OTB Payment Dates 2026
Monthly Payments (Over $360 Annual)
| Month |
Payment Date |
| July 2026 |
July 10 |
| August 2026 |
August 10 |
| September 2026 |
September 10 |
| October 2026 |
October 10 |
| November 2026 |
November 10 |
| December 2026 |
December 10 |
| January 2027 |
January 10 |
| February 2027 |
February 10 |
| March 2027 |
March 10 |
| April 2027 |
April 10 |
| May 2027 |
May 10 |
| June 2027 |
June 10 |
If the 10th falls on a weekend/holiday, payment is made the last business day before.
Annual Payment (Under $360)
If your total OTB is less than $360/year, you receive one lump sum in July.
OTB Components
The Ontario Trillium Benefit combines three credits:
| Component |
Maximum Amount |
Who Qualifies |
| Ontario Energy and Property Tax Credit (OEPTC) |
$1,248 |
Renters, homeowners, reserve residents |
| Ontario Sales Tax Credit (OSTC) |
$360 |
Low-income Ontario residents |
| Northern Ontario Energy Credit (NOEC) |
$180 |
Northern Ontario residents only |
Maximum Total OTB
| Situation |
Maximum Annual |
| Southern Ontario (single) |
$1,608 |
| Southern Ontario (couple) |
$1,968 |
| Northern Ontario (single) |
$1,788 |
| Northern Ontario (couple) |
$2,148 |
Ontario Energy and Property Tax Credit (OEPTC)
Amounts
| Recipient |
Maximum |
| Single (18-64) |
$1,121 |
| Single (65+) |
$1,248 |
| Couple (both under 65) |
$1,242 |
| Couple (one 65+) |
$1,369 |
Eligibility
| Requirement |
Details |
| Age |
18+ (or have spouse/children) |
| Residency |
Ontario resident |
| Housing |
Paid rent, property tax, or home energy on reserve |
| Income |
Below phase-out threshold |
OEPTC Income Thresholds
| Family Situation |
Full Credit Until |
Credit Ends |
| Single |
$26,535 |
Up to ~$50,000 |
| Couple |
$33,167 |
Up to ~$60,000 |
Phase-out rate: 2% of income above threshold
Ontario Sales Tax Credit (OSTC)
Amounts
| Recipient |
Annual Amount |
| Per adult |
$360 |
| Per child |
$360 |
Eligibility
| Requirement |
Details |
| Age |
19+ (or have spouse/children) |
| Residency |
Ontario resident |
| Income |
Below phase-out threshold |
OSTC Income Thresholds
| Family Situation |
Full Credit Until |
Credit Ends |
| Single |
$26,535 |
~$35,000 |
| Family |
$33,167 |
Varies by size |
Northern Ontario Energy Credit (NOEC)
Amounts
| Recipient |
Maximum |
| Single |
$180 |
| Family |
$277 |
Eligible Northern Districts
| District |
| Algoma |
| Cochrane |
| Greater Sudbury |
| Kenora |
| Manitoulin |
| Nipissing |
| Parry Sound |
| Rainy River |
| Sault Ste. Marie |
| Sudbury |
| Thunder Bay |
| Timiskaming |
OTB by Income Level
Single Person, Southern Ontario, Renter
| Income |
OEPTC |
OSTC |
Total OTB |
Monthly |
| $20,000 |
$1,121 |
$360 |
$1,481 |
$123 |
| $30,000 |
$1,052 |
$291 |
$1,343 |
$112 |
| $40,000 |
$852 |
$91 |
$943 |
$79 |
| $50,000 |
$652 |
$0 |
$652 |
$54 |
| $60,000 |
$452 |
$0 |
$452 |
$38 |
Family (Couple + 2 Children), Southern Ontario
| Family Income |
OEPTC |
OSTC |
Total OTB |
Monthly |
| $30,000 |
$1,242 |
$1,440 |
$2,682 |
$224 |
| $40,000 |
$1,175 |
$1,373 |
$2,548 |
$212 |
| $50,000 |
$975 |
$1,173 |
$2,148 |
$179 |
| $60,000 |
$775 |
$973 |
$1,748 |
$146 |
How to Apply
No separate application — claim OTB on your tax return:
- File Ontario tax return
- Complete ON-BEN form (included in return)
- Enter rent paid or property tax
- CRA calculates automatically
| For |
Information |
| Renters |
Total rent paid, landlord name |
| Homeowners |
Property tax paid |
| Both |
Energy costs (for NOEC if applicable) |
OTB vs GST/HST Credit
| Feature |
OTB |
GST/HST Credit |
| Paid by |
Ontario |
Federal |
| Frequency |
Monthly (if >$360) |
Quarterly |
| Components |
3 credits |
1 credit |
| Maximum (single) |
~$1,600 |
~$500 |
| Application |
ON-BEN form |
Automatic |
Both can be received — they’re separate programs.
Monthly vs Annual Payment
| Your Choice |
When It Applies |
| Monthly |
Default if OTB > $360/year |
| Annual |
Optional (check box on tax return) |
| Annual required |
If OTB ≤ $360/year |
To choose annual payment, check the box on your tax return.
Common Issues
| Problem |
Solution |
| Didn’t receive payment |
Check My Account, ensure ON-BEN filed |
| Amount changed |
Income changed or housing situation |
| Missing OEPTC |
Didn’t report rent/property tax |
| Not eligible for NOEC |
Not in Northern Ontario district |