How much is the Canada Child Benefit in 2026?

Maximum CCB for 2026 is $7,787 per child under 6 and $6,570 per child aged 6-17. Benefits are reduced at higher incomes starting at $36,502 family income.

What income affects CCB?

CCB is based on Adjusted Family Net Income (AFNI) from your previous year''s tax return. Benefits start reducing at $36,502 and phase out completely around $200,000+ depending on children.

Is the Canada Child Benefit taxable?

No. CCB payments are tax-free. They don''t need to be reported as income on your tax return.

When are CCB payments made?

CCB payments are made monthly on the 20th (or prior business day). The benefit year runs July to June based on the previous year''s taxes.

Canada Child Benefit Calculator 2026

Canada Child Benefit Calculator

Calculate your monthly CCB payments. The Canada Child Benefit is non-taxable income paid to the primary caregiver. based on income and number of children.

2026 CCB Maximum Amounts

Child Age	Annual Maximum	Monthly Maximum
Under 6	$7,787	$649
6-17	$6,570	$548

CCB by Number of Children (Maximum)

Children	Under 6	6-17	Annual Max	Monthly Max
1 under 6	$7,787	—	$7,787	$649
2 under 6	$15,574	—	$15,574	$1,298
1 aged 6-17	—	$6,570	$6,570	$548
2 aged 6-17	—	$13,140	$13,140	$1,095
1 each	$7,787	$6,570	$14,357	$1,196

CCB by Family Income

One Child Under 6

Family Income	Annual CCB	Monthly CCB
$0 - $36,502	$7,787	$649
$50,000	$6,837	$570
$75,000	$5,249	$437
$100,000	$3,842	$320
$125,000	$2,342	$195
$150,000	$1,092	$91
$175,000	$0	$0

Two Children Under 6

Family Income	Annual CCB	Monthly CCB
$0 - $36,502	$15,574	$1,298
$50,000	$14,274	$1,190
$75,000	$11,374	$948
$100,000	$8,474	$706
$125,000	$5,574	$465
$150,000	$2,924	$244
$175,000	$674	$56
$200,000	$0	$0

One Child 6-17

Family Income	Annual CCB	Monthly CCB
$0 - $36,502	$6,570	$548
$50,000	$5,770	$481
$75,000	$4,420	$368
$100,000	$3,070	$256
$125,000	$1,720	$143
$150,000	$370	$31
$160,000	$0	$0

CCB Reduction Rates

Income Range	Reduction Rate (1 child)	Reduction Rate (2+ children)
$36,502 - $79,087	7%	13.5%
Over $79,087	3.2%	5.7%

CCB Including Disability Benefit

If child has disability (eligible for DTC):

Benefit	Amount
Child Disability Benefit	+$3,322/year
Monthly extra	+$277/month

CCB Payment Dates 2026

Month	Payment Date
January	January 20
February	February 20
March	March 20
April	April 18
May	May 20
June	June 19
July	July 20
August	August 20
September	September 19
October	October 20
November	November 20
December	December 12

Strategies to Maximize CCB

1. Income Splitting

Before	After	CCB Increase
One earner $120,000	Two earners $60K each	~$500/year

2. RRSP Contributions

RRSP Contribution	Income Reduction	CCB Increase
$10,000	-$10,000	~$400-700/year

3. Spousal RRSP

Reduces higher earner’s income, may increase CCB.

CCB vs Provincial Benefits

Some provinces have additional child benefits:

Province	Program	Amount
Ontario	Ontario Child Benefit	Up to $1,607/child
Alberta	Alberta Child and Family Benefit	Up to $1,469/child
BC	BC Family Benefit	Up to $2,188/child
Quebec	Family Allowance	Up to $2,782/child

What Affects Your CCB

Factor	Impact
Number of children	More = higher CCB
Children’s ages	Under 6 = higher
Family net income	Lower = higher CCB
Marital status	Combined income if common-law
Shared custody	Split 50/50 if applicable

CCB and Taxes

Aspect	Treatment
CCB received	Not taxable
Must report	No
Affects other benefits	No
Must file taxes	Yes (to receive CCB)

Shared Custody

If you share custody 50/50:

Scenario	Treatment
Equal custody	Each parent gets 50% of CCB
Primary parent	Full CCB to primary
Varying custody	Proportional or one parent