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Manitoba Income Tax Rates 2026 | Tax Brackets Guide

Updated

Manitoba’s three-bracket provincial tax system is straightforward: 10.8% on income up to $47,564, 12.75% to $101,200, and 17.4% on everything above. The top combined rate of 50.4% puts Manitoba in the middle of the pack nationally, but where the province really stands out is housing affordability — average home prices in Winnipeg (~$375,000) are roughly a third of Toronto or Vancouver, which can more than offset any tax differences. Don’t overlook the Education Property Tax Credit (up to $700 for homeowners and renters) and the strong RRSP savings at the 17.4% provincial rate.

Manitoba Tax Brackets 2026

Provincial Tax Rates

Each portion of taxable income Rate
$0.00 to $47,564.00 10.8%
$47,564.01 to $101,200.00 12.75%
Over $101,200.01 17.4%

Source: Canada Revenue Agency – Canadian income tax rates for individuals, 2026. Verified August 28, 2026.

Combined Federal + Manitoba Rates

Each portion of taxable income Combined Federal + Manitoba Rate
Up to $47,564.00 24.8%
$47,564.00 to $58,523.00 26.75%
$58,523.00 to $101,200.00 33.25%
$101,200.00 to $117,045.00 37.9%
$117,045.00 to $181,440.00 43.4%
$181,440.00 to $258,482.00 46.4%
Over $258,482.00 50.4%

Combined marginal rate = federal rate + Manitoba rate at each income level, computed directly from 2026 bracket data (not a separately-maintained table). Source: Canada Revenue Agency – Canadian income tax rates for individuals and the provincial revenue agency, verified August 28, 2026.

Manitoba Tax Credits

Non-Refundable Credits

Credit 2026 Amount
Basic personal amount ~$15,780
Spouse amount ~$15,780
Age amount (65+) ~$5,115
Pension income ~$1,000
Disability ~$10,020

Manitoba-Specific Credits

Credit Details
Education Property Tax Credit Up to $700
Personal Tax Credit For low income
Primary Caregiver For disability care
Fertility Treatment Tax credit

Education Property Tax Credit

How It Works

Feature Details
Maximum credit ~$700
For Homeowners and renters
Renters 20% of rent = property tax
Advance Can receive monthly

Eligibility

Requirement Details
Manitoba resident On December 31
Paid property tax Or rent
File tax return Required

Tax Calculation Example

$100,000 Income in Manitoba

Bracket Income Rate Tax
Federal 1 $58,523 14% $8,193
Federal 2 $41,477 20.5% $8,503
Manitoba 1 $47,564 10.8% $5,137
Manitoba 2 $52,436 12.75% $6,686
Total ~$28,519

Before credits.

Manitoba Sales Tax

PST Rate

Category Rate
Most goods 7%
Restaurant meals 7%
Alcohol 7%
Combined with GST 12%

PST Exemptions

Exempt Items PST
Basic groceries 0%
Prescription drugs 0%
Children’s clothing 0%

Manitoba Health Premium

No Separate Premium

Feature Manitoba
Health premium $0
Funded through General taxation
Unlike Ontario No separate levy

Manitoba Housing Advantage

Lower Housing Costs

City Average Home Price
Winnipeg ~$375,000
Brandon ~$320,000
Toronto ~$1,100,000
Vancouver ~$1,200,000

Net Savings Example

Factor Manitoba vs Ontario
Housing (mortgage) Save $3,000/month
Income tax ($100K) Similar
PST Save $500/year
Net benefit Significant

Manitoba Family Benefits

Manitoba Child Benefit

Component Amount
Per child Varies by income
Combined with CCB Federal + provincial

Primary Caregiver Tax Credit

For Caring For Credit
Disabled family member Claimed on return
Must be primary Caregiver

Comparison to Other Prairies

Prairie Province Tax Rates

Province Top Rate PST
Manitoba 50.40% 7%
Saskatchewan 47.50% 6%
Alberta 48.00% 0%

Tax on $100,000 Income

Province Approximate Tax
Manitoba ~$28,500
Saskatchewan ~$28,100
Alberta ~$25,500

Tax Planning in Manitoba

Strategies

Strategy Benefit
RRSP contributions Strong benefit at 17.4%
Property tax credit Claim every year
Spousal income split Where allowed

RRSP Value in Manitoba

At $100K Income Combined Rate 37.9%
$10,000 RRSP Saves ~$3,790
Reduction value High

The Bottom Line

Manitoba offers a competitive tax environment when you factor in the dramatically lower cost of living — particularly housing. The 7% PST is standard, there’s no separate health premium (unlike Ontario), and the Education Property Tax Credit puts money back in the pockets of both homeowners and renters. At $100,000 income, you’ll pay roughly the same total tax as Alberta or Saskatchewan, but your mortgage will be thousands less per month. For a full comparison, see our guide to the best provinces for taxes.

Who Should Consider Manitoba

Good For

Situation Why Manitoba
Families Affordable housing
Government workers Strong job market
Healthcare workers Opportunities
Lower-middle income Balanced taxes

Consider Elsewhere If

Situation Better Option
High earner ($200K+) Alberta
Tech industry BC or Ontario
Young children Quebec (daycare)