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Canadian Grocery Rebate and Affordability Payments (2026 Guide)

Updated

Overview of Canadian Affordability Benefits

Canada offers several federal and provincial programs to help with the cost of living. This guide covers all major affordability payments available to Canadians.

BenefitPayment FrequencyIncome-Tested
GST/HST CreditQuarterlyYes
Canada Child BenefitMonthlyYes
Canada Carbon RebateQuarterlyNo
OAS/GISMonthlyAge + income
Provincial benefitsVariesVaries

The 2023 Grocery Rebate (Historical)

What It Was

FeatureDetails
TypeOne-time payment
Date paidJuly 5, 2023
EligibilitySame as GST/HST credit
Application requiredNo (automatic)

Payment Amounts (2023)

Family SituationMaximum Amount
Single person$234
Couple$467
Per child under 19$122
Single parent + 1 child$356

Current Status

The 2023 Grocery Rebate was a one-time emergency measure. As of 2026, there is no ongoing grocery rebate. Instead, Canadians rely on regular affordability programs.

GST/HST Credit → Canada Groceries and Essentials Benefit (CGEB)

The GST/HST credit was the primary federal affordability payment, issued quarterly to offset sales tax costs for low and modest-income households. It was replaced by the Canada Groceries and Essentials Benefit (CGEB) starting with the July 2026 payment, which carries a higher base amount under the same eligibility rules.

Current Payment Amounts (July 2026–June 2027 Benefit Year)

Family SituationAnnual Maximum
Single individual$679
Married/common-law$890
Per eligible child under 19$234

Source: Canada Revenue Agency – Canada Groceries and Essentials Benefit (CGEB): How much you can get, verified September 4, 2026, for the July 2026 to June 2027 benefit year (based on 2025 AFNI). View source

2025–2026 Payment Amounts (Final Year Under the GST/HST Credit Name)

Family SituationAnnual Maximum
Single person$519
Married/common-law$680
Per child under 19$179

Payment Dates (2025–2026)

PaymentDate
July 2025July 5
October 2025October 5
January 2026January 5
April 2026April 5

Income Thresholds

Family TypeFull Benefit ThresholdReduced Benefit Phase-Out
Single~$42,000Phased out gradually
Couple no children~$55,000Phased out gradually
Family with childrenHigher thresholdsPhased out gradually

Eligibility

RequirementDetails
Age19+ (or parent, married, or formerly married)
ResidencyCanadian resident
Tax filingMust file previous year’s return
IncomeBelow threshold

Canada Carbon Rebate (Discontinued April 2025)

Formerly the Climate Action Incentive Payment, this rebate offset carbon pricing costs until the federal consumer carbon tax was eliminated effective April 1, 2025. The final payment was made in January 2025 — see Carbon Tax Cancelled — What It Means for You for the full story. It is no longer part of the affordability-payment lineup below.

Final Annual Amounts (2024-2025 Benefit Year)

ProvinceSingleCouplePer Child
Alberta$450$675$112.50
Ontario$280$420$70
Manitoba$300$450$75
Saskatchewan$376$564$94
New Brunswick$190$285$47.50
Nova Scotia$206$309$51.50
PEI$220$330$55
Newfoundland$298$447$74.50

BC and Quebec never received this rebate — they have their own carbon programs.

Canada Child Benefit (CCB)

July 2026–June 2027 Maximum Amounts

Child’s ageMaximum AnnualMaximum Monthly
Under 6$8,157$679.75
6 to 17$6,883$573.58

These maximums apply to families with adjusted family net income (AFNI) below $38,237. Source: Canada Revenue Agency – Canada child benefit (CCB): How much you can get, verified September 4, 2026, for the July 2026 to June 2027 benefit year (based on 2025 AFNI). View source

Income Phase-Out

Family IncomeReduction
Under $38,237Full benefit
$38,237–$82,8477% of income over threshold
Over $82,847Additional reduction

Payment Dates

Monthly payments on the 20th of each month.

Provincial Affordability Benefits

Ontario

BenefitAmountEligibility
Ontario Trillium BenefitVariesLow income
LIFT CreditUp to $875Working low income
Ontario Drug BenefitFree drugs65+

British Columbia

BenefitAmountEligibility
BC Climate Action Tax Credit$504/adultIncome-tested
BC Family BenefitUp to $2,125/childLow/moderate income
BC Electricity Affordability CreditOne-time creditBC Hydro customers

Alberta

BenefitAmountEligibility
Alberta Child and Family BenefitUp to $3,600Families with children
Alberta Seniors BenefitUp to $320/monthLow-income 65+

Quebec

BenefitAmountEligibility
QST CreditVariableLow income
Family AllowanceVariableFamilies with children
Senior AssistanceVariableLow-income 65+

Other Provinces

Most provinces offer similar tax credits and benefits. Check your province’s Ministry of Finance website for details.

Who Receives Affordability Payments?

Automatic Eligibility (No Application)

BenefitHow to Receive
GST/HST Credit / Canada Groceries and Essentials BenefitFile tax return
Grocery Rebate (if reintroduced)File tax return

Application Required

BenefitHow to Apply
Canada Child BenefitApply through CRA
OAS/GISApply at 65
Provincial benefitsVaries by program

How to Maximize Your Benefits

File Your Taxes

TipReason
File every yearRequired for most benefits
File even with $0 incomeStill eligible for credits
Include all family membersChildren and spouse
File on timeAvoid payment delays

Update Your Information

InformationWhere to Update
AddressCRA My Account
Direct depositCRA My Account
Marital statusCRA My Account
Number of childrenCRA (apply for CCB)

Claim All Deductions

DeductionBenefit
RRSP contributionsLower net income = higher credits
Child care expensesLower net income
Moving expensesIf applicable

Combined Annual Affordability Benefits

Example: Single Person in Ontario

BenefitAnnual Amount
Canada Groceries and Essentials Benefit (formerly GST/HST Credit)$679
Ontario Trillium Benefit~$300
Total~$979

The Canada Carbon Rebate, once part of this stack, made its final payment in January 2025 and is no longer paid — see Carbon Tax Cancelled.

Example: Family with 2 Children in Alberta

BenefitAnnual Amount
Canada Groceries and Essentials Benefit (formerly GST/HST Credit)$1,358
Canada Child Benefit~$14,000
Alberta Child Benefit~$3,000
Total~$18,358

Actual amounts vary based on income and circumstances. The Alberta Carbon Levy rebate, once part of this stack, ended alongside the federal Canada Carbon Rebate in January 2025.

Payment Dates Summary (2026)

Federal Payments

MonthBenefit Paid
January 5GST/HST + Carbon Rebate
April 5GST/HST + Carbon Rebate
July 5GST/HST + Carbon Rebate
October 5GST/HST + Carbon Rebate
20th monthlyCanada Child Benefit

Tax Filing Deadlines

DeadlineImportance
April 30File return for eligibility
June 15Self-employed deadline
July paymentFirst payment of benefit year

Will There Be Another Grocery Rebate?

Factors That Could Trigger Another Payment

FactorStatus
High inflationCurrently moderating
Food price increasesVaried
Election promisesPossible
Economic downturnNot currently

How It Would Work

If reintroduced, a grocery rebate would likely:

  • Use the same GST/HST credit infrastructure
  • Be automatic (no application needed)
  • Be delivered as a one-time or temporary payment
  • Target low and modest-income households

Key Takeaways

  • The 2023 Grocery Rebate was a one-time payment
  • Regular affordability benefits include GST/HST credit, CCB, and Carbon Rebate
  • File your taxes to receive benefits automatically
  • Provincial programs add additional support
  • Keep your CRA information up to date for uninterrupted payments

→ Back to: Complete Canadian Tax Guide