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Saskatchewan Income Tax Rates 2026 | Tax Brackets Guide

Updated

Saskatchewan has the second lowest top combined tax rate in Canada at 47.50% — even edging out Alberta’s 48.00%. With only three simple brackets (10.5%, 12.5%, and 14.5%), housing prices a fraction of Toronto or Vancouver, and a Graduate Retention Program that returns up to $20,000 in tuition to grads who stay in-province, Saskatchewan is one of the most tax-friendly provinces for high earners and young professionals alike. The 6% PST is the second lowest provincial sales tax in the country.

Saskatchewan Tax Brackets 2026

Provincial Tax Rates

Each portion of taxable income Rate
$0.00 to $54,532.00 10.5%
$54,532.01 to $155,805.00 12.5%
Over $155,805.01 14.5%

Source: Canada Revenue Agency – Canadian income tax rates for individuals, 2026. Verified August 28, 2026.

Combined Federal + Saskatchewan Rates

Each portion of taxable income Combined Federal + Saskatchewan Rate
Up to $54,532.00 24.5%
$54,532.00 to $58,523.00 26.5%
$58,523.00 to $117,045.00 33%
$117,045.00 to $155,805.00 38.5%
$155,805.00 to $181,440.00 40.5%
$181,440.00 to $258,482.00 43.5%
Over $258,482.00 47.5%

Combined marginal rate = federal rate + Saskatchewan rate at each income level, computed directly from 2026 bracket data (not a separately-maintained table). Source: Canada Revenue Agency – Canadian income tax rates for individuals and the provincial revenue agency, verified August 28, 2026.

Saskatchewan Tax Advantage

Second Lowest Top Rate

Province Top Combined Rate
Alberta 48.00%
Saskatchewan 47.50%
Manitoba 50.40%
Ontario 53.53%
BC 53.50%

Tax Savings vs Ontario

Income SK Tax ON Tax Savings
$100,000 ~$28,100 ~$23,900 -$4,200
$150,000 ~$46,400 ~$44,400 -$2,000
$200,000 ~$67,100 ~$67,400 $300

Note: Saskatchewan’s lower top marginal rate only pays off in dollar terms at higher incomes — its middle brackets are less generous than Ontario’s, so Ontario is actually cheaper up to roughly $200,000.

Saskatchewan Tax Credits

Non-Refundable Credits

Credit 2026 Amount
Basic personal amount ~$18,491
Spouse amount ~$18,491
Age amount (65+) ~$5,762
Pension income ~$1,000
Disability ~$12,299

Saskatchewan-Specific Credits

Credit Details
Low-Income Tax Credit For lower earners
Graduate Retention Program Tuition rebate
Active Families Benefit Kids activities
First-Time Homebuyers Tax credit

Graduate Retention Program

Tuition Rebate Details

Feature Details
Maximum rebate Up to $20,000
Timeframe Over 7 years
Eligibility Grads who stay in SK
Applies to Tuition paid

How It Works

Year Rebate
Year 1-4 $2,000/year
Year 5-7 $4,000/year
Total possible $20,000

Must stay and file taxes in Saskatchewan.

Saskatchewan Low-Income Tax Credit

Credit Details

Feature Amount
Maximum ~$433 per adult
Plus ~$133 per child
Income threshold Reduced above ~$35,000

Tax Calculation Example

$100,000 Income in Saskatchewan

Bracket Income Rate Tax
Federal 1 $58,523 14% $8,193
Federal 2 $41,477 20.5% $8,503
SK 1 $54,532 10.5% $5,726
SK 2 $45,468 12.5% $5,684
Total ~$28,105

Before credits.

Saskatchewan Sales Tax

PST Rate

Category Rate
Most goods 6%
Combined with GST 11%

PST Exemptions

Exempt Items PST
Basic groceries 0%
Prescription drugs 0%
Children’s clothing 0%

Comparison

Province Total Sales Tax
Saskatchewan 11%
Alberta 5%
Manitoba 12%
Ontario 13%

Saskatchewan Cost of Living

Housing Costs

City Average Home Price
Regina ~$340,000
Saskatoon ~$400,000
Toronto ~$1,100,000
Calgary ~$550,000

Overall Affordability

Cost Saskatchewan Level
Housing Very affordable
Utilities Average
Food Average
Insurance Competitive

Active Families Benefit

For Children’s Activities

Feature Details
Amount $150/child
For Sports, arts activities
Income-tested Reduced at higher income

Who Benefits Most in SK

Strong For

Situation Why Saskatchewan
Families Affordable living
High earners Second lowest rate
Recent graduates $20K rebate
Resource workers Industry jobs

Consider

Factor Details
Climate Cold winters
Job market Resource-focused
Amenities Smaller cities

The Bottom Line

Saskatchewan’s 47.50% top combined rate, low PST, and affordable housing make it one of Canada’s most tax-efficient provinces — especially for earners above $150,000 who save $5,000-$12,000 compared to Ontario. The Graduate Retention Program ($20,000 tuition rebate) is a strong incentive for new grads to stay. For a full comparison, see our guide on the best provinces for taxes in Canada.

Prairie Province Comparison

Tax + Cost of Living

Province Tax Level PST Housing
Alberta Lowest 0% Moderate
Saskatchewan Low 6% Low
Manitoba Moderate 7% Low

Tax Planning in Saskatchewan

Strategies

Strategy Benefit
RRSP contributions Save at 33-40.5%
Graduate retention Claim if eligible
Active families Kids activities
Low-income credit If applicable

For New Graduates

If Staying in SK Do This
Apply for GRP Before deadline
File SK taxes Every year
Keep receipts Tuition paid