offer a territorial first-time homebuyer exemption for land titles fees. However, first-time buyers can take advantage of several federal programs:

Home Buyers’ Plan (HBP): Withdraw up to $60,000 from your RRSP tax-free for a first home purchase
First Home Savings Account (FHSA): Save up to $40,000 tax-free for your first home
Home Buyers’ Tax Credit: Federal non-refundable tax credit of up to $1,500

Other Closing Costs in Nunavut

Land titles fees are only one part of the total cost of purchasing a home in Nunavut. Other closing costs include legal fees, title insurance, home inspection fees, property tax adjustments, and mortgage default insurance if your down payment is less than 20%. Housing costs in Nunavut tend to be higher due to the remote location, limited housing supply, and high construction costs. Use our closing costs calculator to estimate all your buying costs, and our mortgage calculator to calculate your expected monthly payments.

Land Transfer Tax in Other Provinces

Land transfer tax rates and rules vary across Canada. See our Land Transfer Tax Calculator for a complete comparison of rates in all provinces and territories.