Does Saskatchewan have land transfer tax?

No, Saskatchewan does not have a land transfer tax. Instead, it charges a land titles transfer fee which is typically 0.3% of the property value for properties over $8,400. There is also a $160 mortgage registration fee.

How much are Saskatchewan land titles fees?

For properties over $8,400, Saskatchewan charges a land titles fee of 0.3% of the property value. There is also a $160 mortgage registration fee. For a $300,000 home, the total fees would be approximately $1,060.

Is there a first-time homebuyer exemption in Saskatchewan?

Saskatchewan does not offer a first-time homebuyer exemption for land title fees. However, first-time buyers may benefit from federal programs like the Home Buyers' Plan (HBP) and the First Home Savings Account (FHSA).

How does Saskatchewan compare to other provinces for transfer costs?

Saskatchewan's land titles fee of 0.3% is much lower than the land transfer taxes in provinces like Ontario (up to 2.5%) or BC (up to 5%). On a $500,000 home, Saskatchewan fees would be about $1,660 compared to $6,475 in Ontario.

Saskatchewan Land Transfer Tax Calculator

Calculate the land titles transfer fees for your home purchase in Saskatchewan. Saskatchewan does not charge a land transfer tax — instead, there is a modest land titles fee based on the property value and a flat mortgage registration fee.

Registration Fees

Saskatchewan Land Titles Fee Schedule

Saskatchewan does not charge a land transfer tax. Instead, the following fees apply through the Information Services Corporation (ISC):

Land Titles Transfer Fee

Property Value	Fee
$0 to $500	$0
$501 to $8,400	$25
Over $8,400	0.3% of property value

Mortgage Registration Fee

A flat fee of $160 is charged for the registration of a new mortgage.

How to Calculate Saskatchewan Fees

Example: For a $300,000 home with a mortgage:

Land Titles Transfer Fee:

$300,000 x 0.3% = $900

Mortgage Registration Fee:

$160

Total Saskatchewan Fees: $900 + $160 = $1,060

Saskatchewan vs Other Provinces

Saskatchewan’s fee-based system results in significantly lower costs compared to provinces with percentage-based land transfer taxes:

Province	Cost on $300,000 Home
Saskatchewan	~$1,060 (fees)
Ontario	$2,975 (LTT)
BC	$4,000 (PTT)
Manitoba	$1,650 (LTT)

First-Time Homebuyer Programs in Saskatchewan

Saskatchewan does not offer a provincial first-time homebuyer exemption for land titles fees. However, first-time buyers can take advantage of several federal programs to help with their purchase:

Home Buyers’ Plan (HBP): Withdraw up to $60,000 from your RRSP tax-free for a first home purchase
First Home Savings Account (FHSA): Save up to $40,000 tax-free for your first home
Home Buyers’ Tax Credit: Federal non-refundable tax credit of up to $1,500

Other Closing Costs in Saskatchewan

While Saskatchewan’s fee-based system keeps transfer costs low, there are still other closing costs to budget for when buying a home. These include legal fees, title insurance, a home inspection, property tax adjustments, and mortgage default insurance if your down payment is under 20%. Use our closing costs calculator to estimate the full cost of buying a home in Saskatchewan, and our mortgage calculator to plan your monthly mortgage payments.

Land Transfer Tax in Other Provinces

Land transfer tax rates and rules vary across Canada. See our Land Transfer Tax Calculator for a complete comparison of rates in all provinces and territories.