Ontario Trillium Benefit (OTB)
The OTB combines three provincial credits into monthly payments for eligible Ontario residents.
OTB Components (2025 Tax Year)
| Component |
Maximum |
Who Qualifies |
| Ontario Energy and Property Tax Credit (OEPTC) |
$1,248 |
Renters/owners paying property tax/rent |
| Ontario Sales Tax Credit (OSTC) |
$360 |
Low-moderate income |
| Northern Ontario Energy Credit (NOEC) |
$180 |
Northern Ontario residents |
| Maximum Total |
$1,788 |
|
Ontario Energy and Property Tax Credit
Maximum Amounts
| Category |
Amount |
| Base amount (18-64) |
$1,121 |
| Senior amount (65+) |
$1,277 |
| Add for reserve/public housing |
$25 |
| Maximum OEPTC |
$1,248 (seniors) |
OEPTC by Income
| Adjusted Net Income |
Non-Senior |
Senior |
| Under $26,535 |
$1,121 |
$1,277 |
| $30,000 |
$983 |
$1,139 |
| $35,000 |
$783 |
$939 |
| $40,000 |
$583 |
$739 |
| $45,000 |
$383 |
$539 |
| $50,000 |
$183 |
$339 |
| ~$54,000+ |
$0 |
$56 |
| ~$57,000+ |
$0 |
$0 (seniors) |
Reduction rate: 4% of income above $26,535
Property Tax/Rent Requirements
You must pay either:
| Requirement |
Details |
| Property tax |
On Ontario residence |
| Rent |
25% of rent is deemed property tax |
| Home energy |
For public housing/reserves |
Ontario Sales Tax Credit
Maximum Amounts
| Individual |
Amount |
| Adult |
$360 |
| Per child under 19 |
$0 extra |
OSTC by Income
| Adjusted Family Net Income |
Credit |
| Under $26,535 |
$360 |
| $28,000 |
$307 |
| $30,000 |
$227 |
| $32,000 |
$147 |
| $34,000 |
$67 |
| $35,377+ |
$0 |
Reduction rate: 4% of income above $26,535
Northern Ontario Energy Credit
For residents of Northern Ontario districts.
Maximum Amounts
| Category |
Amount |
| Single |
$180 |
| Family |
$277 |
Eligible Districts
| Northern Ontario |
Districts |
| Algoma |
Kenora |
| Cochrane |
Manitoulin |
| Greater Sudbury |
Muskoka |
| Nipissing |
Parry Sound |
| Rainy River |
Sudbury |
| Sault Ste. Marie |
Thunder Bay |
| Timiskaming |
|
NOEC by Income
| Adjusted Family Net Income |
Single |
Family |
| Under $42,831 |
$180 |
$277 |
| $45,000 |
$116 |
$213 |
| $50,000 |
$0 |
$63 |
| $51,150+ |
$0 |
$0 |
Combined OTB Examples
Single Renter, Toronto, $35,000 Income
| Component |
Amount |
| OEPTC |
$783 |
| OSTC |
$0 |
| NOEC |
N/A |
| Total OTB |
$783/year |
| Monthly payment |
$65 |
Single, Northern Ontario, $25,000 Income
| Component |
Amount |
| OEPTC |
$1,121 |
| OSTC |
$360 |
| NOEC |
$180 |
| Total OTB |
$1,661/year |
| Monthly payment |
$138 |
Senior Homeowner, $40,000 Income
| Component |
Amount |
| OEPTC |
$739 |
| OSTC |
$0 |
| NOEC |
N/A |
| Total OTB |
$739/year |
| Monthly payment |
$62 |
OTB Payment Schedule
| Situation |
Payment Method |
| OTB > $360/year |
Monthly on 10th |
| OTB β€ $360/year |
Lump sum with tax refund |
2025-2026 Payment Dates
| Month |
Date |
| July |
July 10 |
| August |
August 8 |
| September |
September 10 |
| October |
October 10 |
| November |
November 10 |
| December |
December 10 |
| January |
January 9 |
| February |
February 10 |
| March |
March 10 |
| April |
April 10 |
| May |
May 8 |
| June |
June 10 |
Eligibility Requirements
| Requirement |
Details |
| Ontario resident |
On Dec 31 of tax year |
| Age 18+ |
(or married/parent) |
| File taxes |
Both spouses if applicable |
| Rent/own in Ontario |
Or pay property tax |
Claiming OTB
| Form |
For |
| ON-BEN |
Attached to tax return |
| Property tax paid |
Enter amount |
| Rent paid |
Enter total annual rent |
| Landlord info |
Name and address |
Combined Provincial + Federal Benefits
Low-Income Single, Ontario, $25,000
| Benefit |
Annual |
Monthly |
| Ontario Trillium |
$1,481 |
$123 |
| GST/HST Credit |
$506 |
$42 |
| Climate Action Incentive |
$244 |
$20 |
| Total |
$2,231 |
$186 |
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