UFile Canada Review 2026
Quick Overview
| Feature | Details |
|---|---|
| Price | $0 (basic) / $19.95 (full) / $24.99 (Plus) |
| Family returns | Up to 8 returns per $19.95 purchase |
| Platform | Web, Desktop (Windows) |
| Mobile | ✅ iOS, Android |
| CRA Auto-fill | ✅ |
| NETFILE | ✅ |
| Quebec returns | ✅ Included at no extra cost |
| CarryForward | ✅ Import prior year data |
| Self-employed support | ✅ T2125 |
| T3 / investment support | ✅ Strong |
Rating
| Category | Score |
|---|---|
| Price/value | ★★★★★ |
| Ease of use | ★★★★ |
| Feature completeness | ★★★★ |
| Family filing value | ★★★★★ |
| Investment handling | ★★★★ |
| Quebec support | ★★★★★ |
| Overall | ★★★★½ |
Pricing Tiers
| Plan | Price | Who it covers | Key features |
|---|---|---|---|
| UFile Free | $0 | Students, simple T4 filers with income under $20K | Basic employment, education |
| UFile Online | $19.95 | Up to 8 returns | Full feature coverage — investments, RRSP, rental, self-employment |
| UFile PLUS | $24.99 | Up to 8 returns | Everything in Online + priority email support |
| UFile for Windows | $19.99 | Up to 4 returns | Desktop version, offline filing, some extra features |
Free tier eligibility: UFile offers completely free filing to: post-secondary students, Canadians with income under $20,000, new filers in their first year, and CRA’s File My Return participants.
What UFile Handles Well
| Feature | UFile support |
|---|---|
| T4 employment income | ✅ Standard |
| T4A (pension, contract) | ✅ All box types |
| T5 investment income (dividends, interest) | ✅ Full support |
| T3 trust/ETF income | ✅ Including Box 42 ACB entries |
| Capital gains from securities | ✅ Schedule 3 with ACB tracking |
| RRSP contributions and deductions | ✅ Schedule 7 |
| TFSA (no entry required — just for info) | ✅ |
| Self-employment income (T2125) | ✅ Business + professional activities |
| Rental income (T776) | ✅ Full expenses, CCA |
| Home office expenses | ✅ T777/T2200 |
| Quebec TP-1 provincial return | ✅ Included — no extra cost |
| CarryForward from prior year | ✅ Import prior UFile data file |
| T1135 Foreign Income Verification | ✅ Yes |
| FHSA | ✅ 2023+ |
UFile vs TurboTax: Side-by-Side
| Feature | UFile Online ($19.95) | TurboTax Premium ($34.99) |
|---|---|---|
| Price | $19.95 (8 returns) | $34.99 (per return) |
| Family filing cost (4 returns) | $19.95 | ~$140 |
| Quebec provincial | Included | +~$15 extra |
| Investment income (T3, T5) | ✅ | ✅ |
| Capital gains guidance | Adequate | Better step-by-step |
| Self-employment | ✅ T2125 | ✅ More guided |
| Audit protection | ❌ Not available | ✅ Add-on |
| Expert review | ❌ Not available | ✅ Add-on |
| CarryForward | ✅ | ✅ |
| CRA Auto-fill (AFR) | ✅ | ✅ |
| Mobile app quality | Good | Excellent |
| User interface | Clean, less hand-holding | More intuitive interview style |
| Best for | Families, Quebec filers, investors | Single filers, complex returns, self-employed |
Who Should Use UFile
| Profile | Is UFile a good fit? |
|---|---|
| Family with 3–6 people filing | ✅ Best value — 8 returns for $19.95 |
| Quebec resident | ✅ Quebec TP-1 included at no extra cost |
| Investor with T3/T5 slips | ✅ Strong investment income support |
| Self-employed sole proprietor | ✅ Adequate — handles T2125 fully |
| Simple T4-only return | ✅ Free tier available |
| Need CPA review or audit protection | ❌ Not available — consider TurboTax |
| Very complex business (corporation, HST/GST remittances) | ❌ Use TurboTax Self-Employed or professional software |
CarryForward: A Closer Look
UFile’s CarryForward is a key competitive advantage for returning users:
| Data carried forward automatically | Notes |
|---|---|
| RRSP unused deduction room | From prior year NOA |
| Tuition carry-forward credits | Schedule 11 |
| Net capital loss carry-forwards | From Schedule 3 |
| Home Buyers’ Plan repayment amount | Annual HBP schedule |
| Lifelong Learning Plan balance | Annual LLP schedule |
| Prior CCA (capital cost allowance) classes | For rental property or business |
| Spouse/dependant information | Pre-populated |
For someone who has been using UFile for several years, the CarryForward eliminates substantial manual entry and reduces the risk of omitting carry-forward credits worth thousands of dollars.
Bottom Line
UFile is the best-value tax software in Canada for families and Quebec residents. Eight returns for $19.95 — including Quebec TP-1 at no extra cost — is unmatched. The feature set covers everything from simple employment income to rental properties and cross-border investment slips. If you need audit protection or a professional review, TurboTax or H&R Block have those add-ons; UFile does not. For most multi-person households, UFile is the clear choice.