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UFile Canada Review 2026 | Pricing, Features, and Who It's Best For

Updated

UFile Canada Review 2026

Quick Overview

Feature Details
Price $0 (basic) / $19.95 (full) / $24.99 (Plus)
Family returns Up to 8 returns per $19.95 purchase
Platform Web, Desktop (Windows)
Mobile ✅ iOS, Android
CRA Auto-fill
NETFILE
Quebec returns ✅ Included at no extra cost
CarryForward ✅ Import prior year data
Self-employed support ✅ T2125
T3 / investment support ✅ Strong

Rating

Category Score
Price/value ★★★★★
Ease of use ★★★★
Feature completeness ★★★★
Family filing value ★★★★★
Investment handling ★★★★
Quebec support ★★★★★
Overall ★★★★½

Pricing Tiers

Plan Price Who it covers Key features
UFile Free $0 Students, simple T4 filers with income under $20K Basic employment, education
UFile Online $19.95 Up to 8 returns Full feature coverage — investments, RRSP, rental, self-employment
UFile PLUS $24.99 Up to 8 returns Everything in Online + priority email support
UFile for Windows $19.99 Up to 4 returns Desktop version, offline filing, some extra features

Free tier eligibility: UFile offers completely free filing to: post-secondary students, Canadians with income under $20,000, new filers in their first year, and CRA’s File My Return participants.

What UFile Handles Well

Feature UFile support
T4 employment income ✅ Standard
T4A (pension, contract) ✅ All box types
T5 investment income (dividends, interest) ✅ Full support
T3 trust/ETF income ✅ Including Box 42 ACB entries
Capital gains from securities ✅ Schedule 3 with ACB tracking
RRSP contributions and deductions ✅ Schedule 7
TFSA (no entry required — just for info)
Self-employment income (T2125) ✅ Business + professional activities
Rental income (T776) ✅ Full expenses, CCA
Home office expenses ✅ T777/T2200
Quebec TP-1 provincial return ✅ Included — no extra cost
CarryForward from prior year ✅ Import prior UFile data file
T1135 Foreign Income Verification ✅ Yes
FHSA ✅ 2023+

UFile vs TurboTax: Side-by-Side

Feature UFile Online ($19.95) TurboTax Premium ($34.99)
Price $19.95 (8 returns) $34.99 (per return)
Family filing cost (4 returns) $19.95 ~$140
Quebec provincial Included +~$15 extra
Investment income (T3, T5)
Capital gains guidance Adequate Better step-by-step
Self-employment ✅ T2125 ✅ More guided
Audit protection ❌ Not available ✅ Add-on
Expert review ❌ Not available ✅ Add-on
CarryForward
CRA Auto-fill (AFR)
Mobile app quality Good Excellent
User interface Clean, less hand-holding More intuitive interview style
Best for Families, Quebec filers, investors Single filers, complex returns, self-employed

Who Should Use UFile

Profile Is UFile a good fit?
Family with 3–6 people filing ✅ Best value — 8 returns for $19.95
Quebec resident ✅ Quebec TP-1 included at no extra cost
Investor with T3/T5 slips ✅ Strong investment income support
Self-employed sole proprietor ✅ Adequate — handles T2125 fully
Simple T4-only return ✅ Free tier available
Need CPA review or audit protection ❌ Not available — consider TurboTax
Very complex business (corporation, HST/GST remittances) ❌ Use TurboTax Self-Employed or professional software

CarryForward: A Closer Look

UFile’s CarryForward is a key competitive advantage for returning users:

Data carried forward automatically Notes
RRSP unused deduction room From prior year NOA
Tuition carry-forward credits Schedule 11
Net capital loss carry-forwards From Schedule 3
Home Buyers’ Plan repayment amount Annual HBP schedule
Lifelong Learning Plan balance Annual LLP schedule
Prior CCA (capital cost allowance) classes For rental property or business
Spouse/dependant information Pre-populated

For someone who has been using UFile for several years, the CarryForward eliminates substantial manual entry and reduces the risk of omitting carry-forward credits worth thousands of dollars.

Bottom Line

UFile is the best-value tax software in Canada for families and Quebec residents. Eight returns for $19.95 — including Quebec TP-1 at no extra cost — is unmatched. The feature set covers everything from simple employment income to rental properties and cross-border investment slips. If you need audit protection or a professional review, TurboTax or H&R Block have those add-ons; UFile does not. For most multi-person households, UFile is the clear choice.