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Ontario Works: Eligibility, Benefits & How to Apply (2026)

Updated

Ontario Works at a Glance

Feature Details
Maximum monthly (single) $733
Basic needs $390
Shelter (max) $343
Asset limit (single) $10,000
Asset limit (couple) $15,000
Administered by Municipal social services

Monthly Payment Rates (2026)

Family Size Basic Needs Max Shelter Max Total
Single $390 $343 $733
Couple $622 $503 $1,125
Single + 1 child $390 $503 $893
Single + 2 children $390 $562 $952
Couple + 1 child $622 $663 $1,285

Eligibility Requirements

Requirement Details
Age 18+ (16-17 in special circumstances)
Residence Living in Ontario
Financial need Income and assets below limits
Employment readiness Willing to look for work or participate in activities
Not on other assistance Not receiving ODSP, EI, or other conflicting benefits

Asset Limits

Asset Treatment
Cash and savings Counts toward $10,000 limit
Primary residence Exempt
One vehicle Exempt (up to $20,000 value)
RRSP Counts (consider withdrawal implications)
TFSA Counts toward limit
RDSP Exempt

How to Apply

Step 1: Gather Documents

  • ID (driver’s license, health card, passport)
  • Proof of address (lease, utility bills)
  • Proof of income (pay stubs, tax return)
  • Bank statements
  • Rent receipts

Step 2: Apply

Step 3: Eligibility Interview

An OW worker will review your situation and verify your information.

Step 4: Participation Agreement

You’ll agree to participate in employment-related activities.

Benefits Included

Benefit Coverage
Basic needs Food, clothing, personal items
Shelter Rent or mortgage payments
Drug coverage Emergency prescription coverage
Dental (emergency) Limited emergency coverage
Vision Basic coverage
Community start-up Help with deposits, moving costs (one-time)

Employment Participation

Activity Required?
Job search ✅ Yes
Skills training ✅ If assigned
Volunteering May be assigned
Attending appointments ✅ Yes

Exemptions may apply if you have a medical condition, are caring for children, or have other barriers.

Working While on OW

Earnings Treatment
First $200/month Exempt
Earnings above $200 50% clawed back

Goal: OW is designed to help you transition to employment, not as long-term support.

OW vs ODSP

Feature Ontario Works ODSP
Monthly (single) $733 $1,308
Asset limit $10,000 $40,000
For Temporary financial need People with disabilities
Work requirement Yes Employment supports optional
Duration Short-term Long-term

If you have a disability, you may apply for ODSP while receiving OW.